Automatic Braking System: Good or Bad… The auto industry is evolving at an alarming rate. Before we know it, autonomous vehicles will be everywhere. Leaving no need for distracted driving warnings, or possibly car insurance as a whole. As a step in this progression many cars are coming equipped with Automatic Emergency Braking (AEB) systems. […]
Builders Risk Insurance Coverage Builders Risk Insurance is a special type of property insurance that covers buildings and structures under construction, remodeling, or repair. It typically covers perils such as fire, wind, hail, theft, vandalism and other accidental loss or damage to the property. It’s also important to note that earthquake, flood and hurricane damage […]
Welcome to Ben’s Chronicles Hello! I’m Ben from EINSURANCE. Trust me, I know there are plenty of things we’d both probably rather be doing than discussing insurance. But although insurance gets a bad rap, it does have its benefits; especially when you find the right coverage and carrier. Unfortunately, throughout my life I have had […]
Umbrella Policy Coverage Umbrella insurance coverage refers to liability insurance that is in excess of other basic policies, and also potentially primary insurance for losses not covered by the other policies. Personal umbrella policies are extremely valuable due to the fact that they protect you, and your loved ones from unforeseen and tragic events that […]
What’s Business Insurance? Business insurance keeps your business rolling smoothly and minimizes your financial exposure through ensuring your firm and employees are properly covered. Purchasing the right types of business insurance could help protect your company’s assets against damage and legal claims. Check out our choices for the best insurance coverage for small business owners. […]
Welcome to Ben’s Chronicles Hello! I’m Ben from EINSURANCE. Trust me, I know there are plenty of things we’d both probably rather be doing than discussing insurance. But although insurance gets a bad rap, it does have its benefits; especially when you find the right coverage and carrier. Unfortunately, throughout my life I have had […]
Can Family History Affect Life Insurance Rates? The answer is yes. Most life insurance companies consider your family health history when you apply for life insurance. In fact, family history could be one of the biggest factors that the insurance carriers use to determine your life insurance rates. Why Insurance Carriers Want to Know Your […]
The internet is an incredible resource for people of all ages, which makes internet safety a big concern for everyone. Hackers are always on the lookout for personal information they can use to access your credit card and bank information. Unsafe surfing online will lead you to many threats like internet violence from social media […]
Do Insurance Companies Share Claim Information? Technically, no. They don’t consult with each other or share claim information about your insurance history. And they don’t contact one another to discuss individual’s insurance claim history to determine their rates for coverage. However, insurance carriers do subscribe to trustworthy third party services that provide them with information […]
There are two types of insurance carriers. National Vs. Regional Insurance Carriers. National insurance carriers are bigger and provide a great range of coverage for all insurance requests. Regional insurance carriers are smaller but nimble enough to customize local insurance policies for you. Both national and regional insurance carriers have some advantages and disadvantages. Check […]
Welcome to Ben’s Chronicles Hello! I’m Ben from EINSURANCE. Trust me, I know there are plenty of things we’d both probably rather be doing than discussing insurance. But although insurance gets a bad rap, it does have its benefits; especially when you find the right coverage and carrier. Unfortunately, throughout my life I have had […]
What are “E-Scooters”? E-scooters are battery-powered “kick” scooters that can reach speeds exceeding 15 to 20 mph. You are not required to have a driver license to operate e-scooters. They have gained immense popularity across the country in recent years. As e-scooters have become more prevalent, their associated risks and liabilities have created several problems. […]
What Is Cannabis Insurance Coverage? Working in the cannabis industry means that your company faces a broad range of exposures and a complex regulatory environment. That’s why cannabis insurance coverage is extremely important to your business, whether you are a manufacturer, distributor, retailer or wholesaler. What Does It Cover? Commercial general liability insurance Product liability […]
Welcome to Ben’s Chronicles Hello! I’m Ben from EINSURANCE. Trust me, I know there are plenty of things we’d both probably rather be doing than discussing insurance. But although insurance gets a bad rap, it does have its benefits; especially when you find the right coverage and carrier. Unfortunately, throughout my life I have had […]
What Is Toy Insurance? Toy insurance coverage can represent two different categories. One is your valuable and luxury collections. The other is your recreational toys like ATVs, motorcycles, RVs, boats, etc. These are all fairly expensive and require toy insurance to protect them. What Does It Cover? For your precious collections, comprehensive toy insurance coverage […]
Food Truck Insurance Food trucks are getting more and more popular in recent years, leading to increased requests for food truck coverage. Food truck coverage uses several insurance policies to cover food trucks, business property, employees and other liabilities. These policies typically include commercial vehicle insurance, business property insurance, general liability insurance, employment practices liability […]
6 Quick Tips to Think About When Purchasing a Used Car You’ve been considering this purchase for a while now, and the time has come where the rubber meets the road. Given vehicles are a rapidly depreciating asset, you figured a used vehicle would be your best bet, as you aren’t interested in having a […]
Welcome to Ben’s Chronicles Hello! I’m Ben from EINSURANCE. Trust me, I know there are plenty of things we’d both probably rather be doing than discussing insurance. But although insurance gets a bad rap, it does have its benefits; especially when you find the right coverage and carrier. Unfortunately, throughout my life I have had […]
