Life Insurance Journal

Life insurance journal archives serve to provide summaries of latest life insurance related news and information.

It helps customers learn what life insurance is and how to choose life insurance to protect your family members.

From term life insurance coverage, whole life insurance policy, to universal life insurance coverage, EINSURANCE always offers our best efforts to help you find the right life insurance coverage.

claims made vs. occurrence policiesEINSURANCE

Life Insurance – How Much Do I Need?

The purpose of life insurance is so that your family is not devastated financially at the same time as being devastated emotionally by its loss.
claims made vs. occurrence policiesEINSURANCE

Life Insurance – Do I Need It?

Life insurance is a small price to pay in exchange for being able to live your life knowing that your family is taken care of, no matter what life may hold.
claims made vs. occurrence policiesEINSURANCE

Will You Outlive Your Life Insurance Company?

You can usually obtain the life insurance company rating information for free online, although if you want a detailed report from A.M. Best it will cost you $75 per request.
claims made vs. occurrence policiesEINSURANCE

Life Insurance Part 2 - What Kind of Life Insurance Should You Get?

Life insurance companies package life insurance policies with lots of different names, but there are essentially two choices. You can choose permanent life insurance, also called whole life insurance, or the typically more affordable term life insurance
claims made vs. occurrence policiesEINSURANCE

Life Insurance Part 1 - Who Needs Life Insurance Coverage

Before you go looking for life insurance quotes, ask yourself a fundamental question: do you really need life insurance? Not everyone does.
claims made vs. occurrence policiesEINSURANCE

Getting Married? Recently Married? Time To Think About Insurance!

Here’s a checklist of some considerations you should give to insurance if you are getting married or are newly married:
claims made vs. occurrence policiesEINSURANCE

Why You Need To Search For Insurance Quotes And Purchase Insurance Now

Insurance protects against accidents that you are not aware of at the time you purchase the policy. If there has already been a loss – there has been an auto accident, someone slipped and injured himself or herself on your property, there was a fire or a
claims made vs. occurrence policiesEINSURANCE

What Do I Do If My Insurance Company Denied My Claim?

Your insurance company will deny your claim if the claim is not covered under your insurance policy. Insurance companies cannot pay claims for which they received no premium, or they would go out of business.
claims made vs. occurrence policiesEINSURANCE

Insurance – Sample Cancellation Letter

The first step prior to writing the cancellation letter is to look to your policy to see if there are any provisions regarding cancellation and notification of your insurer. There may be instructions regarding how to cancel your policy – how many days not
claims made vs. occurrence policiesEINSURANCE

The Hidden Cost Of "Low Cost Term Life Insurance"

Low cost term life insurance is not always the best bargain when you weigh all the facts
claims made vs. occurrence policiesEINSURANCE

Read The Fine Print: A Case Study In Getting The Insurance That You Paid For

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insurance policy fine print, fine print insurance quote, insurance policy coverage, insurance quotes, insurance policy appeal
claims made vs. occurrence policiesEINSURANCE

Claims-Made VS Occurrence Policies

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There are two primary types of insurance policy forms: occurrence and claims-made. Occurrence forms cover losses that happen during a given period of time (the policy term). A claims-made form has value, but no guarantee of continued insurablity.
claims made vs. occurrence policiesEINSURANCE

How Does Honesty Apply To Insurance?

It is important to be honest on all insurance applications and claims to avoid the possibility of problems on coverage for any future claims.
claims made vs. occurrence policiesEINSURANCE

What Are The Principal Types Of Life Insurance?

The principal types of life insurance are term life insurance and whole life/permanent life insurance.
claims made vs. occurrence policiesEINSURANCE

How Much Life Insurance Do I Need?

The amount of life insurance needed is usually a multiple of your salary and dependant
claims made vs. occurrence policiesEINSURANCE

How Do I Choose An Insurance Company?

Choosing insurance should be based on licensing in your state, price, financially sound insurance companies, service and comfort
claims made vs. occurrence policiesEINSURANCE

Why Should I Buy Life Insurance Policy?

There are many reasons it makes sense to purchase life insurance for your dependants
claims made vs. occurrence policiesEINSURANCE

Is There A Difference Between Insurance Cancellation And Nonrenewal?

The difference between insurance nonrenewal and insurance cancelation