EINSURANCE Insurance Journal

EINSURANCE insurance journal provides our customers latest news, resources regarding insurance topics ranging from Auto, Home, Life, Business and Health.

It enables our customers to be informed with all insurance terms, insurance news, insurance comparisons and insurance tips.

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Homeowners Insurance with Dog Bites Coverage

Fido may be like a member of the family, but from an insurance standpoint, your pooch is a big hairy liability and a lawsuit waiting to happen. Do you have enough homeowners insurance to cover your assets if your dog decides to take a chunk out of a house
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When and How to File a Homeowners Insurance Policy Claim?

Waiting will delay the processing of your claim, diminish your memory of the incident and may even result in greater damage. However, there are a couple of things you should do first to facilitate the claim-filing process.
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What You Need to Know About Divorce and Life Insurance

Maybe you vowed till death do us part, but you’d do well to consider what happens to your life insurance policy in the event of a divorce. If it’s a term policy, maybe you can convince your soon-to-be ex-spouse to do the right thing and name the kids as b
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Understand Your HOA Master Policy Before Looking for Condominium Insurance Quotes

If you’re thinking about snapping up a good deal before the inventory dries up, be sure you understand how condominium insurance quotes differ from single-family homeowners insurance.
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Protect Your Business and Your Good Name with Employee Bond Insurance

There are a number of steps you can take to protect yourself – and several are outlined here – but the first, most important step is Employee Bond Insurance. This supplemental insurance provides bonding for all employees, including those who typically are
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Finding Individual Health Insurance with a Pre-Existing Condition

In the insurance world, a pre-existing condition is any medical condition you have had before you tried to get health insurance coverage.
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Individual Short-Term Disability Insurance Plans: A Good Bet for the Self-Employed

Rather than raiding your savings or racking up credit card debt, look into a affordable individual short-term disability plans.
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Understanding Health Insurance Costs, Pt. 2 – How We Got Here

Understanding a little about how we got to where we are with health insurance in the U.S. might not only help you understand why your health insurance premiums cost what they do but give you the knowledge to affect a cheaper personal health insurance plan
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Looking for General Liability Insurance Quotes? Here’s What You Need to Know.

As a business person, you need a minimum of three basic policies to protect your assets from the litigious among us: property insurance, workers’ compensation insurance and general liability insurance.
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Variable Life Insurance Policy – Another Permanent Policy Option

Along with whole life and its hybrid variable universal life, variable life is one of the three types of permanent life insurance policies.
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Renting Out Your Home? You Need a Landlord Insurance Policy.

Once you decide to rent your home instead of live in it, it becomes a place of business and you need a business-oriented landlord insurance policy.
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When To Buy Whole Life Insurance: Some Surprising Answers

During the first several years your whole life (also called permanent life) insurance policy is in effect, your premiums are going to be significantly higher than they would be for a term life insurance policy.
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Tips for Saving on Workers Compensation Insurance in NY

You can get over the sticker shock when looking for New York workers’ compensation quotes by understanding the high cost of not having coverage.
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Insuring Your Kid’s Dorm Room on Your Homeowners Policy

Since theft is not unheard of in college dorms, check your homeowners’ insurance or your renters’ insurance policy.
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Health Insurance For College Students

Most colleges and universities offer health insurance plans for students. Typically, the costs are comparable to what you’d pay for a private student health insurance policy. The coverage, however, may not be comparable. The most notable discrepancies wil
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Semi Truck Insurance for Your Big Rig

Aside from the price of fuel, your semi truck insurance is going to be among your biggest expenses.
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Building, Renovating or Repairing – Got Your Builders Risk Insurance Coverage?

Builders risk insurance is a form of property insurance that provides all-risk coverage against intentional damages like theft and vandalism and accidental losses, damages and destruction.
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Key Executive Insurance

Essentially, key executive insurance is a basic term life insurance policy, with benefit values ranging from half a million to $5 million.