Life Insurance Journal

Life insurance journal archives serve to provide summaries of latest life insurance related news and information.

It helps customers learn what life insurance is and how to choose life insurance to protect your family members.

From term life insurance coverage, whole life insurance policy, to universal life insurance coverage, EINSURANCE always offers our best efforts to help you find the right life insurance coverage.

claims made vs. occurrence policiesEINSURANCE

When To Buy Whole Life Insurance: Some Surprising Answers

During the first several years your whole life (also called permanent life) insurance policy is in effect, your premiums are going to be significantly higher than they would be for a term life insurance policy.
claims made vs. occurrence policiesEINSURANCE

Key Executive Insurance

Essentially, key executive insurance is a basic term life insurance policy, with benefit values ranging from half a million to $5 million.
claims made vs. occurrence policiesEINSURANCE

Life Insurance for Senior Adults – An Affordable Safeguard in Today’s Economy

If you’re a senior citizen (or approaching senior citizenship) and your financial picture isn’t as rosy as you’d hoped, consider life insurance.
claims made vs. occurrence policiesEINSURANCE

Life Insurance – Do I Need It?

Life insurance is a small price to pay in exchange for being able to live your life knowing that your family is taken care of, no matter what life may hold.
claims made vs. occurrence policiesEINSURANCE

Will You Outlive Your Life Insurance Company?

You can usually obtain the life insurance company rating information for free online, although if you want a detailed report from A.M. Best it will cost you $75 per request.
claims made vs. occurrence policiesEINSURANCE

Life Insurance Part 2 – What Kind of Life Insurance Should You Get?

Life insurance companies package life insurance policies with lots of different names, but there are essentially two choices. You can choose permanent life insurance, also called whole life insurance, or the typically more affordable term life insurance
claims made vs. occurrence policiesEINSURANCE

Life Insurance Part 1 – Who Needs Life Insurance Coverage

Before you go looking for life insurance quotes, ask yourself a fundamental question: do you really need life insurance? Not everyone does.
claims made vs. occurrence policiesEINSURANCE

Getting Married? Recently Married? Time To Think About Insurance!

Here’s a checklist of some considerations you should give to insurance if you are getting married or are newly married:
claims made vs. occurrence policiesEINSURANCE

Claims-Made VS Occurrence Policies

There are two primary types of insurance policy forms: occurrence and claims-made. Occurrence forms cover losses that happen during a given period of time (the policy term). A claims-made form has value, but no guarantee of continued insurablity.
claims made vs. occurrence policiesEINSURANCE

How Does Honesty Apply To Insurance?

It is important to be honest on all insurance applications and claims to avoid the possibility of problems on coverage for any future claims.
claims made vs. occurrence policiesEINSURANCE

What Are The Principal Types Of Life Insurance?

The principal types of life insurance are term life insurance and whole life/permanent life insurance.
claims made vs. occurrence policiesEINSURANCE

How Do I Choose An Insurance Company?

Choosing insurance should be based on licensing in your state, price, financially sound insurance companies, service and comfort
claims made vs. occurrence policiesEINSURANCE

Why Should I Buy Life Insurance Policy?

There are many reasons it makes sense to purchase life insurance for your dependants