claims made vs. occurrence policiesEINSURANCE

The Basics Of An Insurance Policy

There is more to an insurance policy than what it costs you. In order to accurately compare one policy with another, you need to know more than just what the premium is. You need to know what each of the policies covers in order to understand if the polic
claims made vs. occurrence policiesEINSURANCE

Homeowners, Condominium and Renters Insurance – The Big Litigation Expense Benefit

One of the biggest benefits of homeowners insurance, condominium owners insurance and renters insurance is that most policies require the insurance company to defend you in a lawsuit if you are sued for covered damages.
claims made vs. occurrence policiesEINSURANCE

Searching For Health Insurance Quotes - What Type of Health Insurance Is Right For You?

HMOs generally require you to see your primary care doctor before seeing a specialist; whereas PPOs generally have larger networks of doctors that are covered under your plan and allow greater flexibility if you choose to see a doctor that is outside of t
claims made vs. occurrence policiesEINSURANCE

Health Insurance Quotes - Financial Considerations

With respect to any policy you are considering, you’ll want to know what your contribution will be.
claims made vs. occurrence policiesEINSURANCE

Homeowners Condominium Owners and Renters Insurance – Protecting Your Valuables

it is important to take your valuables into consideration. You can obtain a “personal articles floater” which specifically insures your individual valuable items for which there may be limited or no coverage otherwise.
claims made vs. occurrence policiesEINSURANCE

Commercial General Liability Insurance – A Must For All Businesses

The typical CGL policy will cover your business for certain specific losses. Specifically, in the event you or the company are sued for “bodily injury,” “property damage,” “personal injury” or “advertising injury,” the typical CGL policy will provide cove
claims made vs. occurrence policiesEINSURANCE

Lowering The Cost Of Homeowners Insurance

One of the ways to reduce your premium is somewhat beyond your control – a good claims history. Of course, the best claims history is to have had no claims.
claims made vs. occurrence policiesEINSURANCE

Commercial Auto Liability Policies for Businesses

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As liability caused by an automobile is excluded under Commercial General Liability Insurance policies, make sure to consider purchasing a Commercial Vehicle Liability Policy to protect your business.
claims made vs. occurrence policiesEINSURANCE

Uninsured And Underinsured Motorist Coverage – What Is It And Do I Need It?

Think long and hard before rejecting UM/UIM coverage – that is the coverage that will protect you and your passengers in the event the “at fault” vehicle does not have insurance or enough insurance to cover the injuries of the driver and passengers in you
claims made vs. occurrence policiesEINSURANCE

Considerations When Buying Automobile Liability Insurance – How To Protect Yourself When Protecting Others

You might be surprised at how high settlements and jury verdicts are in injury cases – people injured in car accidents claim all sorts of damages – past and future lost wages, medical expenses, pain and suffering, etc. These amounts add up quickly and cou
17 year old woman smiling showing new car keysEINSURANCE

17 Year Old Car Insurance - Insure Your Teen Driver Without Breaking The Bank

Yes, 17 year old car insurance is going to cost you. Remember, like all insurance, automobile coverage for your teenager is about assessing risk based probability.
claims made vs. occurrence policiesEINSURANCE

What To Consider When Buying Homeowners Insurance, Apartment Insurance or Condominium Insurance

When buying insurance for your home, apartment or condominium, don’t forget to take into account what it will cost you to replace the contents.
claims made vs. occurrence policiesEINSURANCE

Auto Insurance Cancellation and Non-Renewal. What’s the Difference? Which is Worse?

There are probably worse messages you could receive in the mail – a notice of an IRS audit comes immediately to mind – but learning that your auto insurer won’t provide coverage for you vehicle is no valentine, either. Here’s what you need to know about t
claims made vs. occurrence policiesEINSURANCE

High Auto Insurance Premiums: The Fraud Factor

Why do auto insurance scams work? More often than not, they work because drivers fail to take common-sense precautions like the ones listed here
claims made vs. occurrence policiesEINSURANCE

Travel Insurance: A Healthy Choice

Travel Insurance - A Healthy Choice
claims made vs. occurrence policiesEINSURANCE

The True Cost of Health Insurance

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True health insurance costs are relate to deductible, co-insurance, co-insurance limits, out of pocket limits, and stop loss
claims made vs. occurrence policiesEINSURANCE

Claims-Made VS Occurrence Policies

There are two primary types of insurance policy forms: occurrence and claims-made. Occurrence forms cover losses that happen during a given period of time (the policy term). A claims-made form has value, but no guarantee of continued insurablity.
claims made vs. occurrence policiesEINSURANCE

How Does Honesty Apply To Insurance?

It is important to be honest on all insurance applications and claims to avoid the possibility of problems on coverage for any future claims.