Add reviewing your California health care insurance policy to your December to-do list. In these tough economic times, it could help you save some money, or at least result in improved coverage. Consumer advocates are working on your behalf and a number o
Add reviewing your Texas health care insurance policy to your December or January to-do list. In these tough economic times, it could help you save some money, or at least result in improved coverage. Lawmakers and consumer advocates are working on your b
Not all of us have health insurance through our employers. Many of us are self-employed or work part-time and do not qualify for benefits through employment. A great New Year’s resolution, in addition to the goal of hitting the gym, is to make sure you
It’s that time of year again – you’re starting to think about making some resolutions for the coming of the New Year. Most of us think about resolutions regarding getting in shape and losing weight after the holidays. That’s a good one, especially for t
One of the key provisions of the Patient Protection and Affordable Care Act (aka ObamaCare) that squeaked through Congress last March was the eventual elimination of waiting periods and other exclusions for pre-existing conditions. The provision is set to
Ever find yourself baffled by insurance company jargon? You’re not alone. Many Americans find it difficult to decipher the terminology, and that can keep you from getting the cheapest health insurance, or at least the plan that best suits your needs. In t
A big advantage of having health insurance is prescription drug coverage. But plan benefits vary and even with the best health insurance you can still save big bucks by being a smart shopper. Here are some tips and hints to help.
Tax time is right around the corner. Time to corral all the receipts, break out the calculator and see how much of your hard-earned cash you actually get to keep. Your best bet is to itemize and claim every single legitimate deduction you’re entitled to.
With the end of the year coming on fast, now is a good time to strategize how to maximize the benefits on your medical and dental insurance policies for the coming year. The goal is to not leave any money or benefits on the table.
Part of last year’s American Recovery and Reinvestment Act (ARRA, aka the stimulus bill) included a federal COBRA premium subsidy for folks who lost their jobs between September 1, 2008 and December 31, 2009. Under its provisions, the federal government w
College-bound students who were planning on coverage under their parents’ employer-provided health care insurance may need to add a personal health care insurance plan or college-provided plan to the rising cost of higher education. Blame the prolonged r
In the insurance world, a pre-existing condition is any medical condition you have had before you tried to get health insurance coverage.
Understanding a little about how we got to where we are with health insurance in the U.S. might not only help you understand why your health insurance premiums cost what they do but give you the knowledge to affect a cheaper personal health insurance plan
Here are some tips to protect your privacy when looking for health insurance quotes online.
It’s never a good idea to be uninsured, as you never know when you could become ill or have an accident.
Look for a reputable, experienced provider of individual comprehensive long term care insurance coverage
When comparing health insurance quotes from managed health care plans, be sure that the quality of care doesn’t take a back seat to the control of costs.
True health insurance costs are relate to deductible, co-insurance, co-insurance limits, out of pocket limits, and stop loss