claims made vs. occurrence policiesEINSURANCE

Medical Insurance Musts for the Newly Unemployed

If you have a job, chances are good that some or all of your health insurance policy is covered by your employer. But if you’re newly unemployed and not a trust fund baby, you’re going to need low-cost health insurance.
claims made vs. occurrence policiesEINSURANCE

The Logic Behind Auto Insurance Quotes

Armed with actuarial tables, auto insurance companies can scientifically calculate their level of risk. Many factors and variables play a role in calculating your risk as potential holder of an auto insurance policy.
homeowners insurance and commercial general liability insuranceEINSURANCE

Homeowners Insurance and Commercial General Liability Insurance – No License to Kill

Homeowners Insurance and Commercial General Liability Insurance is meant to cover accidental loss or injury, not intentional loss.
claims made vs. occurrence policiesEINSURANCE

Commercial General Liability Insurance – Additional Insured Coverage

An “additional insured” is a person or business that is specifically included as an insured under the policy issued to your business.
claims made vs. occurrence policiesEINSURANCE

Homeowners Insurance – The Big Litigation Expense Benefit

One of the biggest benefits of homeowners insurance, condominium owners insurance and renters insurance is that most policies require the insurance company to defend you in a lawsuit if you are sued for covered damages.
claims made vs. occurrence policiesEINSURANCE

Commercial Auto Liability Policies for Businesses

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As liability caused by an automobile is excluded under Commercial General Liability Insurance policies, make sure to consider purchasing a Commercial Vehicle Liability Policy to protect your business.
claims made vs. occurrence policiesEINSURANCE

Homeowners Condominium Owners and Renters Insurance – Protecting Your Valuables

it is important to take your valuables into consideration. You can obtain a “personal articles floater” which specifically insures your individual valuable items for which there may be limited or no coverage otherwise.
claims made vs. occurrence policiesEINSURANCE

Lowering The Cost Of Homeowners Insurance

One of the ways to reduce your premium is somewhat beyond your control – a good claims history. Of course, the best claims history is to have had no claims.
claims made vs. occurrence policiesEINSURANCE

Commercial General Liability Insurance – A Must For All Businesses

The typical CGL policy will cover your business for certain specific losses. Specifically, in the event you or the company are sued for “bodily injury,” “property damage,” “personal injury” or “advertising injury,” the typical CGL policy will provide cove
17 year old woman smiling showing new car keysEINSURANCE

17 Year Old Car Insurance – Insure Your Teen Driver Without Breaking The Bank

Yes, 17 year old car insurance is going to cost you. Remember, like all insurance, automobile coverage for your teenager is about assessing risk based probability.
claims made vs. occurrence policiesEINSURANCE

Auto Insurance Cancellation and Non-Renewal. What’s the Difference? Which is Worse?

There are probably worse messages you could receive in the mail – a notice of an IRS audit comes immediately to mind – but learning that your auto insurer won’t provide coverage for you vehicle is no valentine, either. Here’s what you need to know about t
claims made vs. occurrence policiesEINSURANCE

Professional Liability Insurance In Associations

Professional liability insurance coverage pays for professional legal fees and damages in the case of a law suit over errors or omissions allegedly committed while engaged in the practice of someone's profession
claims made vs. occurrence policiesEINSURANCE

How Does Honesty Apply To Insurance?

It is important to be honest on all insurance applications and claims to avoid the possibility of problems on coverage for any future claims.
filing liability insurance claimsEINSURANCE

Filing Liability Claims: A Reality Check

You file insurance liability claims with the insured and the insurance company pays the court costs
claims made vs. occurrence policiesEINSURANCE

The Hidden Cost Of “Low Cost Term Life Insurance”

Low cost term life insurance is not always the best bargain when you weigh all the facts
business meeting about liability insurance and surety bondsEINSURANCE

Liability Insurance VS. Surety Bonds

Shop for surety bond insurance and business owners policies at einsurance services
claims made vs. occurrence policiesEINSURANCE

A Valentine Special: Domestic Partnership Insurance Revisited

Domestic Partner Benefits Information and Insurance
claims made vs. occurrence policiesEINSURANCE

Claims-Made VS Occurrence Policies

There are two primary types of insurance policy forms: occurrence and claims-made. Occurrence forms cover losses that happen during a given period of time (the policy term). A claims-made form has value, but no guarantee of continued insurablity.