For those of you with a bit of morbid curiosity, we here at EINSURANCE have taken a look at the latest National Vital Statistic Report numbers and come up with a list of the deadliest states, and the safest for the glass-half-full types. Death is something we think about frequently when working with life insurance, so we thought we would share some of our findings. In 2010 there were over two million deaths in the United States, 180,811 thousand of those deaths were preventable injury related deaths. For the purpose of rating danger levels we will only count deaths that were caused by preventable, injury related, causes.
In terms of sheer numbers of accident related deaths California holds the highest spot with 10,435. In order to determine the most dangerous we will consider the rate of deaths per 100,000 people. The states you are least likely to die of an accident in are: California at number three, with 28 accidental deaths per 100,000 residents; New York comes in second, with 25.8 accidental deaths per 100,000 residents; the state you are least likely to die from accidental death is Maryland, with 25 accidental deaths per 100,000. On the flipside the most accident prone states, with the most deaths, are: Oklahoma at third most accident prone, with 61 deaths per 100,000; Wyoming holding the number two most deadly, with 61.4 per 100,000; the most accidental injury related death rates in West Virginia, where there are 66.6 deaths per 100,000 people.
States with large population centers seem to sit in the safer places to drive, possibly because of residents opting for the public transportation systems. The safest driving states, the one with the least amount of vehicle related deaths are: Surprisingly New Jersey in third, with 5.9 deaths per 100,000; DC in second, with 6.3 per 100,000 people; and the least driving related deaths happen in Massachusetts, with 5.9 per 100,000. The most dangerous are: Arkansas, with 20.9 driving deaths per 100,000; Mississippi at 23 deaths per 100,000; and the most deadly drivers in Wyoming, with 24.5 deaths per 100,000.
The homicide rates tell a different story. The lowest risk states for homicide are: Iowa and Hawaii tied for second, at 1.8 homicide related deaths per 100,000; the lowest is Idaho, with 1.5 per 100,000 population. The highest rates are in: third most dangerous is Mississippi, with 9.6 per 100,000; and Louisiana in at second most, with 5.6 homicide related deaths per 100,000; the most homicide related deaths are in D.C, with the high 19.8 per 100,000 people.
No matter where you live it is always good to be secure with a life insurance plan.