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Medical Insurance Musts for the Newly Unemployed

If you have a job, chances are good that some or all of your health insurance policy is covered by your employer. But if you’re newly unemployed and not a trust fund baby, you’re going to need low-cost health insurance.
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The Logic Behind Auto Insurance Quotes

Armed with actuarial tables, auto insurance companies can scientifically calculate their level of risk. Many factors and variables play a role in calculating your risk as potential holder of an auto insurance policy.
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Commercial General Liability Insurance - Certificates of Insurance

A certificate of insurance is a piece of paper, usually one page, which serves as proof that your business is insured.
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Commercial General Liability Insurance - Additional Insured Coverage

An “additional insured” is a person or business that is specifically included as an insured under the policy issued to your business.
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Homeowners Insurance and Commercial General Liability Insurance – No License to Kill

Homeowners Insurance and Commercial General Liability Insurance is meant to cover accidental loss or injury, not intentional loss.
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The Basics Of An Insurance Policy

There is more to an insurance policy than what it costs you. In order to accurately compare one policy with another, you need to know more than just what the premium is. You need to know what each of the policies covers in order to understand if the polic
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Homeowners Insurance - The Big Litigation Expense Benefit

One of the biggest benefits of homeowners insurance, condominium owners insurance and renters insurance is that most policies require the insurance company to defend you in a lawsuit if you are sued for covered damages.
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Searching For Health Insurance Quotes - What Type of Health Insurance Is Right For You?

HMOs generally require you to see your primary care doctor before seeing a specialist; whereas PPOs generally have larger networks of doctors that are covered under your plan and allow greater flexibility if you choose to see a doctor that is outside of t
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Health Insurance Quotes - Financial Considerations

With respect to any policy you are considering, you’ll want to know what your contribution will be.
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Commercial General Liability Insurance – A Must For All Businesses

The typical CGL policy will cover your business for certain specific losses. Specifically, in the event you or the company are sued for “bodily injury,” “property damage,” “personal injury” or “advertising injury,” the typical CGL policy will provide cove
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Lowering The Cost Of Homeowners Insurance

One of the ways to reduce your premium is somewhat beyond your control – a good claims history. Of course, the best claims history is to have had no claims.
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Commercial Auto Liability Policies for Businesses

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As liability caused by an automobile is excluded under Commercial General Liability Insurance policies, make sure to consider purchasing a Commercial Vehicle Liability Policy to protect your business.
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Homeowners Condominium Owners and Renters Insurance – Protecting Your Valuables

it is important to take your valuables into consideration. You can obtain a “personal articles floater” which specifically insures your individual valuable items for which there may be limited or no coverage otherwise.
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Uninsured And Underinsured Motorist Coverage – What Is It And Do I Need It?

Think long and hard before rejecting UM/UIM coverage – that is the coverage that will protect you and your passengers in the event the “at fault” vehicle does not have insurance or enough insurance to cover the injuries of the driver and passengers in you
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17 Year Old Car Insurance - Insure Your Teen Driver Without Breaking The Bank

Yes, 17 year old car insurance is going to cost you. Remember, like all insurance, automobile coverage for your teenager is about assessing risk based probability.
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What To Consider When Buying Homeowners Insurance, Apartment Insurance or Condominium Insurance

When buying insurance for your home, apartment or condominium, don’t forget to take into account what it will cost you to replace the contents.
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Automobile Liability Insurance - What Does It Cover?

You might be surprised at how high settlements and jury verdicts are in injury cases – people injured in car accidents claim all sorts of damages – past and future lost wages, medical expenses, pain and suffering, etc. These amounts add up quickly and cou
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Auto Insurance Cancellation and Non-Renewal. What’s the Difference? Which is Worse?

There are probably worse messages you could receive in the mail – a notice of an IRS audit comes immediately to mind – but learning that your auto insurer won’t provide coverage for you vehicle is no valentine, either. Here’s what you need to know about t