Is auto insurance required in Illinois?
Yes. The state of Illinois requires drivers to carry minimum liability insurance. This is based on $25,000 bodily injury for one person, and up to $50,000 total for one accident. IL also requires that your insurance covers at least $20,000 of property damage per accident.
Is car insurance expensive in Illinois?
No, not compared to other states. An adult driver with a clean driving history can find basic liability insurance for as low as $40 per month.
How often should I shop around for car insurance?
It pays to shop around for auto insurance every few years. Most insurance companies will slowly raise their rates over time, while a new company will offer you a rock-bottom price to get your business.
What kinds of discounts do auto insurers offer?
Every insurance company has a different program. But you can usually lower your insurance costs by being a safe driver, by attending defensive driving classes, and bundling insurance products with one company.