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How a Flexible Spending Account (FSA) Works

November 22, 2016

Health insurance coverage provided by your employer comes with an option not available to individual policies: a Flexible Spending Account (FSA). While it’s not an arrangement that makes...

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by EINSURANCE

Laid Up and Laid Off: Your Health Insurance Options After Job Loss

September 28, 2016

If you are laid off from your job, you have options for health care insurance. Do the smart thing and don’t take the “Oh, I don’t need health insurance anyway” route an...

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by EINSURANCE

Protect Your Assets with Long Term Care Partnership Insurance

August 31, 2016

Most states now use Partnership for Long-Term Care to encourage people to purchase long term care insurance (LTCI), which takes some of the burden off of state Medicaid budgets. LTCI Partnersh...

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by EINSURANCE

Hybrid Policies: Long-Term Care and Life Insurance Combined

July 19, 2016

With an aging population, paying for long-term care continues to be a concern. But there are several reasons people hesitate to purchase long-term care insurance (LCI). Many who have the means...

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by EINSURANCE

65 and Still Working: Health Insurance Coverage Facts You Need to Know

June 29, 2016

Turning 65 years of age doesn’t automatically mean you’re going to retire. If you plan to continue working, you need to be aware of your health insurance options.

When you turn...

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by EINSURANCE

Tips for Saving Money on Prescription Drugs

May 20, 2016

In 2015, drug costs in the United States spiked upwards. People who don’t have prescription insurance coverage were hardest hit, suddenly being asked to pay anywhere from a few dollars t...

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by EINSURANCE

Health Insurance When Abroad

April 29, 2016

Traveling abroad can be good for the soul, but hard on your peace of mind because you never know when something could happen. You need to get somewhere but find out the busses aren’t run...

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by EINSURANCE

Do You Qualify for the Medicare Extra Help Program?

March 15, 2016

With costs for prescription drugs edging ever higher, it is difficult for seniors on limited incomes to pay for the medications they need. Added to Medicare coverage in 2006, Part D is meant t...

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by EINSURANCE

7 Trends in Employer-Provided Health Insurance

February 29, 2016

Health insurance is evolving, and so is the role of employers who provide health insurance benefits. During World War II, when wage controls were in place, companies began offering health insu...

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by EINSURANCE

The Healthcare Short Gap Exemption

January 22, 2016

This year’s open enrollment period for healthcare insurance is January 31, 2016. So you still have time, but it’s running out fast. Miss the window and you could end up pay the pen...

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by EINSURANCE
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