Home Insurance Journal

Home insurance journal archives serve to provide summaries of latest home insurance related news and information.

It helps customers learn what home insurance is and how to choose home insurance when you buy your homes.

From homeowners insurance coverage, landlord insurance policy, to mobile home insurance coverage, EINSURANCE always offers our best efforts to help you find the best deals of home coverage.

fair plan and do you need one for the houseEINSURANCE

What is a FAIR Homeowners Insurance Plan and Do I Need One? A State-by-State Guide

Fair Access to Insurance Requirements Plans, sometimes called…
is my home becoming uninsurableEINSURANCE

Is My Home Becoming ‘Uninsurable’? 9 Warning Signs Homeowners Should Know

Key Takeaways: Homes don’t become uninsurable overnight…
family discussing how to reduce your home insurance premiumsEINSURANCE

How to Reduce Your Home Insurance Premium in 2026

Key Takeaways: Lowering your home insurance premiums in…
wife hugging her husband in the kitchen while the husband views homeowner insurance optionsEINSURANCE

Homeowners Insurance in 2026: Premiums Are Still High – What’s Changing and How to Save

Key Takeaways: There are interconnected forces that are…
Two-story suburban home covered in snow after winter stormEINSURANCE

Blizzard Prep Checklist: Protect Your Home & Minimize Insurance Claims

Key Takeaways: With blizzards and winter storms becoming…
Happy couple holding new house keys while moving into their homeEINSURANCE

Do I Need Homeowner’s Insurance if I Own My Home Outright?

No law in the US requires you to buy homeowner’s insurance…
couple sitting in their kitchen reviewing home insurancesEINSURANCE

How to Switch Home Insurance when Escrow is Involved: A Step-by-Step Guide

If you need to switch home insurance with escrow, but are not…
Smartphone displaying insurance declined message with red warning screenEINSURANCE

10 Common Homeowner Insurance Claim Pitfalls & How to Avoid Them

Roughly 5% of all homeowners will call in a claim to their insurance…
a row of suburban housesEINSURANCE

8 Types of Homeowner’s Insurance: The Ultimate Guide

If you think homeowner’s insurance is boring, take heart! We…
a senior couple talking to a home insurance representativeEINSURANCE

14 Practical Strategies for Seniors to Save Money on Homeowners Insurance

Key Takeaways: With cost of living increases and a fixed…
Homeowner calculating mortgage payments with house model and paperworkEINSURANCE

How the ‘80% Rule’ Impacts Your Home Insurance: A Complete Guide to Avoiding Costly Mistakes

Key Takeaways: It’s important to understand the difference…
Man reviewing insurance paperwork and bills at home office deskEINSURANCE

Home Insurance Dropped? Essential Steps to Reclaim Coverage Fast

Your home insurance can be dropped for a handful of reasons (and…
Insurance adjuster assessing car and bicycle accident damage on roadsideEINSURANCE

Bicycle Accident Insurance Coverage – What Cyclists Need to Know

Key Takeaways: Cyclists involved in accidents with motor…
Family viewing rental home with for rent sign in front yardEINSURANCE

Why You Need to Update Your Homeowners Insurance Before Renting Out Your Property

Homeowners and landlords use their property differently, so they…
water damage on the corner of a roof in a houseEINSURANCE

Does Home Insurance Cover Water Damage?

Key Takeaways: Homeowners insurance policies typically cover…
Firefighters battling house fire with flames engulfing residential homeEINSURANCE

Common Home Insurance Claims and How to Prevent Them

You buy homeowner’s insurance to protect yourself from expensive…
Coastal homes damaged by beach erosion and storm surge along shorelineEINSURANCE

Does Climate Change Affect Your Homeowners Insurance?

Absolutely, yes. Climate change will affect your homeowner insurance…
Home insurance information form with house model and property floor plansEINSURANCE

Homeowners Insurance Endorsements – All You Need to Know

Homeowner’s insurance endorsements are extra coverages you…