Home Business Insurance Quotes
Home business insurance helps protect your operations from risks not typically covered by general homeowners policies. Just as medical practitioners need malpractice insurance tailored to their risks, you need coverage tailored to yours, even if your business operates out of the confines of your home. Home business insurance is an essential part of your comprehensive insurance portfolio, whether you have homeowners or renters insurance. If you already have a policy, you should review it periodically to make sure it is up to date. As your business expands, it’s a wise idea to increase your coverage limits and reduce your exposure to claims.
You can use our quote service to get free quotes for home business insurance in one minute.
Who Needs Home Business Insurance?
You need home business insurance if:
- Your clients require it as a condition of doing business with you
- You maintain/store client-related documents in your home
- You could lose revenue due to home damage
- You have customers that enter your home
- You have a workforce, and they work in/outside of your home
What Does Home Business Insurance Cover?
The number of lawsuits filed in this country continue to increase. This coupled with the fact that most of the businesses in the U.S are started at home, reinforces the need for you to ensure you have proper coverage. Most home business owners believe their current homeowners, or umbrella policies provide sufficient coverage. Note that most homeowners and umbrella policies don’t provide coverage for incidents that occur while conducting business. This is precisely where home business insurance kicks in. Whether its replacing stolen/damaged property, lost income from a temporary business shut down, or legal fees associated with a liability claim, having adequate home business insurance coverage could help buffer any potential loss.
Affordable Quotes For Home Business Insurance
Rates for home business insurance are affordably priced. The amount of coverage you need will depend on several factors; the size of your customer base, how many employees you employ, as well as your annual revenue.
You can get competitive quotes from one or more home business insurance using our free quote services here. If you don’t wish to purchase insurance now, please leave your expiration date on the form provided. When your expiration date is closer, you will be contacted so that you can comparison shop for home business insurance at that time.
Protect your business from exposure to risk. Use the form at the top of this page to get quotes for home business insurance now.