Engineering Insurance
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Engineering Insurance
Engineers are inherent problem solvers that make things work for a living. Make sure your operations are properly covered, while you’re busy solving problems. Whether it be damage to important blueprints or other planning documents, business insurance is critical to engineers ensuring their respective businesses are properly covered. Learn how to use engineering insurance to protect your operations, by reducing the common risks associated with engineering firms such as yours, below:
Business Owners Policy (BOP)
A virtual necessity for all business owners, and a great building block to providing a suite of coverage, the BOP combines protection from all major property, liability and business income risks in one package. In addition to providing a cost effective way to manage your firm’s inherent risks, a BOP also allots the opportunity to customize it through adding coverage tailored to accounting firms specifically.
Optional coverage associated with the accounting industry that can be added to your package:
- Valuable Papers & Records Coverage
- Computers and Media Coverage
- Data Breach Coverage
Workers’ Compensation (Workers Comp Insurance)
Most states require this coverage and often times have fines for failure to purchase it. Workers’ Comp essentially provides wage replacement and medical benefits to employees injured in the course of performing their duties.
Commercial Auto Insurance
Given everyone that owns a vehicle has personal auto insurance, many businesses feel this coverage is not necessary. Make sure you take the time to reconsider. Commercial Auto policies are beneficial for accounting firms due to the amount of traveling during normal operations. Whether it be running general errands or even transferring pertinent financial information to and from clients, commercial auto insurance will assure that you and your employees are properly covered.
