claims made vs. occurrence policiesEINSURANCE

Claims-Made VS Occurrence Policies

There are two primary types of insurance policy forms: occurrence and claims-made. Occurrence forms cover losses that happen during a given period of time (the policy term). A claims-made form has value, but no guarantee of continued insurablity.
standard homeowners insurance policyEINSURANCE

Health Insurance Pay Or Play

Here's some good news for families struggling to meet high health insurance premiums because their employers don't provide coverage.
standard homeowners insurance policyEINSURANCE

The Hidden Cost Of “Low Cost Term Life Insurance”

Low cost term life insurance is not always the best bargain when you weigh all the facts
standard homeowners insurance policyEINSURANCE

The Death Of The Educated Jury: The Plaintiff’s Malpractice Lottery

It seems to me that a random jury selection of random people of all social and economic levels would be much more logical than the current jury selection process
standard homeowners insurance policyEINSURANCE

A Valentine Special: Domestic Partnership Insurance Revisited

Domestic Partner Benefits Information and Insurance
standard homeowners insurance policyEINSURANCE

Insurance Monkey Business

Odd stories about insurance humor and funny insurance stories
standard homeowners insurance policyEINSURANCE

How Much Auto Insurance Coverage Do I Need?

How Much Auto Insurance Coverage Do I Need?
standard homeowners insurance policyEINSURANCE

What Are The Principal Types Of Life Insurance?

The principal types of life insurance are term life insurance and whole life/permanent life insurance.
standard homeowners insurance policyEINSURANCE

Car Insurance Premiums: What’s Your Address Got To Do With It?

Auto insurance premiums are affected by the area you live in, populated cities, urban areas, high theft rates, distance driven to work
standard homeowners insurance policyEINSURANCE

How Do I Choose An Insurance Company?

Choosing insurance should be based on licensing in your state, price, financially sound insurance companies, service and comfort
standard homeowners insurance policyEINSURANCE

Save on Your Homeowners Insurance with Holiday Theft Prevention

Don’t let a Grinch steal your happy holidays. Keep your home and belongings safe. You’ll have a merrier season and, since you won’t have to file a claim, you may even save on your homeowners insurance policy, too.
standard homeowners insurance policyEINSURANCE

Are Your State Laws Changing in the New Year? Time to Shop for Car Insurance

Okay, so shopping for car insurance isn’t on the top of your holiday to-do list. But it should be in the top 10. Car insurance rates fluctuate monthly and by letting your policy ride, you could be leaving a lot of money on the table that you could probabl
standard homeowners insurance policyEINSURANCE

Don’t Be A Victim of Holiday Auto Accident Scams

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When the holidays come around, the scammers come out of the woodwork. They like to take advantage of the goodwill, trust and mental distraction that abounds at this time of year. A favorite target is your automobile, or more to the point, the cash they ca
standard homeowners insurance policyEINSURANCE

What To Do in a Power Failure

Our nation’s infrastructure is aging. Power outages that are merely annoying in summer can become life-threatening in winter. Use these hints and tips to protect you from the impact of winter weather on your home and help you stay safe and warm when winte
standard homeowners insurance policyEINSURANCE

Why Should I Buy Life Insurance Policy?

There are many reasons it makes sense to purchase life insurance for your dependants
standard homeowners insurance policyEINSURANCE

What Type Of Insurance Do I Need For A Co-Op Or Condo?

Condo and co-op insurance requires two separate insurance policies, your own insurance policy and a master policy provided by the condo/co-op board
standard homeowners insurance policyEINSURANCE

Is There A Difference Between Insurance Cancellation And Nonrenewal?

The difference between insurance nonrenewal and insurance cancelation
standard homeowners insurance policyEINSURANCE

What Is In A Standard Homeowners Insurance Policy?

Standard home owners insurance offers: house structure coverage, personal belonging coverage, liability protection and additional living expense costs