eInsurance Journal: EInsurance Journal Auto Insurance Articles

Does Your Personal Car Insurance Cover Your Rental Car?

admin — Wed, 25 Aug 2010 00:00:00 GMT

The U.S. Travel Association is predicting a 2.3% uptick in 2010 summer vacation travel. In you’re one of the 51% of Americans who will be taking a summer vacation, you’re probably also among the 80% of will be looking for ways to pinch a fe...

Filing a Car Insurance Claim. What Happens After the Crash?

admin — Thu, 05 Aug 2010 00:00:00 GMT

Screech. Crash. Crunch. You’ve just been in a car accident. What happens now? After police reports have been filed, insurance companies notified and, assuming nobody was injured, your next big step is to file a auto insurance, lots of people ignore those laws, most often because they clai...

Five Safe Driving Tips That Will Help Keep Your Car Insurance Costs Down If You’re Over 65

admin — Fri, 23 Jul 2010 00:00:00 GMT

Your risk of being involved or causing a serious accident increase as you age. Protect your good record and help keep your auto insurance costs low by following these five safe driving tip...

What to Expect If You’re Hit by an Uninsured Driver

admin — Fri, 23 Jul 2010 00:00:00 GMT

Let’s suppose that other than occasionally speeding up at a yellow light, you’re one of the good guys. You always come to a full stop at stop signs, never exceed the speed limit and yield the right of way. You’d never dream of driving...

Motorcycle Crashes

admin — Tue, 20 Jul 2010 00:00:00 GMT

THE TOPIC

Motorcycle riding has become more popular in recent years, appealing to a new group of enthusiasts consisting of older and more affl...

Traffic School Can Lower Your Auto Insurance Premiums

admin — Fri, 09 Jul 2010 00:00:00 GMT

Millions of moving violations are issued every year, and with municipalities increasingly cash-strapped by the economy, the cops are less likely to let you off with a warning if you’re stopped. A single traffic ticket can add points to your...

Motorcycle Insurance Basics

admin — Thu, 01 Jul 2010 00:00:00 GMT

Do warmer weather and rising fuel prices have you dreaming of a motorcycle or motorized scooter? Before you buy, check out the cost of the most essential piece of equipment for your two-wheeler: motorcycle insurance. Don’t leave the dealer’...

Vehicle Insurance – Don’t Forget To Insure Your Motorcycle

admin — Thu, 01 Jul 2010 00:00:00 GMT

We all know we need to insure our cars – just don’t forget to insure the other vehicles in your life. Do you own a motorcycle? We tend to think of them as a hobby or sport, but motorcycles are vehicles as...

Put Down That Cell Phone or Your Auto Insurance Might Get Hurt

admin — Tue, 29 Jun 2010 00:00:00 GMT

In an effort to prevent America’s drivers from talking or texting on mobile phones while driving, the U.S. Transportation Department is mounting a pilot program in New York and Connecticut. Concurrently, the Fed is also asking car manufactu...

Dad, Can I Have the Car Keys? Senior Drivers Safety and Car Insurance Quotes.

admin — Mon, 28 Jun 2010 00:00:00 GMT

The number of senior drivers is on the increase. Today nearly 10% of U.S. drivers are 70 or older, an increase of more than 35% in the past 10 years. By 2030, one in five U.S. drivers will be 65 or older. Over the next few years, many adult...

Avoid Road Rage and Keep Your Low Car Insurance Premiums

admin — Tue, 25 May 2010 00:00:00 GMT

The National Highway Traffic Safety Administration (NHTSA) defines aggressive driving as, “the operation of a motor vehicle in a manner that endangers or is likely to endanger persons or property.” That’s a traffic violation. Wh...

Commercial Vehicle Insurance for Independent Truckers. What Do You Need and How Much?

admin — Thu, 20 May 2010 00:00:00 GMT

The Department of Labor estimates that nine percent of America’s 3.4 million truck drivers are independent owner-operators. If you’re one of these road warriors, you know how tough it is to keep on truckin’ with risin...

For the Cheapest Teen Car Insurance, Teach Your Kid to Drive in Adverse Conditions

admin — Tue, 11 May 2010 00:00:00 GMT

The best way to maintain the cheapest teen car insurance rates is to give your kid the skills he or she needs to avoid accidents. Since skill comes with experience, that means making sure ...

Avoid Car Insurance Rate Hikes. Learn to Drive Safely in Spring Storms.

admin — Thu, 29 Apr 2010 00:00:00 GMT

The spring storm season typically runs from mid-March through June and this year could be a doozey, especially for car insurance rates. Atmospheric scientists (aka weather experts) are pre...

One Simple Way to Help Lower Your Car Insurance Premiums

admin — Thu, 29 Apr 2010 00:00:00 GMT

One Simple Way to Help Lower Your Car Insurance Premiums If you drive a car, cost containment is rapidly becoming as big a concern as safety. Not surprisingly, the two go hand in hand. The better your driving record, the more l...

Does Your Car Insurance Cover Flood Damage?

admin — Fri, 23 Apr 2010 00:00:00 GMT

Experts are predicting flooding on a historic level due largely to this winter’s record-breaking snow falls. Even if you don’t live in a flood plain, sudden heavy spring rains can overflow river banks, wash away bridges and flood roadways. That means d...

For The Cheapest Teen Car Insurance, Teach Your Kid To Drive In Adverse Conditions

admin — Thu, 08 Apr 2010 00:00:00 GMT

The best way to maintain the cheapest teen car insurance rates is to give your kid the skills he or she needs to avoid accidents. Since skill comes with experience, that means making sure your teenager gets plenty of practice time with you in the car. If ...

What Will Those Traffic Ticket Points Cost When You’re Shopping for Car Insurance Quotes?

admin — Tue, 30 Mar 2010 00:00:00 GMT

Getting a traffic ticket is a definite drag, especially if you firmly believe you committed no infraction. But trust us, arguing with a cop is a low-percentage endeavor. Show him your driver’s license and proof of insurance, sign the ticket an...

Could Auto Refinancing Help You Get Cheaper Car Insurance?

admin — Tue, 23 Mar 2010 00:00:00 GMT

A bad credit rating can really mess up your life and turn into a snowballing nightmare. Imagine this scenario: when everybody else was getting awesome finance rates on new cars, you had to pay several percentage points more on your loan – a li...

SR-22 Auto Insurance Information

admin — Fri, 19 Feb 2010 00:00:00 GMT

First, let’s define our terms here. SR-22 isn’t auto insurance per se. It’s a form that an auto insurance carrier might be required to file with your state depart...

For Cheap Teen Car Insurance, Choose the Right Car for Your Teen Driver

admin — Tue, 16 Feb 2010 00:00:00 GMT

One of the steps you can take to get the cheapest auto insurance quotes for your teen driver is to put the kid in the right car. The teenager does not exist who wouldn’t prefer a ho...

Is Car Insurance Tax Deductible?

admin — Fri, 12 Feb 2010 00:00:00 GMT

Money is tight and likely to get tighter. One of the ways you can keep a few more pennies in your personal piggy bank is to maximize your income tax deductions. Don’t overlook the allowable insurance tax deductions. Under certain c...

Cut Costs With These Auto Insurance Discounts

admin — Thu, 11 Feb 2010 00:00:00 GMT

You’ve been nickeled and dimed for years. Fight back. Make 2010 the year you squeeze every ounce of buying power out of you money, starting with what you spend on auto insurance.&n...

Common Insurance Mistakes People Make

admin — Tue, 09 Feb 2010 00:00:00 GMT

Money too tight and time is too precious to waste either. Avoid these common insurance mistakes people make and you might save a little of both.

Never ever lie on an application.
Lying includes failing to disclose requested i...

What Kind of Insurance is Tax Deductible?

admin — Tue, 09 Feb 2010 00:00:00 GMT

About this time of year, you’re digging through drawers, pants pockets, purses and maybe even a file folder or two looking for receipts so you can maximize your federal income tax deductions. You may also be wondering if any of your insurance ...

Auto Parts Theft and Your Auto Insurance

admin — Fri, 05 Feb 2010 00:00:00 GMT

It’s bad enough to have your car stolen, but adding insult to injury is to have it recovered stripped to the frame…or to walk out one morning and find that your airbags, headlamps and catalytic converted have been boosted. Theft of this...

Why You Have Trouble Finding Cheap Car Insurance for Your Teen Driver

admin — Tue, 02 Feb 2010 00:00:00 GMT

Your child is a model citizen, a straight-A student, an all-around good kid, so how come you’re having trouble finding cheap auto insurance for your teen driver? The answer may not s...

Drunk Driving and Auto Insurance

admin — Fri, 29 Jan 2010 00:00:00 GMT

You got popped for driving under the influence of alcohol or drugs. Hopefully, no lives were lost, no injuries were sustained and no property damage occurred, because then you’d really be in a world of legal and financial hurt. As it is, you&r...

Auto Insurance Quotes for Really Bad Drivers

admin — Thu, 28 Jan 2010 00:00:00 GMT

Have you or your spouse been collecting moving violations like cat hair on black pants? Did one of you ignore the barrage of public service announcements and end up in jail for DUI? Did either of you smash up the family car or file lots of claims ov...

Filing an Auto Insurance Claim: OEM vs After-Market Parts

admin — Tue, 19 Jan 2010 00:00:00 GMT

National Safety Council stats claim there are over 12 million motor vehicle accidents involving more than 20 million vehicles every year. That’s a lot of bent fenders, crumpled trunks and bashed in doors in need of repair. If you drive, ...

Automobile Gap Insurance

admin — Thu, 14 Jan 2010 00:00:00 GMT

You can pick up a great new car deal right now. If your credit is decent, you may even be able to get some shiny new wheels with no money down. That’s great, unless your ride gets totaled or somebody steals it. That’s when you&rsqu...

Lower Your Motorcycle Insurance with Theft Prevention Tactics

admin — Fri, 08 Jan 2010 00:00:00 GMT

There’s good news for motorcycle owners. National Insurance Crime Bureau (NCIB) data shows that U.S. motorcycle thefts have been trending downward for the past several years. That mirrors similar drops in automobile thefts. Regrettably, the st...

Don’t Blow Your Safe Driver Discounts. Know About Cell Phone & Texting Bans.

admin — Thu, 07 Jan 2010 00:00:00 GMT

Safe driver discounts are one of the best ways to save money on your car insurance, but old habits die hard. If you’ve grown used to chatting away on your handheld cell phone while cruising down the freeway, better check out the new stat...

The Best Way to Get Cheap Teen Driver Insurance: Set a Good Example

admin — Tue, 05 Jan 2010 00:00:00 GMT

Auto insurance for teenage drivers is high because the statistics show young drivers to be poor risks. The Insurance Institute for Highway Safety claims that your 16-year-old driver is six times more likely to be in an accident than drivers age 30 t...

Auto Insurance Cancellation and Non-Renewal. What’s the Difference? Which is Worse?

admin — Wed, 30 Dec 2009 00:00:00 GMT

There are probably worse messages you could receive in the mail – a notice of an IRS audit comes immediately to mind – but learning that your auto insurer won’t provide coverage for you vehicle is no valentine, either. Here’s...

Making More Informed Choices for the New Year - Consider Your Auto, Home, Health and Life Insurance

admin — Mon, 21 Dec 2009 00:00:00 GMT

You have insurance, so you're all set if something were to go wrong, right? Well, maybe not. Just because you have insurance, does not mean that you have the kinds of coverage that you need or high enough limits to adequately protect you...

New Years Car Insurance Resolutions

admin — Mon, 21 Dec 2009 00:00:00 GMT

Every year we make resolutions - to eat healthier, to work out more, to spend more time with family and friends... Well, don't forget to put assessing your car insurance needs on that list of resolutions. Certainly protecting yourself and your...

‘Tis the Season to Shop Car Insurance Rates

admin — Wed, 09 Dec 2009 00:00:00 GMT

The days dwindle down for 2009 (a good year to put behind us). Somewhere between the eggnog, shopping, wrapping and hall decking make a little time to shop for auto insurance quotes. Th...

Are Your State Laws Changing in the New Year? Time to Shop for Car Insurance

admin — Mon, 07 Dec 2009 00:00:00 GMT

Okay, so shopping for car insurance isn’t on the top of your holiday to-do list. But it should be in the top 10. Car insurance rates fluctuate monthly and by letting your policy ride, you could be leaving a lot of money on the table that you c...

Don’t Be A Victim of Holiday Auto Accident Scams

admin — Fri, 04 Dec 2009 00:00:00 GMT

When the holidays come around, the scammers come out of the woodwork. They like to take advantage of the goodwill, trust and mental distraction that abounds at this time of year. A favorite target is your automobile, or more to the point, the cash t...

Don’t Be an Easy Mark for Holiday Car Theft

admin — Mon, 30 Nov 2009 00:00:00 GMT

Nothing will put a damper on your holiday spirit faster than finding your car and all the Christmas gifts in it have been stolen while you were sipping an Egg Nog latte. Maybe ‘tis the season to jolly for most of us, but for thieves,&lsq...

Driving Safely in Fog

admin — Wed, 25 Nov 2009 00:00:00 GMT

Fog can happen any time of year, but it’s most likely to occur after a rainy period. In California and Florida, that means the late fall and early winter months. In fact, fog has caused some of the most horrific chain reaction car pile ups in ...

Driving Smart in Ice and Snow Can Drive Down Car Insurance Costs

admin — Wed, 25 Nov 2009 00:00:00 GMT

According to the National Highway Traffic Safety Administration, you are 36 percent more likely to be in a car accident in January than in July. Accidents mean more claims on your automobile insurance policy, which will jack up the rates next time y...

Develop Safe Driving Habits for Discount Auto Insurance Quotes

admin — Mon, 23 Nov 2009 00:00:00 GMT

There are plenty of things that are out of your control, but the price you pay for car insurance isn’t one of them. By developing safe driving habits, you can qualify for significant discount a...

Lower Your Car Insurance: Prepare Your Car for Winter Weather

admin — Mon, 23 Nov 2009 00:00:00 GMT

You know the drill: make fewer claims on car insurance policy, get fewer unpleasant surprises when you renew or shop for auto insurance quotes. Well, here comes winter weather and a real g...

Discount Auto Insurance for Senior Drivers

admin — Fri, 13 Nov 2009 00:00:00 GMT

Insurance companies take many factors into account when providing car insurance quotes, including maturity, driving experience and miles driven. So if you’re over 55, ask if ...

For Discount Auto Insurance, Think Safety First

admin — Fri, 13 Nov 2009 00:00:00 GMT

Insurance companies will discount auto insurance for lots of different reasons including the safety rating of the vehicle you drive, the safety features on your car and your safe driving record. With every penny counting these days, any way you can ...

Cheap Texas Auto Insurance

admin — Wed, 04 Nov 2009 00:00:00 GMT

Looking for cheap Texas auto insurance? There are a number of factors to determine the relative affordability of the auto insurance quotes you’re likely to receive i...

Discount Auto Insurance – Let Us Now Praise Free Market Competition

admin — Wed, 04 Nov 2009 00:00:00 GMT

The Laws of Supply and Demand have proven over and over that competition creates superior products, better service and lower prices. This has certainly been the case with automobile insurance. Because insurance companies can sell policies interstate...

Discount Auto Insurance: Save with Anti-Theft Devices

admin — Mon, 02 Nov 2009 00:00:00 GMT

Over one million cars are stolen each year in the U.S., equivalent to one theft every 25 seconds. According to the National Insurance Institute for Highway Safety, trucks and SUVs are the top targets. Surprisingly, BMWs and similar high-end rides ar...

Car Insurance for Teenagers. Graduated Licenses Can Help Lower Teen Insurance Costs.

admin — Fri, 30 Oct 2009 00:00:00 GMT

Your 16 year-old novice driver may be the most cautious, thoughtful, law-abiding kid on the planet, but statistically he’s part of an extremely high-risk group as far the insurance companies are concerned. And the data backs them up: Car cr...

Cheap California Auto Insurance

admin — Mon, 26 Oct 2009 00:00:00 GMT

A recent article in the Wall Street Journal pointed out that driving a car has never been safer, pointing out that “the rate of fatalities per 100 million miles of vehicle travel on U.S. roads is at its lowest…since the mid-70s.” So ...

Cheap Illinois Auto Insurance

admin — Fri, 23 Oct 2009 00:00:00 GMT

Looking for cheap auto insurance quotes in Illinois? There are a number of factors to determine the relative affordability of the auto insurance quotes you’re ...

Finding Cheap Sports Car Insurance

admin — Mon, 19 Oct 2009 00:00:00 GMT

Along with the hot wheels, cool trim, leather interior and killer sound system, your sports car came with another line item add-on that wasn’t part of the MSRP: sports car automobile insurance. Insuring your shiny fast ride can add thousands of d...

Looking to Save Money on Insurance? Don’t Buy What You Don’t Need.

admin — Fri, 16 Oct 2009 00:00:00 GMT

There are plenty of insurance policies you DO need that are going to take a bite out of your budget. You can and should shop for cheap insurance quotes online to hold down costs, but you can als...

Fraudulent Car Insurance Claims Cost You Money

admin — Wed, 14 Oct 2009 00:00:00 GMT

Having a hard time finding cheap car insurance quotes? Blame the cheaters who file fraudule...

Want Cheap Car Insurance? Get the Right Vehicle.

admin — Wed, 14 Oct 2009 00:00:00 GMT

Car insurance probably isn’t top of mind when you’re out shopping for a vehicle. While you’re kicking the tires, deliberating over color, weighing the options and considering the mileage, and haggling over the price, give a little tho...

Divorce and Your Car Insurance Policy

admin — Mon, 12 Oct 2009 00:00:00 GMT

If you’ve always left financial matters up to your spouse, the paperwork and responsibilities that come your way at the end of your marriage can be overwhelming. But overlooking certain things can have devastating consequences. Your car insurance...

Is Your Bad Credit Keeping You From Getting Cheap Car Insurance?

admin — Wed, 07 Oct 2009 00:00:00 GMT

Your driving record is pretty good. You’ve never filed an accident claim. You’re over 25 and gainfully employed. So how come your car insurance quotes look like the national debt? It could be your credit score. While it’s just one of ...

The Auto Policy Price May Be Nice…But Bargain Buyers Beware

admin — Wed, 30 Sep 2009 00:00:00 GMT

Bargain hunting can be fun and rewarding, but before you go for the cheapest car insurance policy, consider the cost of a bad decision. Buy a dud product at the 99-Cent store and you’ve lost a buck. Buy inadequate auto insurance coverage and you ...

Semi Truck Insurance for Your Big Rig

admin — Thu, 27 Aug 2009 00:00:00 GMT

There are many kinds of semi truck trailers designed to haul big loads. Whether you’re driving a box, bus, reefer, tanker, dry bulk, flatbed, lowboy or car hauler, with up to 80,000 pounds of gross weight rolling along on 18 wheels, your semi truck ca...

Dump Truck Insurance Basics

admin — Wed, 26 Aug 2009 00:00:00 GMT

If you use a dump truck to haul aggregate or asphalt or remove construction materials, trash or snow and ice, you need dump truck insurance, and depending on what you haul, you may need specialized auto insurance. For teens’ parents, that’s a big ticket item. Now ...

Keep Your Boat Afloat with Small Watercraft Insurance

admin — Tue, 25 Aug 2009 00:00:00 GMT

If you’re a boat owner, you know the old cliché about the happiest two days of your life: the day you buy your boat and the day you sell it. Let’s assume you’re reading this because you’re still in the Happy Day #1 mindset. If you own a sailboat or mo...

E-Insure.com Free Insurance Quotes Online - eInsurance Insurance Products

admin — Thu, 20 Aug 2009 00:00:00 GMT

When looking for insurance quotes separately for your vehicles, home, business, health and life insurance, you could go online. But you probably have better things to do than spend hour upon hour trying to evaluate and compare multiple quotes from comp...

Four Ways You May Not Know to Get Cheaper Car Insurance

admin — Tue, 18 Aug 2009 00:00:00 GMT

Times are tight and budgets are tighter. Who isn’t looking for any way possible to squeeze a little more mileage out of their hard-earned money? Here are four tips to help you get the cheapest auto insurance...

Get Car Insurance ASAP!

admin — Tue, 18 Aug 2009 00:00:00 GMT

Having a current car insurance policy is more than a necessary expense; it’s also the responsible thing to do. You’re driving a piece of equipment capable to inflicting property damage, severe injury and death. You owe it to yourself, your family, your...

Tow Truck Insurance for Your Commercial Towing Business

admin — Thu, 13 Aug 2009 00:00:00 GMT

If you operate a business that makes money providing towing services or roadside repair services or if you use a tow truck to repossess vehicles, you’re in the commercial towing business and you need a special kind of tow truck insurance to protect you...

ATV Insurance Is A Smart Move Before You Go Off-Roading

admin — Wed, 12 Aug 2009 00:00:00 GMT

Although they’re generally dismissed as “toys” and many states have no age restrictions regarding their use on private property, ATVs (or All-Terrain Vehicles) are anything but child’s play. With engine sizes ranging from 49 to 1,000cc’s, ATVs are powe...

Cash for Clunkers and Your Car Insurance

admin — Wed, 05 Aug 2009 00:00:00 GMT

If you’re thinking about turning in your gas-guzzling 1993 Buick Roadmaster and taking advantage of the federal government’s cash for clunkers program, good for you. That’s a hefty, tax-free incentive to buy a new car. Be advised, however, that while C...

Motorhome Insurance Facts

admin — Thu, 30 Jul 2009 00:00:00 GMT

Before you take to the open road in your home on wheels, make sure you’ve got sufficient motorhome insurance to protect your vehicle, its contents and any of the myriad geegaws, gadgets and accessories you’ve tacked onto that baby. Your home...

Vehicle Insurance – Don’t Forget To Insure Your Motorcycle

admin — Mon, 27 Jul 2009 00:00:00 GMT

We all know we need to insure our cars – just don’t forget to insure the other vehicles in your life. Do you own a motorcycle? We tend to think of them as a hobby or sport, but motorcycles are vehicles as well. Although we don’t like ...

Texas Commercial Truck Insurance

admin — Thu, 23 Jul 2009 00:00:00 GMT

If you providing cargo hauling services under a bill of lading in Texas you are required by state law to carry Texas commercial truck insurance. You’ll have to provide proof of Texas commercial truck insurance coverage in order to secure a Texas Commer...

Business Truck Insurance for Cargo

admin — Wed, 22 Jul 2009 00:00:00 GMT

The goods America’s truckers haul each year are worth billions. Motor truck cargo insurance protects the value of the load you’re carrying up to a limit set by you when you purchase commer...

Truckers Insurance Basics – Commercial Truck Liability Insurance

admin — Tue, 21 Jul 2009 00:00:00 GMT

Nearly three quarters of all the products shipped around America come to us via trucks. That’s about $6.5 trillion worth of goods. If you’re a commercial trucker or own a commercial truck fleet, you know that commercial truck insurance is a cost of doi...

Car Insurance and the Auto Industry Woes - Will Your Auto Insurance Go Up As America’s Auto Makers Go Down?

admin — Wed, 15 Jul 2009 00:00:00 GMT

It’s definitely a great time to buy a new American car. If you can still find an open dealership in your area, chances are good that along with fire-sale prices, you’ll be wheeled, dealed and promised a world of incentives. But before you drive that ba...

Classic Car Insurance - Protect the Value of Your Vintage Car with Classic Car Insurance

admin — Tue, 14 Jul 2009 00:00:00 GMT

A classic or vintage car requires a special kind of auto insurance. We’re not talking about the 72 AMC Gremlin your Aunt Minnie left you. To qualify for classic car insurance, your vehicle must meet several criteria, including showing an appreciation i...

No Fault Car Insurance Basics

admin — Thu, 09 Jul 2009 00:00:00 GMT

No Fault Car Insurance is a concept originally adopted in some form by 24 states between 1970 and 1975. The move was motivated by lots of public outcry in the 1960s over the costly and time-consuming process of figuring out who was to blame when an acc...

Business Insurance Part 2 - Affordable Small Business Car Insurance

admin — Wed, 08 Jul 2009 00:00:00 GMT

Just as your homeowners insurance policy may not provide adequate coverage when you operate a small business from your home, your personal

Cheap Car Insurance for Bad Drivers?

admin — Thu, 02 Jul 2009 00:00:00 GMT

Can a bad driver find cheap car insurance? Probably not. Cheap car insurance for a young driver is even less likely. Insurance companies base a...

Do I Need Rental Car Insurance?

admin — Wed, 01 Jul 2009 00:00:00 GMT

The last thing you want to deal with on vacation or a business trip is a sales pitch for the CDW (collision damage waiver) and other temporary car insurance products at the rental car counter. This is not cheap car insurance! Rental car companies ...

Tips for Getting Cheap Auto Insurance

admin — Wed, 01 Jul 2009 00:00:00 GMT

You can’t change your age, sex or some of the other absolutes that affect what you pay for car insurance. But there are plenty of things you can do to bring down the costs that will result in cheap auto ins...

Tips for Getting Cheap Auto Insurance

admin — Tue, 30 Jun 2009 00:00:00 GMT

You can’t change your age, sex or some of the other absolutes that affect what you pay for car insurance. But there are plenty of things you can do to bring down the costs that will result in cheap insurance policy. Insurance companies cannot pay claims for which they received no premium, or ...

Insurance – Sample Cancellation Letter

admin — Tue, 02 Jun 2009 00:00:00 GMT

Did you know that you don’t have to wait until your insurance policy expires to search for a better insurance quote? In the event you find a cheap online insurance quote right now, you can ask your current insurer to cancel your policy a...

Insurance 101 – What Is It And Why Do I Need It?

admin — Tue, 02 Jun 2009 00:00:00 GMT

Generally, insurance is a contract in which an insurance company agrees to indemnify you against a specific, unexpected covered loss. The idea behind insurance is that if many people pay premiums, and only a certain percentage of those people suffer lo...

The General Auto Insurance Guide to Filing a Claim

admin — Thu, 28 May 2009 00:00:00 GMT

Let’s say you banged up your fender in a parking garage. You have the option of living with the dent or paying to have it repaired yourself. Either way, you’ll keep your insurance record clean and prevent your auto insurance rates from going up. But if...

Build Your Own Discount Auto Insurance - Seek Out Savings on Car Coverage

admin — Wed, 27 May 2009 00:00:00 GMT

Looking for dirt cheap auto insurance? Instead of settling for coverage from a fly-by-night company, you may be able to build your own discount auto insurance policy by seek...

Cheap Car Insurance for a Young Driver

admin — Wed, 27 May 2009 00:00:00 GMT

Like jumbo shrimp and free gift, cheap auto insurance for a young driver is a bit of an oxymoron. Strictly speaking, there ain’t no such beast. The average cost of car insurance for a t...

Top 10 Auto Insurance Companies - Says Who?

admin — Wed, 27 May 2009 00:00:00 GMT

We Americans love lists, especially the kind that rank things from 1 to 10. So who are the Top 10 Auto Insurance Companies? Well, it depends on whose list you access and what criteria were used to make the assessment. Anybody with an ax to grind can th...

The Logic Behind Auto Insurance Quotes

admin — Tue, 26 May 2009 00:00:00 GMT

We all want affordable auto insurance, but sometimes it seems that the setting of auto insurance premiums are arbitrary and capricious. But there really is more method than madness to setting premiums and online auto insurance quotes. So, why does auto...

The Basics Of An Insurance Policy

admin — Wed, 20 May 2009 00:00:00 GMT

There is more to an insurance policy than what it costs you. In order to accurately compare one policy with another, you need to know more than just what the premium is. You need to know what each of the policies covers in order to understand if the po...

Uninsured And Underinsured Motorist Coverage – What Is It And Do I Need It?

admin — Thu, 14 May 2009 00:00:00 GMT

When you purchase an automobile liability insurance policy, the insurer will likely ask you whether you want “UM/UIM” coverage and at what amount. UM,uninsured) motorist, and UIM,underinsured motorist coverage is extremely important for you and your fa...

17 Year Old Car Insurance - Insure Your Teen Driver Without Breaking The Bank

admin — Wed, 13 May 2009 00:00:00 GMT

Your kid got his driver’s license. He’s proud. You’re terrified because you know that the next step in this American rite of passage are the dreaded words, “Can I borrow the car?” You also know that unless you want to face financial ruin, you’re going ...