Home Insurance Journal

Home insurance journal archives serve to provide summaries of latest home insurance related news and information.

It helps customers learn what home insurance is and how to choose home insurance when you buy your homes.

From homeowners insurance coverage, landlord insurance policy, to mobile home insurance coverage, EINSURANCE always offers our best efforts to help you find the best deals of home coverage.

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Homeowners Insurance and Commercial General Liability Insurance – No License to Kill

Homeowners Insurance and Commercial General Liability Insurance is meant to cover accidental loss or injury, not intentional loss.
standard homeowners insurance policyEINSURANCE

Homeowners Insurance – The Big Litigation Expense Benefit

One of the biggest benefits of homeowners insurance, condominium owners insurance and renters insurance is that most policies require the insurance company to defend you in a lawsuit if you are sued for covered damages.
standard homeowners insurance policyEINSURANCE

Lowering The Cost Of Homeowners Insurance

One of the ways to reduce your premium is somewhat beyond your control – a good claims history. Of course, the best claims history is to have had no claims.
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Homeowners Condominium Owners and Renters Insurance – Protecting Your Valuables

it is important to take your valuables into consideration. You can obtain a “personal articles floater” which specifically insures your individual valuable items for which there may be limited or no coverage otherwise.
claims made vs. occurrence policiesEINSURANCE

Claims-Made VS Occurrence Policies

There are two primary types of insurance policy forms: occurrence and claims-made. Occurrence forms cover losses that happen during a given period of time (the policy term). A claims-made form has value, but no guarantee of continued insurablity.
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How Does Honesty Apply To Insurance?

It is important to be honest on all insurance applications and claims to avoid the possibility of problems on coverage for any future claims.
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How Do I Choose An Insurance Company?

Choosing insurance should be based on licensing in your state, price, financially sound insurance companies, service and comfort
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What To Do in a Power Failure

Our nation’s infrastructure is aging. Power outages that are merely annoying in summer can become life-threatening in winter. Use these hints and tips to protect you from the impact of winter weather on your home and help you stay safe and warm when winte
standard homeowners insurance policyEINSURANCE

Save on Your Homeowners Insurance with Holiday Theft Prevention

Don’t let a Grinch steal your happy holidays. Keep your home and belongings safe. You’ll have a merrier season and, since you won’t have to file a claim, you may even save on your homeowners insurance policy, too.
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What Type Of Insurance Do I Need For A Co-Op Or Condo?

Condo and co-op insurance requires two separate insurance policies, your own insurance policy and a master policy provided by the condo/co-op board
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What Is In A Standard Homeowners Insurance Policy?

Standard home owners insurance offers: house structure coverage, personal belonging coverage, liability protection and additional living expense costs
standard homeowners insurance policyEINSURANCE

Catastrophe Insurance And The Homeowner

Purchasing a catastrophe insurance policy varies in certain parts of the US, it is important to know your options if you live in a catastrophe prone area