What is Residual Market Insurance?
If you are a high risk for insurance companies, do not let them deny you the right to shop for competitive prices.
Entries by EINSURANCE
Seven Essential Insurance Policies for Small Nonprofits and Smaller Charitable Groups
7 insurance policies that will help your non-profit continue to carry out its mission.
Are Health Insurance Premiums Tax Deductible?
Can I Claim Deductions for My Health Insurance Premiums? Medical costs can be hefty, but the Internal Revenue Service provides a way to recoup some of this money through tax deductions for medical expenses. But, understanding the rules involved can be a challenge. When Can I Deduct Health Insurance Premiums on My Taxes? Whether or […]
Expert Tips on How to Get the Best Auto Insurance Deals
Comparison shopping for auto insurance is one of the most effective ways to get the best auto insurance deals. You should shop around every few years, even if you’re happy with your insurer. Many people don’t know that trick, or don’t feel it’s worth their time. Still, auto insurance companies raise their rates often, even […]
6 Safety Features That Can Save You Money on Car Insurance
There might just be a treasure trove of savings in your auto insurance premiums. If you haven’t yet explored discounts for safety features, it might be worth looking into. It varies by state and insurance carrier, but if your car is equipped with certain features, you can save money. Important Safety Features That Lower Car […]
Dump Truck Insurance Basics
Your basic required dump truck insurance will include liability and physical damage coverage.
PLPD Insurance Explained
Personal Liability and Property Damage (PLPD) insurance coverage is required in some states to drive a vehicle, legally. Every state has unique laws requiring the amount of liability coverage you must carry and may use different terms to describe it. Note the term “PLPD Insurance” was used mostly in Michigan at one time, but that […]
Does Home Insurance Cover Tornado Damage? Be Aware of Regional Limits to Tornado Insurance Coverage
Does insurance cover tornado damage? Most homeowner’s policies include tornado insurance coverage, but if you live in Tornado Alley, you may need additional tornado insurance
Do You Need Non-Owner Car Insurance?
Don’t own a car? You might still need to own an auto insurance policy. Called non-owner car insurance, this kind of coverage can be a good idea and, in some states and circumstances, even required. Non-owner car insurance is a unique policy specifically for people who do not own a car. It provides liability coverage […]
Buying Homeowners Insurance with Bad Credit
Every homeowner should carry homeowner’s insurance, even if your home is completely paid off. It protects your investment and protects you with liability coverage in case you get sued by a guest at your home. And if you’re paying a mortgage, it’s likely that your mortgagee — the bank or institution who owns the loan […]
Gap Health Insurance – What You Need to Know
Health insurance is a necessity for all Americans. And many working-age individuals get their health coverage via group health insurance plans through their employer. Usually, these plans cover the employee, and family members can be added to them. But employment status can change. Layoffs and downsizing can occur in any economic environment. And since the […]
Premises Liability Insurance Basics for Small Business
Premise liability lawsuits targeting small businesses are on the rise. Learn more and get quotes commercial general liability quotes online from top insurers.
Life Insurance Benefits and Tax Liabilities
There are different types of life insurance and different kinds of tax liabilities for the various payouts on benefits. Understanding your options will help you choose the right life insurance for your specific situation.
What is Stranger Originated Life Insurance / STOLI?
Stranger originated life insurance (STOLI) policies aren’t legal in the US. While insurance laws vary from state to state, all states require the owner of a life insurance policy to have insurable interest in the insured individual. That sounds complicated, and like everything else related to insurance, it can be difficult to understand. This unbiased […]
Which is Better Homeowners Insurance: All Risk or Named Peril?
Sometimes things are open to interpretation, and reading the wrong meaning into something can cost you bunches. For example, if you have an all risk homeowner’s insurance policy, you might assume the word “all” implies that everything is covered. You woul
Does Landlord Insurance Cover Tenant Damages?
Sometimes, yes. Traditional landlord insurance policies will help cover many types of tenant damage. You’ll still need to pay a deductible, however. And if the damages are minor, you may wish to pay for them out-of-pocket rather than create a claims history. Rental property insurance can be complicated. This unbiased guide written by licensed insurance […]
Insurance Monkey Business
Odd stories about insurance humor and funny insurance stories
The Small Business Health Care Tax Credit
The Small Business Health Care Tax Credit exists to help offset the costs of group health insurance plans for employees. For small business owners, this federal income tax credit can be worth up to 50% of your yearly investment in group health insurance for employees. Non-profit organizations can get an income tax credit up to […]
