Draftsman insurance helps protect your business from risks not typically covered by general commercial liability policies. Just as medical practitioners need malpractice insurance tailored to their risks, you need coverage tailored to yours. Draftsman insurance is an essential part of your comprehensive business insurance portfolio, whether you specialize in electrical, architectural or mechanical work. If you already have a policy, you should review it periodically to make sure it is up to date. As your draftsmen operations expand, it’s a wise idea to increase your coverage limits and reduce your exposure to claims.
Your clients require it as a condition of doing business with you
Your state insurance commission requires it
You have personal assets that could be jeopardized if a client sued you
You store pertinent drawings or information (electronic or otherwise) regarding your clients in your offices
You provide technical drawings for clients, and could be found negligent if a mistake is made
What Does Draftsman Insurance Cover?
The number of lawsuits filed in this country continue to increase. Although no firm is perfect, the critical nature of your work places significant exposure for you and your employees. Many of the drawings you create are relied upon by your architect, contractor and engineer customers. As such, if you happen to make a mistake, or be found negligent in any way, you could be found liable for any damages that were the result of your drawings. These costs could be devastating for your firm. Obtaining adequate draftsman insurance coverage will provide you with protection against such claims, judgments and court costs up to the limit of your policy.
Affordable Quotes For Draftsman Insurance
Rates for draftsman insurance are affordably priced. The amount of draftsmen liability coverage you need will depend on several factors. Begin by asking yourself these basic questions before you shop for a draftsmen liability quote:
Will your draftsman insurance policy cover full-time and part-time employees?
Will your draftsman insurance policy cover independent or sub-contractors retained by your firm?
Will your draftsman insurance policy cover acts that come to light later on?
Do you need a draftsman insurance policy that covers mental anguish resulting from your error, omission, or act of negligence? Or do you only need coverage for tangible financial loss?
Do you want your policy available on a claims-made basis?
You can get competitive quotes from one or more draftsman insurance companies by using our free online quote services here. If you don’t wish to purchase insurance now, please leave your expiration date on the form provided. When your expiration date is closer, you will be contacted so that you can comparison shop for draftsman insurance at that time.
Protect your business from exposure to risk. Use the form at the top of this page to get quotes for draftsman insurance now.