eInsurance Journal: EInsurance Journal Health Insurance Articles

Understanding Health Insurance Costs, Pt. 1 – Where You Live

admin — Mon, 14 Sep 2009 00:00:00 GMT

Unless you’ve been on the moon or in a monastery all summer, you can’t have escaped the health care reform issue or the debates about how to really lower health insurance costs. One of the ideas that keeps floating to the surface is the so-called Inter...

Health Insurance for Your College Age Kids and Student Medical Insurance Quotes

admin — Wed, 02 Sep 2009 00:00:00 GMT

As if you didn’t have enough to deal with sending your child away to college this fall! Now there are rumors that a swine flu pandemic may hit full force in September. On-campus clinics are free, but if the flu outbreak lives up to predictions, those r...

E-Insure.com Free Insurance Quotes Online - eInsurance Insurance Products

admin — Thu, 20 Aug 2009 00:00:00 GMT

When looking for insurance quotes separately for your vehicles, home, business, health and life insurance, you could go online. But you probably have better things to do than spend hour upon hour trying to evaluate and compare multiple quotes from comp...

Protecting Your Privacy When Looking for Health Insurance Quotes

admin — Tue, 11 Aug 2009 00:00:00 GMT

The Internet has made comparison shopping for personal health insurance easier than it’s ever been. But in your haste to find an affordable health insurance policy have you ever stopped and wondered what happens to all that private information you’re f...

What To Consider When Shopping For Cheap Health Insurance Quotes Online – Particularly If You’ve Recently Been Laid Off

admin — Tue, 04 Aug 2009 00:00:00 GMT

Unfortunately in this economy, many people are being laid off from their jobs every single day. When this happens, you’re forced to decide whether to purchase health insurance, or go uninsured. It’s never a good idea to be uninsured, as you never kno...

Health Insurance: Shopping for Long Term Care Insurance

admin — Wed, 22 Jul 2009 00:00:00 GMT

If you couldn’t bathe, feed or dress yourself because of a stroke, Alzheimer’s or some other disabling event, would you have the financial wherewithal to pay someone else for your daily needs? The average cost of a year of nursing home care is $66,000....

Health Insurance: Invest in Long Term Care Insurance - Part I

admin — Tue, 21 Jul 2009 00:00:00 GMT

Statistically, we’re all going to live longer than previous generations and that could be a mixed blessing. Experts say that half of us who reach 65 will need at least two years of help just getting through the day. If you don’t want to depend on your ...

Student Medical Insurance – A Must-Have for the College-Bound

admin — Tue, 14 Jul 2009 00:00:00 GMT

If you’re a parent, you know you put a lot of effort getting Junior through high school and into college. Protect your investment with a student medical insurance policy. It may be cheaper than continuing to carry your child as a dependent on your heal...

Health Savings Accounts – An Affordable Health Insurance Option

admin — Thu, 09 Jul 2009 00:00:00 GMT

Health Savings Accounts were created by the Medicare bill of 2003 to help people save money tax-free to pay for qualified medical and health expenses now and in the future. They’re similar in some ways to Flexible Savings Accounts offered to employees,...

Temporary Health Insurance Coverage

admin — Thu, 09 Jul 2009 00:00:00 GMT

Are you unemployed without access to COBRA, a new hire, a seasonal worker or a new college grad? Then you’re a very good candidate for temporary health insurance coverage. Also called Shor...

Understanding Managed Health Care Insurance Plan Options

admin — Tue, 30 Jun 2009 00:00:00 GMT

So you’re out there looking for affordable personal health insurance quotes. Well, these days affordable health insurance pretty much means managed care health insurance, which also means somebo...

How to Evaluate Insurers for Individual Health Insurance

admin — Tue, 16 Jun 2009 00:00:00 GMT

You’ve got a personal stake in all of your insurance coverage, but with individual health insurance coverage, a little more so. Your car’s wrecked, your business is robbed, your home burns down – these are all very bad situations, but they pale alongsi...

What Does a Dental Insurance Policy Cover

admin — Tue, 16 Jun 2009 00:00:00 GMT

Compared to health insurance coverage, dental insurance plans are a bargain. For example, most dental insurance coverage includes preventive treatments such as a certain number of cleanings and x-rays free. You don’t get that with medical insurance cov...

Why You Need To Search For Insurance Quotes And Purchase Insurance Now

admin — Thu, 04 Jun 2009 00:00:00 GMT

Insurance protects against accidents that you are not aware of at the time you purchase the policy. If there has already been a loss – there has been an auto accident, someone slipped and injured himself or herself on your property, there was a fire or...

An Insurance Policy Is A Contract - Don’t Forget To Uphold Your End Of The Bargain

admin — Wed, 03 Jun 2009 00:00:00 GMT

When shopping around for insurance quotes, keep in mind that once you have decided on the policy that’s right for you, you should read the policy. Insurance is one of those things that you buy and hope you’ll never need. But, in the event that you suff...

Insurance Companies – Are They Really As Bad As They Are Made Out To Seem?

admin — Wed, 03 Jun 2009 00:00:00 GMT

If you read the paper or watch TV, you know that insurance companies often get a bum rap. But, an insurance company is a business just like any other. An insurance company has employees to pay and needs to make a profit to stay in business. We don’t de...

What Do I Do If My Insurance Company Denied My Claim?

admin — Wed, 03 Jun 2009 00:00:00 GMT

Your insurance company will deny your claim if the claim is not covered under your insurance policy. Insurance companies cannot pay claims for which they received no premium, or ...

Insurance – Sample Cancellation Letter

admin — Tue, 02 Jun 2009 00:00:00 GMT

Did you know that you don’t have to wait until your insurance policy expires to search for a better insurance quote? In the event you find a cheap online insurance quote right now, you can ask your current insurer to cancel your policy a...

Insurance 101 – What Is It And Why Do I Need It?

admin — Tue, 02 Jun 2009 00:00:00 GMT

Generally, insurance is a contract in which an insurance company agrees to indemnify you against a specific, unexpected covered loss. The idea behind insurance is that if many people pay premiums, and only a certain percentage of those people suffer lo...

What Does a Dental Insurance Policy Cover?

admin — Tue, 02 Jun 2009 00:00:00 GMT

Compared to health insurance coverage, dental insurance plans are a bargain. For example, most dental insurance coverage includes preventive treatments such as a certain number of cleanings and x-rays free. You don’t get that with medical insurance cov...

Low Cost Health Insurance - Part I: COBRA Bites

admin — Tue, 26 May 2009 00:00:00 GMT

A funny thing happens when you lose your job. You begin to appreciate the benefits that came with the job, not the least of which was health insurance. Whatever you were kicking in as a contribution to your employer’s medical insurance plan, it’s nothi...

Low-Cost Health Insurance - Part II: Medical Insurance Musts for the Newly Unemployed

admin — Tue, 26 May 2009 00:00:00 GMT

Once upon a time, it was supposed that we humans only needed shelter, water, food and air to survive. Anyone who’s ever had to pay out-of-pocket for a medical procedure or hospital stay will tell you to add medical insurance coverage to the survival ch...

Health Insurance Quotes - Financial Considerations

admin — Wed, 20 May 2009 00:00:00 GMT

You can’t underestimate how important health insurance is for you and your family and it is essential to know what type of health insurance coverage is right for you. Not only...

Searching For Health Insurance Quotes - What Type of Health Insurance Is Right For You?

admin — Wed, 20 May 2009 00:00:00 GMT

There are certain considerations you should take into account as you search for health insurance quotes. For example, you will need to consider what type of health insurance plan is best for you. As some...

The Basics Of An Insurance Policy

admin — Wed, 20 May 2009 00:00:00 GMT

There is more to an insurance policy than what it costs you. In order to accurately compare one policy with another, you need to know more than just what the premium is. You need to know what each of the policies covers in order to understand if the po...

How Do I Choose An Insurance Company?

admin — Fri, 16 Nov 2007 00:00:00 GMT

There are many insurance companies, so choosing between them can be a challenge. Here are the main points to keep in mind when selecting an insurance company: Licensing
Not every company is licensed to operate in each state....

Is There A Difference Between Insurance Cancellation And Nonrenewal?

admin — Thu, 06 Sep 2007 00:00:00 GMT

Source: Insurance Information Institute, Inc. www.iii.org - ALL RIGHTS RESERVED There is a big difference between an insurance company canceling a policy and choosing not to renew it. Insurance c...

How Does Honesty Apply To Insurance?

admin — Thu, 12 Oct 2006 00:00:00 GMT

This is a subject that has been debated over the years many times. In essence, honesty is one of the bedrocks of the insurance product. Without an honest insured, it is very difficult for an insurance comp...

The Death Of The Educated Jury: The Plaintiff’s Malpractice Lottery

admin — Thu, 09 Jun 2005 00:00:00 GMT

As in the times of the Romans, the common man is called to perform his civic duty. I was called for Jury duty today. I had all the common emotions associated with such a calling:

I had not been able to go the last two times, as I...

Cut Your Risk For Filing Bankruptcy

admin — Fri, 20 May 2005 00:00:00 GMT

On April 20, 2005, President Bush signed legislation into law making it more difficult for individuals to file bankruptcy under Chapter 7. Though the new legislation has found support from credit card companies and other lenders, when this new law take...

One Last Gift Under The Tree: Health Savings Accounts

admin — Wed, 23 Feb 2005 00:00:00 GMT

You've survived another holiday season. All the gifts are opened, the eggnog is gone and you're left with thank-you notes to write, a few extra pounds to burn off, and a checkbook to balance. But if you want to start off the new year smart, here's a ti...

A Valentine Special: Domestic Partnership Insurance Revisited

admin — Wed, 09 Feb 2005 00:00:00 GMT

Since the e-Insure Journal first visited the domestic partner issue in July 2003, gay marriage has come to dominate headlines nationwide. Many see 2004 as the year that "moral...

Staying Healthy II: Results That Last

admin — Mon, 20 Dec 2004 00:00:00 GMT

Imagine it's 1954 (this will take more imagination for some of us than for others) and you're watching television's top-rated show: I Love Lucy. Your eyes begin to glaze over as you squint at your tiny black-and-white television set. Soon you ...

Staying Healthy I: A Question Of Balance

admin — Mon, 29 Nov 2004 00:00:00 GMT

I couldn’t help noticing the food items in the cart ahead of me in the checkout line: ice cream, soda pop, cheese puffs, candy, and more. And I couldn’t help noticing the rather large man and woman standing behind their cart, checking out the fitness...

The True Cost of Health Insurance

admin — Mon, 28 Jun 2004 00:00:00 GMT

Health insurance can be loaded with terminology that leaves some of the most seasoned buyers intimidated. As a result, I routinely need to help the applicant become more confident by helping him or her understand the t...

Children's Health Insurance: An Open Letter To The Governor Of Texas

admin — Tue, 23 Sep 2003 00:00:00 GMT

Lisa Laudermilk is a homemaker, part-time preschool teacher, and the mother of four sons. Concerned with the skyrocketing costs of medical services and health insurance, as well as unfair policies and recent budget cuts within the Children's Health ...