Health Insurance: Invest in Long Term Care Insurance - Part I

Don’t pick a long term care insurance policy with a time limit. You want lifetime long term care coverage.

Will You Outlive Your Life Insurance Company?

You can usually obtain the life insurance company rating information for free online, although if you want a detailed report from A.M. Best it will cost you $75 per request.

Employment Practices Liability Insurance - Because Law Suits Happen

Employment practices liability insurance coverage typically applies only to claims made by full-time employees.

Homeowners Flood Insurance – An Umbrella of Protection

Your normal homeowners insurance policy does not provide flood coverage.

Who Needs Workers’ Compensation Insurance? Maybe It’s You.

Every state has different laws governing workers compensation insurance, so you’ll want to check with your state’s insurance commission or an insurance agent for specific details, but typically you’re required to carry workers compensation insurance if yo

Life Insurance Part 2 - What Kind of Life Insurance Should You Get?

Life insurance companies package life insurance policies with lots of different names, but there are essentially two choices. You can choose permanent life insurance, also called whole life insurance, or the typically more affordable term life insurance

Student Medical Insurance – A Must-Have for the College-Bound

If you’re a college-bound young adult without parental assistance, you definitely should be getting student medical insurance quotes before you head for school in the fall

Life Insurance Part 1 - Who Needs Life Insurance Coverage

Before you go looking for life insurance quotes, ask yourself a fundamental question: do you really need life insurance? Not everyone does.

Classic Car Insurance - Protect the Value of Your Vintage Car

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Classic car insurance providers may also require that your vehicle never be used for business or commercial purposes and that it not be your primary transportation vehicle.

No Fault Car Insurance Basics

No Fault Car Insurance is a concept originally adopted in some form by 24 states between 1970 and 1975.

Temporary Health Insurance Coverage

Also called Short Term Medical temporary insurance, this affordable health coverage provides a vital safety net in case of illness or accident until you can afford or qualify for long-term health insurance.

Health Savings Accounts – An Affordable Health Insurance Option

Health Savings Accounts were created by the Medicare bill of 2003 to help people save money tax-free to pay for qualified medical and health expenses now and in the future.

Puppy Love & Homeowner Liability - A Cautionary Tail

I adopted a rescue bull terrier. I love him but he has “issues.”…

Do You Have Enough Homeowners Insurance Coverage?

When determining how much homeowner insurance coverage you need, don’t rely on cost per square footage estimates.

Business Insurance Part 2 - Affordable Business Car Insurance

Depending on your insurance company and your specific circumstances, you may be able to simply add a business endorsement to your regular auto insurance policy.

Business Insurance Part 1 - Options for Home-Run Businesses

Many insurance companies offer business insurance policies specifically for home-run businesses.

Cover Your Assets with Errors and Omissions Insurance

Basically, Errors and Omissions insurance protects you should a client or customer decide to sue you for damages resulting from a service or product you, your employees or independent contractors acting on your behalf provided or failed to provide as prom

Cheap Car Insurance for Bad Drivers?

While you’re forking out the big dough for a bad driver insurance policy, take some short- and long-range steps to work your way back to good driver rates.