ATV Vehicle Insurance Quotes

An Off-Road Vehicle Insurance package typically offers a combination of collision, liability, theft, and related coverage designed specifically to meet the needs of off-road vehicle owners.

What ATV Vehicle Insurance Is Not

Off-Road Vehicle Insurance is not standard auto insurance. It is designed for off-road activities—which pose unusual hazards—and specialized vehicles, and offers coverages appropriate to those risks.

Most Off-Road Vehicle Insurance packages cover recreational uses only. If you use your off-road vehicle in a commercial setting, consider Commercial Vehicle Insurance or an appropriate specialty insurance product.

Who Needs ATV Vehicle Insurance?

If you own an off-road vehicle—no matter how often you ride it!—then you need Off-Road Vehicle Insurance. There are risks inherent to the use of such vehicles that most standard auto insurance policies simply do not cover.

Things To Think About

How much off-road activity do you do? Where do you ride? Do you do it alone? Do you have the correct equipment? Does your policy cover other riders, or only you?

Relevant e-Insure Journal Content