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IT Consultants Insurance Quotes

 

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PROFESSIONAL LIABILITY INSURANCE FOR IT CONSULTANTS
Professional Liability insurance covers the costs and damages resulting from covered claims, even if the lawsuit is unwarranted. You should consider it if:
You regularly provide IT advice
You implement IT solutions
Your client requires it
COMPREHENSIVE INSURANCE COVERS YOU.
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REDUCE YOUR RISK
Businesses in today's litigious society are at risk of a professional liability claim, but some businesses face greater risks than others.

Protecting Your Company and Your Clients with IT Insurance

In today's business world carrying the right type of insurance can be vital to the survival of any company no matter what type of product or service they offer. The IT world has become so complicated that the simplest error or omission can have disastrous results leading to complete system failures and loss of revenue. IT insurance is a form of errors and omissions insurance that has been created specifically to provide coverage for this exact situation.

IT Consultants Shoulder a Lot of Responsibility

As information technology consultants you are responsible for everything that exists in your client's computer system. No matter how professional and skilled both you and your employees are, it is still within the realms of possibility that someone can miss entering a single character of code or enter the wrong one causing a system wide crash or worse destroy stored data. IT insurance or as it is also known, professional liability insurance is there to protect you, your employees and your company in the event of a lawsuit.

In many ways this type of insurance policy is no different than the medical malpractice insurance that doctors are required to carry. No matter whether you call it IT insurance, professional liability insurance or errors and omissions insurance, it is there to protect you in the event that your clients feel that your actions or inactions are responsible for any damage done. E & O insurance is there to cover the costs of your legal defense and any settlements or judgments that may be assessed against you in a court of law.

Even if the courts should find that your company cannot be held liable for the damages or losses that have occurred, the costs of your legal defense can be in the thousands of dollars. When you are a small company, failing to have some form of IT insurance coverage can leave you holding a bill that can easily force you into bankruptcy or at the very least have a long term effect on your bottom line if you are the owner of a larger company.

Do You Need to Be Covered?

Does your company really need to be covered by an IT insurance policy? To put it simply, your company is staffed by human beings and as such they are prone to mistakes no matter how skilled they may be. You may go for years and never experience a single dissatisfied customer or problem with the work your employees perform. When the day comes that a single error or omission in their work causes a company to loose thousands of dollars, you have to stop and think about who is going to pay the bill.

It is for this reason if for no other reason that you need to request an IT insurance policy quote from EINSURANCE. Using our online platform, you will be able to receive multiple quotes from a wide range of specialty insurance companies so that you can choose the policy that is going to provide you with the information technology consultant's liability insurance coverage your company needs. You will also be able to choose a price that will fit in with your budget and have the peace of mind that comes with knowing you are fully covered. 

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