Accounts Receivable Financing

An asset-based financing arrangement in which companies use their receivables (house accounts) as collateral in exchange for cash. A minimum of $50,000 to a maximum of $1,000,000 is available.

Accounts Receivable Financing is a means for clients to accelerate cash flow by financing their open invoices. Clients receive cash in advance of payments due from their customers, typically within 30, 60 or 90 days, providing needed capital to meet operational overhead.

Benefits

Continuous Source of Operating Capital

Unlike other types of financing, A/R Financing focuses on your sales, not your balance sheet. As sales increase, more working capital becomes available to meet the demands of operating your business. A/R Financing provides a continuous, long-term source of funds on a short-term basis.


Early Payments Discounts

A/R Financing can provide you with the funds necessary to pay suppliers early and receive discounts.


No Debt

Because A/R Financing is not a loan, no debt is incurred which makes it easier to obtain other types of financing.


Better Credit

A/R Financing allows you to pay taxes and bills on time. By establishing a good credit rating, you may qualify for better terms from suppliers and on loans.


Quick and Easy Funding

The A/R Financing application process typically takes less time and effort than other forms of financing.

Additional Products & Services:

A/R Management Services

Billing, lockbox collection, payment processing, monitoring and reporting services

Merchant Cash Advance

A financing arrangement in which companies receive capital against their future credit card sales