Pay-per-mile car insurance can be an affordable auto insurance option for certain customers. But it’s not right for everyone. Throughout this article we’ll refer to it using three names: pay per mile, pay-per-mile and PPM. Know that we’re referencing the same type of insurance every time. Here we’ll explain how pay per mile car insurance […]
If you are a small business owner, you know that running a business is more than just hanging a sign out front. Whether you’re an individual consultant or own a growing business with employees, business insurance can protect your company. But what kind? There are basic insurance policies business owners should consider. Business Owners Policy […]
A Guide to Life Insurance Medical Exams When you purchase life insurance coverage, you will likely be asked to have a medical exam. The insurer will determine how much of a risk you are, first with an interview followed by a physical exam administered by a medical professional, typically a paramedical, such as a nurse. […]
If you bought a new car, it started to depreciate as soon as you drove it off the lot, about 10 percent of its original value in a year’s time. And that’s just an approximate estimate; some can depreciate as much as 50 percent if it’s not a very popular car. If your new car […]
Sometimes, yes. Your auto insurance policy will cover most hurricane damage if you have comprehensive coverage. Still, even with a comprehensive coverage policy, some types of damage – specifically glass windows and windshields – might not be covered unless you have a rider. (We’ll talk about that more in a moment.) And your car insurance […]
Special Enrollment Period allows you to enroll in health coverage outside of the annual open enrollment period if you experience certain life events, including losing health insurance coverage, moving, getting married, having a baby, etc. You usually have up to 60 days following the event to enroll in a plan if you qualify for an […]
When you’re in an accident, whether someone is hurt, there is extensive damage to the cars or property involved, or the event is a simple fender bender, you’ll need to file an auto insurance claim for coverage. If you live in a no-fault state, you’ll file with your insurance company. If you’re in an at-fault […]
Key man life insurance can keep your company in business if a valued employee dies or is disabled. Key person life insurance premiums may be tax deductible
Learn the potential risks of too cheap auto insurance and shop for competitive quotes from top rated car insurance companies online.
Do You Need Child Only Health Insurance Child only health insurance is available in the US and has undergone some significant changes in recent years. But it’s not as widely available as private family plans, which include children on a parent’s health insurance plan for a small premium, or for free. So, before we get […]
Yes, auto insurance is one of the biggest expenses that come with owning a vehicle. On the other hand, if you ever need to file a claim, owning an auto insurance policy can save you a lot more than it costs. There are all kinds of reasons to cancel or switch your car insurance as […]
Get fast facts about backdating insurance policies for life insurance, car insurance and health insurance
Losing a family member is never easy. But if your spouse, parent, or other friend left you an inheritance via a life insurance policy, the extra funds can lessen the sting of loss. Welcome to A Life Insurance Beneficiary’s Ultimate Guide. This article will answer your most common questions about being a life insurance beneficiary, […]
If you own a small business and have at least one employee besides yourself, by law you have to carry workers compensation insurance.
First-Time Home Buyer Tips Buying your first home can be both exciting and terrifying at the same time. The surest way to lean more towards the positive side of that spectrum is to educate yourself so you can have a better idea of what to expect. You’ll also feel better about your decisions. 1. Define […]
Thanks to the Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA), you don’t have to lose the health insurance that was provided by your former employer. But you’ll have to pay full price as well as an up-to-two percent administration fee. COBRA health insurance provides for the continuation of group health coverage when you quit, […]
Auto insurance is complicated. Today, we’ll cover the basics of comprehensive insurance for cars, trucks, motorcycles and SUVs, with the general consumer – or non-professional driver – in mind. While the concept of comprehensive insurance for autos stays the same regardless of what you do with a vehicle, business owners, CDL drivers and livery operators […]
We don’t want to sound like a sales rep here, but the truth is: any time can be the best time to buy life insurance! Perhaps the better question to ask is “Which type of life insurance do I need right now?” Life insurance can seem complicated, but EINSURANCE.com is here to help! We’ll attempt to answer this question for you […]
