In recent years, catastrophes have seemed to increase in frequency. Do you remember the 2018 California wildfire? It is the most destructive and deadly wildfire season on record in California. The fires have caused more than $3.5 billion in damages, including $1.792 billion in fire suppression costs. Many houses are destroyed.
Are you covered for a catastrophe, such as wildfire, earthquake, tornado or flood? What should you do after a catastrophe happens? We summarize 5 things you should do due to a catastrophe.
- Stay safe: get you and your family to safety.
- Contact your insurance agent or company immediately.
- Document your property annually so that you have tangible evidence pre and post loss, of what your home has endured.
- Mitigate further damage where you can, and keep all receipts!
- Try to stay calm and collected through the process, as it can take years to finalize.
If you would like to prepare for a catastrophe, remember to put catastrophic insurance in place on your home and auto insurance policies and check them periodically. Catastrophic insurance protects you against disasters like earthquakes, floods, hurricanes and more.
If you would like to review and compare insurance quotes, don’t forget to use our free online quote services.