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Understanding Insurance - Frequently Asked Questions


The Frequently Asked Questions page is grouped into top-level sections for convenience.
Click on the category or type of insurance that your question relates to:





Insurance Information and Answers to
Business Questions



Q&A
How do I get a quote on Business Insurance?

Q&A
What does business insurance cover?

Q&A
Will insurance cover my business if someone sues us?

Q&A
Do I need insurance to protect my business and my part-time employees?

Q&A
What kinds of property should I consider insuring?

Q&A
How do I determine how much property insurance I need?

Q&A
Will my homeowners insurance cover my business if I work at home?

Q&A
Can I combine other entities on my policy as part of my named insured?

Q&A
What is a Business Owners Policy?

Q&A
Who is insured under a BOP?

Q&A
What types of businesses are eligible for a BOP?

Q&A
What types of businesses are not eligible for a BOP?

Q&A
What is umbrella insurance?

Q&A
What is covered under an umbrella policy?

Q&A
What is not covered under an umbrella policy?

Q&A
How much umbrella coverage should I have?

Q&A
What is workers’ compensation insurance?

Q&A
Who must be covered by worker's compensation insurance?

Q&A
How do state workers' compensation systems work?

Q&A
What factors influence my workers' compensation premiums?

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