Types of Insurance Content with Creative Commons License
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e Insurance Glossary – Directory of Insurance Terms
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Assessment Association: An insurer that does not charge a fixed premium for insurance, but rather assesses its members periodically to pay itslosses. Assessment insurers usually collect an advance premium which is estimated to cover losses and expenses, but reserve the right to make additional assessments whenever the premium collected is insufficient.
Assessment Mutual: Mutual insurance companythat has the right to assess policyowners for lossesand expenses.
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