Entries by Dale Williams

Do Insurance Companies Share Claim Information?

Do Insurance Companies Share Claim Information? Technically, no. They don’t consult with each other or share claim information about your insurance history. And they don’t contact one another to discuss individual’s insurance claim history to determine their rates for coverage. However, insurance carriers do subscribe to trustworthy third party services that provide them with information […]

National Vs. Regional Insurance Carriers

There are two types of insurance carriers. National Vs. Regional Insurance Carriers. National insurance carriers are bigger and provide a great range of coverage for all insurance requests. Regional insurance carriers are smaller but nimble enough to customize local insurance policies for you. Both national and regional insurance carriers have some advantages and disadvantages. Check […]

Drowsy Driving: Risks and Evaluation

Welcome to Ben’s Chronicles Hello! I’m Ben from EINSURANCE. Trust me, I know there are plenty of things we’d both probably rather be doing than discussing insurance. But although insurance gets a bad rap, it does have its benefits; especially when you find the right coverage and carrier. Unfortunately, throughout my life I have had […]

E-Scooter Insurance – Do You Need It?

What are “E-Scooters”? E-scooters are battery-powered “kick” scooters that can reach speeds exceeding 15 to 20 mph. You are not required to have a driver license to operate e-scooters. They have gained immense popularity across the country in recent years. As e-scooters have become more prevalent, their associated risks and liabilities have created several problems. […]

Do I Need Cannabis Insurance Coverage?

What Is Cannabis Insurance Coverage? Working in the cannabis industry means that your company faces a broad range of exposures and a complex regulatory environment. That’s why cannabis insurance coverage is extremely important to your business, whether you are a manufacturer, distributor, retailer or wholesaler.  What Does It Cover? Commercial general liability insurance  Product liability […]

Close Call: Gearing Up for a Competitive Race

Welcome to Ben’s Chronicles Hello! I’m Ben from EINSURANCE. Trust me, I know there are plenty of things we’d both probably rather be doing than discussing insurance. But although insurance gets a bad rap, it does have its benefits; especially when you find the right coverage and carrier. Unfortunately, throughout my life I have had […]

Do You Need Toy Insurance?

What Is Toy Insurance? Toy insurance coverage can represent two different categories. One is your valuable and luxury collections. The other is your recreational toys like ATVs, motorcycles, RVs, boats, etc. These are all fairly expensive and require toy insurance to protect them.  What Does It Cover? For your precious collections, comprehensive toy insurance coverage […]

Do I Need Food Truck Insurance?

Food Truck Insurance Food trucks are getting more and more popular in recent years, leading to increased requests for food truck coverage. Food truck coverage uses several insurance policies to cover food trucks, business property, employees and other liabilities. These policies typically include commercial vehicle insurance, business property insurance, general liability insurance, employment practices liability […]

6 Tips for Buying A Used Car

6 Quick Tips to Think About When Purchasing a Used Car You’ve been considering this purchase for a while now, and the time has come where the rubber meets the road. Given vehicles are a rapidly depreciating asset, you figured a used vehicle would be your best bet, as you aren’t interested in having a […]

How to Check Contractors’ Credentials

Welcome to Ben’s Chronicles Hello! I’m Ben from EINSURANCE. Trust me, I know there are plenty of things we’d both probably rather be doing than discussing insurance. But although insurance gets a bad rap, it does have its benefits; especially when you find the right coverage and carrier. Unfortunately, throughout my life I have had […]

Best Campgrounds In The U.S.

One of the best things traveling around the U.S. is that there are many great campgrounds for nature lovers. Fresh air, glorious mountains, clear lakes and gorgeous scenes. EINSURANCE provides you 8 best campgrounds in the U.S. for you to explore. 1. Joshua Tree National Park, California Joshua Tree National Park is a vast protected […]

How to Create A Home Inventory List for Home Insurance

What Is a Home Inventory List? A home inventory list is a list of the items or personal belongings you have in your home. Having an up-to-date home inventory will play an important role in recovering any items you lose in an accident, and will help you get your insurance claim settled faster.  Why Do […]

Insurance Underwriting Factors

Insurance Underwriting Factors Insurance underwriting is a term referring to the process of determining risk for potential insuance customers. Each insurance company has its own set of underwriting guidelines. Also, different types of insurance products have different underwriting considerations too. Here are some examples: For car insurance, your age, driving history, credit score, years of […]

Tips for Choosing the Right Insurance Company

Why Choosing the Right Insurance Company Is Important? When you file an insurance claim and don’t get a timely response, you know you’ve chosen the wrong insurance carrier. Before you buy insurance, you’d better check an insurance company’s history and reputation, and compare multiple quotes and coverages. Or you can consult with friends or local […]

Baby Travel Tips – Things You Must Know Before You Go

Welcome to Ben’s Chronicles Hello! I’m Ben from EINSURANCE. Trust me, I know there are plenty of things we’d both probably rather be doing than discussing insurance. But although insurance gets a bad rap, it does have its benefits; especially when you find the right coverage and carrier. Unfortunately, throughout my life I have had […]

Moving Insurance Guide

What Is Moving Insurance? When you prepare to move, your belongings may not be covered while in transit. So you might need moving insurance coverage to cover loss or damage to your possessions. Typically, your homeowners or renters insurance policies won’t cover your property during a move. You’d better review the policy or talk with […]

Terrorism Insurance Coverage

According to Wikipedia, terrorism Insurance is insurance purchased by property owners to cover their potential losses and liabilities that might occur due to terrorist activities. It is often offered separately or as a special endorsement to your standard commercial property insurance policy coverage. However, many terrorism coverage endorsements contain exclusions like nuclear, biological, chemical or […]

Can I Insure My Future Earnings?

Am I Able to Insure My Future Earnings? The answer is yes. Income protection insurance or disability insurance will cover a portion of your income in the short or long term if you are not able to work, or perform the major duties of your job. One of the best examples is of professional athletes. […]