Auto Insurance Journal

Auto insurance journal archives serve to provide summaries of latest auto related insurance news, information and resources.

It helps customers learn what auto insurance they should choose, driving tips and saving discounts, etc.

From car insurance, boat insurance, to motorcycle insurance and RV insurance, EINSURANCE always offers our best efforts to help you choose the right coverage with the best price.

claims made vs. occurrence policiesEINSURANCE

What Do I Do If My Insurance Company Denied My Claim?

Your insurance company will deny your claim if the claim is not covered under your insurance policy. Insurance companies cannot pay claims for which they received no premium, or they would go out of business.
claims made vs. occurrence policiesEINSURANCE

Insurance – Sample Cancellation Letter

The first step prior to writing the cancellation letter is to look to your policy to see if there are any provisions regarding cancellation and notification of your insurer. There may be instructions regarding how to cancel your policy – how many days not
claims made vs. occurrence policiesEINSURANCE

The General Auto Insurance Guide to Filing a Claim

So here’s the general auto insurance guide to filing a claim.
claims made vs. occurrence policiesEINSURANCE

Cheap Car Insurance for a Young Driver

The average cost of car insurance for a teenager may add 100 percent or more to your automobile insurance policy. And that’s if junior maintains a decent driving record. Tack on a moving violation and get ready to take out a second mortgage
claims made vs. occurrence policiesEINSURANCE

Build Your Own Discount Auto Insurance - Seek Out Savings on Car Coverage

Discounts are available from many companies if you buy more than one policy from them. Lump your boat insurance, motorcycle insurance and both car insurance policies in with your homeowner insurance and you could see significant savings on insurance in ge
claims made vs. occurrence policiesEINSURANCE

Top 10 Auto Insurance Companies - Says Who?

Well, it depends on whose list you access and what criteria were used to make the assessment.
claims made vs. occurrence policiesEINSURANCE

The Logic Behind Auto Insurance Quotes

Armed with actuarial tables, auto insurance companies can scientifically calculate their level of risk. Many factors and variables play a role in calculating your risk as potential holder of an auto insurance policy.
claims made vs. occurrence policiesEINSURANCE

Commercial Auto Liability Policies for Businesses

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As liability caused by an automobile is excluded under Commercial General Liability Insurance policies, make sure to consider purchasing a Commercial Vehicle Liability Policy to protect your business.
claims made vs. occurrence policiesEINSURANCE

Uninsured And Underinsured Motorist Coverage – What Is It And Do I Need It?

Think long and hard before rejecting UM/UIM coverage – that is the coverage that will protect you and your passengers in the event the “at fault” vehicle does not have insurance or enough insurance to cover the injuries of the driver and passengers in you
claims made vs. occurrence policiesEINSURANCE

Automobile Liability Insurance - What Does It Cover?

You might be surprised at how high settlements and jury verdicts are in injury cases – people injured in car accidents claim all sorts of damages – past and future lost wages, medical expenses, pain and suffering, etc. These amounts add up quickly and cou
17 year old woman smiling showing new car keysEINSURANCE

17 Year Old Car Insurance - Insure Your Teen Driver Without Breaking The Bank

Yes, 17 year old car insurance is going to cost you. Remember, like all insurance, automobile coverage for your teenager is about assessing risk based probability.
claims made vs. occurrence policiesEINSURANCE

Auto Insurance Cancellation and Non-Renewal. What’s the Difference? Which is Worse?

There are probably worse messages you could receive in the mail – a notice of an IRS audit comes immediately to mind – but learning that your auto insurer won’t provide coverage for you vehicle is no valentine, either. Here’s what you need to know about t
filing liability insurance claimsEINSURANCE

Filing Liability Claims: A Reality Check

You file insurance liability claims with the insured and the insurance company pays the court costs
claims made vs. occurrence policiesEINSURANCE

Read The Fine Print: A Case Study In Getting The Insurance That You Paid For

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insurance policy fine print, fine print insurance quote, insurance policy coverage, insurance quotes, insurance policy appeal
claims made vs. occurrence policiesEINSURANCE

Claims-Made VS Occurrence Policies

There are two primary types of insurance policy forms: occurrence and claims-made. Occurrence forms cover losses that happen during a given period of time (the policy term). A claims-made form has value, but no guarantee of continued insurablity.
claims made vs. occurrence policiesEINSURANCE

How Does Honesty Apply To Insurance?

It is important to be honest on all insurance applications and claims to avoid the possibility of problems on coverage for any future claims.
claims made vs. occurrence policiesEINSURANCE

High Auto Insurance Premiums: The Fraud Factor

Why do auto insurance scams work? More often than not, they work because drivers fail to take common-sense precautions like the ones listed here
claims made vs. occurrence policiesEINSURANCE

How Much Auto Insurance Coverage Do I Need?

How Much Auto Insurance Coverage Do I Need?