Research different insurance products to help better fit your needs, and save money at the same time.
We work with all the top insurance providers in the marketplace. Start comparing auto insurance quotes online now.
Each state has a minimum required amount of insurance that each driver must carry in order to operate a vehicle. Auto insurance has several types of coverages but the most common are Liability, Collision and Comprehensive. Liability covers bodily injury and property damage you are deemed responsible for after an accident. Collision covers any cost associated with damage done to your vehicle from an accident. Comprehensive covers damage to your vehicle from almost everything but an accident. State minimums typically only require Liability coverage at specified limits.
Purchase a policy through a private insurance company at any time. Note that if its outside of Open Enrollemnt Period (OEP) the policy will need to be a short-term policy, unless you experienced a Qualifying Life Event (QLE), or
Purchase a policy theough a government-operated exchange during OEP, or if you’ve experienced a QLE.
There are over a dozen types of insurance for businesses, given the risks are truly unique for each business operation. Most small to medium size companies require some form of what is called a Business Owners Policy (BOP). The BOP includes the most fundamental coverages for a business, commercial property insurance and general liability insurance. You can add workers compensation, business income, or a host of other coverages, but the core coverages for business insurance are property and liability.
Homeowners and renters insurance is not required by law, but is an extremely good idea to have. Coverage is provided for the structure and content in the case of homeowners insurance, and content for renters insurance. Although both are not required by law, if you have a mortgage for your home or condo, your bank could require it. If you’re renting, your landlord can require that you have coverage as well.
Life insurance is insurance coverage that pays a benefit (sum of money) in the event of the insured’s death, to the named beneficiary on the policy. There are generally two types of life insurance policies: Term and Whole. Term life insurance provides coverage for a specified amount of time. Whole life insurance provides coverage for the insured’s entire life.
Stay up to date with the latest insurance news.
