Avoiding Post-Disaster Homeowner Insurance Scams
You were smart. You carefully shopped for homeowners insurance quotes and, after comparing quotes, you made your decision based on factors other than price alone. You insured your home for every conceivable disaster your area is prone to. You didn’t try
Flood Insurance and the National Flood Insurance Program
With what promises to be a winter of record-breaking snowfall we can look forward to a big thaw and the potential for major floods. Even if you don’t live in areas that get a lot of snow, heavy winter and spring rains can put you at risk. Flooding occurs
Cut Costs with These Homeowner Insurance Discounts
Strapped for cash? Here’s your resolution for 2010: stop throwing money away. Start by reviewing your homeowners insurance policy to see if you’re overlooking some big money-saving discounts.
What Your Homeowners Insurance Doesn’t Cover
To all the nasty surprises life can throw at you include learning after the fact that your homeowners insurance policy doesn’t cover something you just naturally assumed it did. Adding insult to injury is also finding out that an inexpensive rider to your
All About Vacant Property Insurance
With so many homes staying unsold on the market for longer than normal, a growing number of homeowners find themselves needing vacant property insurance. Vacant homes are targets for malicious damage from vandals, attractive to thieves who steal copper w
The Impact of Winter Weather on Home Insurance
You may be cozy inside while winter storms rage, but when the weather outside is frightful just imagine what it’s doing to your home. Every year, U.S. snow storms and freezing weather rack up over a billion dollars in homeowner insurance claims.
For Homeowners Insurance Discounts Make Your Home More Secure
A barking dog may deter a thief, but it won’t get you any homeowners insurance discounts (and a biting dog could get your policy canceled). A much better bet is to do everything possible to secure your home from break-ins. Even something as small as inst
Want More Affordable Homeowners Insurance? Disaster-Proof Your Home.
Yes, you have the homeowners coverage to reimburse you for damages and losses, but one of the best ways to maintain affordable homeowners insurance is to avoid making claims altogether. And one of the best ways to do that is to make your home more disaste
Homeowners Insurance with Dog Bites Coverage
Fido may be like a member of the family, but from an insurance standpoint, your pooch is a big hairy liability and a lawsuit waiting to happen. Do you have enough homeowners insurance to cover your assets if your dog decides to take a chunk out of a house
Looking to Save Money on Insurance? Don’t Buy What You Don’t Need.
There are plenty of insurance policies you DO need that are going to take a bite out of your budget. You can and should shop for cheap insurance quotes online to hold down costs, but you can also save money on insurance by NOT buying policies you don’t ne
When and How to File a Homeowners Insurance Policy Claim?
Waiting will delay the processing of your claim, diminish your memory of the incident and may even result in greater damage. However, there are a couple of things you should do first to facilitate the claim-filing process.
Understand Your HOA Master Policy Before Looking for Condominium Insurance Quotes
If you’re thinking about snapping up a good deal before the inventory dries up, be sure you understand how condominium insurance quotes differ from single-family homeowners insurance.
Renting Out Your Home? You Need a Landlord Insurance Policy.
Once you decide to rent your home instead of live in it, it becomes a place of business and you need a business-oriented landlord insurance policy.
Insuring Your Kid’s Dorm Room on Your Homeowners Policy
Since theft is not unheard of in college dorms, check your homeowners’ insurance or your renters’ insurance policy.
Homeowners Liability Insurance Exclusions – What’s NOT in Your Policy?
The exclusions in your homeowners insurance can result in huge gaps in your coverage and leave you holding the bag for replacing stolen or damaged personal property.
Homeowners Coverage For Home Business
If you operate a business out of your home, you’ll want to make sure you have liability coverage under your homeowners policy.
Motorhome Insurance Facts
Before you take to the open road in your home on wheels, make sure you’ve got sufficient motorhome insurance to protect your vehicle.
Condo Owner Insurance Coverage
When shopping for condominium owners insurance quotes, make sure the quotes you obtain provide you with enough coverage for your valuables.