Moving is such a hassle, it’s understandable if something falls through the cracks in the process. But, when you’re letting people and companies know you have a new address, there is one particular item that often gets forgotten: your insurance policy.
Do You Need to Change Your Coverage?
When you move your premiums may change, up or down. This is because various neighborhoods and locations have different plusses and negatives as far as auto insurance is concerned. Some of the changes that may affect your rates in your new neighborhood or situation include:
- Traffic and auto accident statistics in the area
- A change in where you park, on the street or in a garage
- The length of your commute
- Number and ages of drivers on your policy
- Whether you own or rent
- If you’ve moved to a different state
- Whether or not your current carrier does business in your new location
- If you have a different car
Contact your auto insurance provider to alert them to your move and update all pertinent information. Compare coverage and premium costs from several companies to make sure you’re getting the best deal for you, whether you have to get coverage from a different carrier or you just want to compare your current provider’s policy to see what else is out there.
If You Move to A Different State
When you move out-of-state chances are good you will need new auto insurance. Your current carrier may not cover your new location. Plus, every state has the option of requiring different coverage minimums, and many do. See this helpful interactive guide to find out what is required in your new state.
Once you move into a new state you typically have 30 to 90 days to register your vehicle. In the meantime, update or replace your policy before you go to register your car because you must show proof of insurance in your current state in order to do so.
Consider Your Options
When you move it’s a good time to take a fresh look at your existing carrier as well as other options you may have. Einsurance offers a quote generator that makes your search and comparison process fast and easy, so you can make the best selection and get covered quickly in your new location.