Home Insurance Journal

Home insurance journal archives serve to provide summaries of latest home insurance related news and information.

It helps customers learn what home insurance is and how to choose home insurance when you buy your homes.

From homeowners insurance coverage, landlord insurance policy, to mobile home insurance coverage, EINSURANCE always offers our best efforts to help you find the best deals of home coverage.

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Mortgage Protection Insurance - Do You Need It?

Protection Insurance makes sure your family can keep the roof over their heads if you die. PMI covers a portion of your loan if you default and pays the benefit to your lender.
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Homeowners Insurance and Commercial General Liability Insurance – No License to Kill

Homeowners Insurance and Commercial General Liability Insurance is meant to cover accidental loss or injury, not intentional loss.
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Homeowners Insurance - The Big Litigation Expense Benefit

One of the biggest benefits of homeowners insurance, condominium owners insurance and renters insurance is that most policies require the insurance company to defend you in a lawsuit if you are sued for covered damages.
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Lowering The Cost Of Homeowners Insurance

One of the ways to reduce your premium is somewhat beyond your control – a good claims history. Of course, the best claims history is to have had no claims.
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Homeowners Condominium Owners and Renters Insurance – Protecting Your Valuables

it is important to take your valuables into consideration. You can obtain a “personal articles floater” which specifically insures your individual valuable items for which there may be limited or no coverage otherwise.
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What To Consider When Buying Homeowners Insurance, Apartment Insurance or Condominium Insurance

When buying insurance for your home, apartment or condominium, don’t forget to take into account what it will cost you to replace the contents.
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Read The Fine Print: A Case Study In Getting The Insurance That You Paid For

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claims made vs. occurrence policiesEINSURANCE

Claims-Made VS Occurrence Policies

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There are two primary types of insurance policy forms: occurrence and claims-made. Occurrence forms cover losses that happen during a given period of time (the policy term). A claims-made form has value, but no guarantee of continued insurablity.
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How Does Honesty Apply To Insurance?

It is important to be honest on all insurance applications and claims to avoid the possibility of problems on coverage for any future claims.
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How Do I Choose An Insurance Company?

Choosing insurance should be based on licensing in your state, price, financially sound insurance companies, service and comfort
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What To Do in a Power Failure

Our nation’s infrastructure is aging. Power outages that are merely annoying in summer can become life-threatening in winter. Use these hints and tips to protect you from the impact of winter weather on your home and help you stay safe and warm when winte
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Save on Homeowner Insurance. Protect Your Home from Winter Dangers.

You can’t make snowmen, have snowball fights or go sledding, skating and skiing without snow. That’s the good part about living where there’s real winter weather. The bad part is shoveling snow, scraping ice and dealing with the damages and hazards winter
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Save on Your Homeowners Insurance with Holiday Theft Prevention

Don’t let a Grinch steal your happy holidays. Keep your home and belongings safe. You’ll have a merrier season and, since you won’t have to file a claim, you may even save on your homeowners insurance policy, too.
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What Type Of Insurance Do I Need For A Co-Op Or Condo?

Condo and co-op insurance requires two separate insurance policies, your own insurance policy and a master policy provided by the condo/co-op board
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Is There A Difference Between Insurance Cancellation And Nonrenewal?

The difference between insurance nonrenewal and insurance cancelation
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What Is In A Standard Homeowners Insurance Policy?

Standard home owners insurance offers: house structure coverage, personal belonging coverage, liability protection and additional living expense costs
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Catastrophe Insurance And The Homeowner

Purchasing a catastrophe insurance policy varies in certain parts of the US, it is important to know your options if you live in a catastrophe prone area