Here’s a wake-up call for you folks who’ve let those minor home repairs turn into major problems: your homeowners’ insurance policy can be canceled. Because of the uptick in abandoned properties, insurance companies have become increasingly vigilant. If y
Waiting will delay the processing of your claim, diminish your memory of the incident and may even result in greater damage. However, there are a couple of things you should do first to facilitate the claim-filing process.
Since theft is not unheard of in college dorms, check your homeowners’ insurance or your renters’ insurance policy.
The exclusions in your homeowners insurance can result in huge gaps in your coverage and leave you holding the bag for replacing stolen or damaged personal property.
it is important to take your valuables into consideration. You can obtain a “personal articles floater” which specifically insures your individual valuable items for which there may be limited or no coverage otherwise.