Business Insurance Journal

Business insurance journal archives serve to provide summaries of latest business insurance related news and information.

It helps customers learn what business insurance they should choose to protect their small businesses and against claims.

From general liability insurance coverage, commercial property insurance policy, to workers compensation insurance coverage, EINSURANCE always offers our best efforts to help your business grow with insurance protection.

claims made vs. occurrence policiesEINSURANCE

Business Insurance Part 1 - Options for Home-Run Businesses

Many insurance companies offer business insurance policies specifically for home-run businesses.
claims made vs. occurrence policiesEINSURANCE

Cover Your Assets with Errors and Omissions Insurance

Basically, Errors and Omissions insurance protects you should a client or customer decide to sue you for damages resulting from a service or product you, your employees or independent contractors acting on your behalf provided or failed to provide as prom
claims made vs. occurrence policiesEINSURANCE

Why You Need To Search For Insurance Quotes And Purchase Insurance Now

Insurance protects against accidents that you are not aware of at the time you purchase the policy. If there has already been a loss – there has been an auto accident, someone slipped and injured himself or herself on your property, there was a fire or a
claims made vs. occurrence policiesEINSURANCE

An Insurance Policy Is A Contract - Don’t Forget To Uphold Your End Of The Bargain

Your insurance policy is the contract between you and your insurer. After buying the policy, be sure to read it before putting it away in a safe place.
claims made vs. occurrence policiesEINSURANCE

What Do I Do If My Insurance Company Denied My Claim?

Your insurance company will deny your claim if the claim is not covered under your insurance policy. Insurance companies cannot pay claims for which they received no premium, or they would go out of business.
claims made vs. occurrence policiesEINSURANCE

Insurance 101 – What Is It And Why Do I Need It?

Insurance only covers an unexpected, accidental loss. You can’t go out and purchase insurance after your home has been destroyed by a tornado or fire.
claims made vs. occurrence policiesEINSURANCE

Insurance – Sample Cancellation Letter

The first step prior to writing the cancellation letter is to look to your policy to see if there are any provisions regarding cancellation and notification of your insurer. There may be instructions regarding how to cancel your policy – how many days not
claims made vs. occurrence policiesEINSURANCE

Commercial General Liability Insurance - Additional Insured Coverage

An “additional insured” is a person or business that is specifically included as an insured under the policy issued to your business.
claims made vs. occurrence policiesEINSURANCE

Commercial General Liability Insurance - Certificates of Insurance

A certificate of insurance is a piece of paper, usually one page, which serves as proof that your business is insured.
claims made vs. occurrence policiesEINSURANCE

Commercial Auto Liability Policies for Businesses

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As liability caused by an automobile is excluded under Commercial General Liability Insurance policies, make sure to consider purchasing a Commercial Vehicle Liability Policy to protect your business.
claims made vs. occurrence policiesEINSURANCE

Commercial General Liability Insurance – A Must For All Businesses

The typical CGL policy will cover your business for certain specific losses. Specifically, in the event you or the company are sued for “bodily injury,” “property damage,” “personal injury” or “advertising injury,” the typical CGL policy will provide cove
claims made vs. occurrence policiesEINSURANCE

Workers Comp for Construction Subcontractors

Why should you get workers comp insurance for subcontractors?
claims made vs. occurrence policiesEINSURANCE

Standard Industrial Classification

The Standard Industrial Classification system assigns a two, three, or four-digit code to practically any conceivable business activity.
claims made vs. occurrence policiesEINSURANCE

Professional Liability Insurance In Associations

Professional liability insurance coverage pays for professional legal fees and damages in the case of a law suit over errors or omissions allegedly committed while engaged in the practice of someone's profession
claims made vs. occurrence policiesEINSURANCE

Increasing Medical Malpractice Insurance Rates: A Commentary

Comments on medical malpractice insurance rates and their basic fundementals
claims made vs. occurrence policiesEINSURANCE

Claims-Made VS Occurrence Policies

There are two primary types of insurance policy forms: occurrence and claims-made. Occurrence forms cover losses that happen during a given period of time (the policy term). A claims-made form has value, but no guarantee of continued insurablity.
claims made vs. occurrence policiesEINSURANCE

Contractor Stalling On A Fidelity Bond?

Fidelity bonds for contractors can be a guarantee of quality workmanship
claims made vs. occurrence policiesEINSURANCE

Commercial Property Insurance And Liability

Commercial property insurance varies from howeowners insurance and covers precisely one thing, your commercial property.