Entries by Dale Williams

Food Poisoning Story

Welcome to Ben’s Chronicles Hello! I’m Ben from EINSURANCE. Trust me, I know there are plenty of things we’d both probably rather be doing than discussing insurance. But although insurance gets a bad rap, it does have its benefits; especially when you find the right coverage and carrier. Unfortunately, throughout my life I have had […]

Car Insurance for Veterans

Car Insurance for Veterans Have you ever wondered whether you and your family are eligible for special military car insurance discounts, assuming you’ve served in the military? The answer is, Yes! USAA (United Services Automobile Association) and Armed Forces Insurance (AFI) are the best providers, offering excellent pricing, and providing top of the line customer […]

Ways to Save Gas While Driving

With the gas price approaching higher and higher, drivers need to find better driving technics while driving. Here we summarize 6 ways to save gas while driving without requiring a great effort from you. 1. Drive Slower Driving fast increases drag on your vehicle and in turn increases your fuel consumption, especially avoids aggressive driving […]

How to Prepare a Health Insurance Appeal Letter

Health, in general, is always a taboo topic that most people either shy away from, or perhaps wish they never have to deal with. Even scheduling maintenance health checkups are met with trepidation. Needless to say, when you or someone you care for truly needs medical attention, the anxiety meter can shoot through the roof. […]

Is Vaping Considered Smoking for Insurance Purposes?

What is Vaping? Vapes, vaporizers, vape pens, hookah pens, electronic cigarettes (e-cigarettes or e-cigs), and e-pipes are some of the many terms used to describe electronic nicotine delivery systems (ENDS). ENDS are noncombustible tobacco products, according to U.S. Food & Drug Administration. Is Vaping Considered Smoking for Insurance Purposes? Many smokers often use vaping devices […]

Road Rash is Real – Lesson Learned

Welcome to Ben’s Chronicles Hello! I’m Ben from EINSURANCE. Trust me, I know there are plenty of things we’d both probably rather be doing than discussing insurance. But although insurance gets a bad rap, it does have its benefits; especially when you find the right coverage and carrier. Unfortunately, throughout my life I have had […]

Does Credit Score Affect Homeowners Insurance?

Can A Credit Score Affect Homeowners Insurance Rates? Yes. Your credit score can affect your homeowners insurance rates. High credit scores typically translate to cheaper homeowners insurance rates. Close to 85% of home insurance companies use customer credit-based insurance scores (also known as CBI scores) when calculating homeowners insurance rates according to FICO. How Does […]

5 Quick Ways to Save on Car Insurance

Insurance premiums depend on many common factors like your driving record, vehicle model, etc. There are millions of Americans overpaying for their car insurance. Check out our top 5 quick ways to save on car insurance and still have comprehensive insurance coverage. 1. Shop Around Insurance companies have their own, proprietary algorithms for calculating insurance […]

Daycare – A Cesspool of Germs

Welcome to Ben’s Chronicles Hello! I’m Ben from EINSURANCE. Trust me, I know there are plenty of things we’d both probably rather be doing than discussing insurance. But although insurance gets a bad rap, it does have its benefits; especially when you find the right coverage and carrier. Unfortunately, throughout my life I have had […]

Garage Liability Insurance

Garage Insurance Coverage Garage liability insurance covers the financial costs associated with medical bills, personal property damage, and legal fees arising from business operations. It also covers products manufactured or sold by the shop. What Does It Cover? Garage insurance covers potential injury or property damage as a result of normal business operations. Types of […]

Automatic Braking System – What Do You Know?

Automatic Braking System: Good or Bad… The auto industry is evolving at an alarming rate. Before we know it, autonomous vehicles will be everywhere. Leaving no need for distracted driving warnings, or possibly car insurance as a whole. As a step in this progression many cars are coming equipped with Automatic Emergency Braking (AEB) systems. […]

Builders Risk Insurance Coverage – What Does It Cover?

Builders Risk Insurance Coverage Builders Risk Insurance is a special type of property insurance that covers buildings and structures under construction, remodeling, or repair. It typically covers perils such as fire, wind, hail, theft, vandalism and other accidental loss or damage to the property. It’s also important to note that earthquake, flood and hurricane damage […]

Dental Emergency – My Snaggle Tooth

Welcome to Ben’s Chronicles Hello! I’m Ben from EINSURANCE. Trust me, I know there are plenty of things we’d both probably rather be doing than discussing insurance. But although insurance gets a bad rap, it does have its benefits; especially when you find the right coverage and carrier. Unfortunately, throughout my life I have had […]

Umbrella Policy – Coverage for Your Sudden Wealth

Umbrella Policy Coverage Umbrella insurance coverage refers to liability insurance that is in excess of other basic policies, and also potentially primary insurance for losses not covered by the other policies. Personal umbrella policies are extremely valuable due to the fact that they protect you, and your loved ones from unforeseen and tragic events that […]

Best Insurance for Small Business Owners

What’s Business Insurance? Business insurance keeps your business rolling smoothly and minimizes your financial exposure through ensuring your firm and employees are properly covered. Purchasing the right types of business insurance could help protect your company’s assets against damage and legal claims. Check out our choices for the best insurance coverage for small business owners.  […]

Pet Insurance Story

Welcome to Ben’s Chronicles Hello! I’m Ben from EINSURANCE. Trust me, I know there are plenty of things we’d both probably rather be doing than discussing insurance. But although insurance gets a bad rap, it does have its benefits; especially when you find the right coverage and carrier. Unfortunately, throughout my life I have had […]

Does Family History Affect Life Insurance Rates?

Can Family History Affect Life Insurance Rates? The answer is yes. Most life insurance companies consider your family health history when you apply for life insurance. In fact, family history could be one of the biggest factors that the insurance carriers use to determine your life insurance rates. Why Insurance Carriers Want to Know Your […]

Internet Safety Tips for Everyone

The internet is an incredible resource for people of all ages, which makes internet safety a big concern for everyone. Hackers are always on the lookout for personal information they can use to access your credit card and bank information. Unsafe surfing online will lead you to many threats like internet violence from social media […]