Car Insurance for Teens
Get a Free Online Quote and Find Discounts for Teen Auto Insurance Now.
Call now: (866) 845-3808
What should you know about car insurance for teens and young drivers? It will be higher than you are accustomed to seeing every policy period. However, there are a couple of options on how you can help your new teen drivers get where they need to go.
Some insurance companies give discounts to teen drivers for things like good grades and membership in organizations like Students Against Drunk Driving. Other insurance companies are offering premium discounts for installing a GPS system that lets you track where your teen drives. While the cost of installation is high, the resulting savings over time can zero that out. When shopping for car insurance for a teenager, be sure to ask about all available discounts.
If you want to apply for car insurance for your teens, please use our free quote service to compare multiple quotes before you make a final decision.
The benefit of having your teenage driver on your policy is that all your discounts will be applied to the new driver. These may include discounts such as homeowner, being married, and multi-car. Although you will see a premium increase, you may see overall cost savings to your family. In addition, your child will be able to drive other vehicles on the policy with insurance protection.
Another option may be to purchase a separate policy for your teen driver. The benefit is that your car insurance premiums will remain the same as long as your teen is excluded from driving the vehicles on your policy. The downside of this method is that your teen will be limited to the use of the vehicle listed on his/her own policy. It is important to weigh these costs and benefits when deciding the best insurance plan for your teen.
What happens when your teen decides to move away for college? It depends. If your teen will not take a vehicle and he/she is currently on your plan, then you may be able to get a discount. Since the driver will be away at school, it will equate to cheaper car insurance premiums. In the case where a car is taken to school out-of-state, then it is definitely a wise choice to consult with your insurance agent. There may be an additional cost that must be paid and it may be a good idea to shop around.
Covering your assets doesn’t mean you need to cash out the kid’s college fund. Plan ahead for the inevitable and you may be able to realize some teen auto insurance savings.
The Insurance Institute for Highway Safety (IIHS) and the Insurance Information Institute (I.I.I.) say there is something worried parents can do to protect their teens — choose a safe vehicle. Check it out below:
If you want to know more regarding vehicles for teens, please check out IIHS website.
Ready to purchase teen car insurance policies? Compare multiple quotes from top insurance companies first.
How Much is Car Insurance for a Teenager?
Why You Have Trouble Finding Cheap Car Insurance for Your Teen Driver
For the Cheapest Teen Car Insurance, Teach Your Kid to Drive in Adverse Conditions
For Cheap Teen Car Insurance, Choose the Right Car for Your Teen Driver
17 Year Old Car Insurance – Insure Your Teen Driver without Breaking the Bank
Compare Insurance Quotes & Save