Entries by Dale Williams

Terrorism Insurance Coverage

According to Wikipedia, terrorism Insurance is insurance purchased by property owners to cover their potential losses and liabilities that might occur due to terrorist activities. It is often offered separately or as a special endorsement to your standard commercial property insurance policy coverage. However, many terrorism coverage endorsements contain exclusions like nuclear, biological, chemical or […]

Can I Insure My Future Earnings?

Am I Able to Insure My Future Earnings? The answer is yes. Income protection insurance or disability insurance will cover a portion of your income in the short or long term if you are not able to work, or perform the major duties of your job. One of the best examples is of professional athletes. […]

Health Insurance For College Students Can Be A Lifesaver

Welcome to Ben’s Chronicles Hello! I’m Ben from EINSURANCE. Trust me, I know there are plenty of things we’d both probably rather be doing than discussing insurance. But although insurance gets a bad rap, it does have its benefits; especially when you find the right coverage and carrier. Unfortunately, throughout my life I have had […]

Self Employed Health Insurance Complete Guide

What Is Self Employed Health Insurance? Self employed health insurance is health insurance coverage for people who have neither an employer or employees, but bring home taxable income. Some examples of individuals who might need self employed health insurance include consultants, contractors, freelancers, etc. Getting coverage for yourself will help you avoid paying a penalty […]

Shop For Car Insurance After DUI Accident

Everyone understands the risk and potential danger involved in driving while under the influence or intoxicated. We are also all human, and unfortunately make mistakes. We at EINSURANCE surely hope you never find yourself being convicted of driving while impaired, but if you do, we’d like to help you get back on the road with […]

Should I Buy An Extended Warranty On Used Car?

Should I Buy An Extended Warranty? Extended warranties are essentially service contracts that cover the cost of specific repairs to your car after your vehicle’s manufacturer warranty expires. These plans are offered by third-party providers, are typically not cheap, and may add $1000 to $3000 to the overall price of your vehicle. Tips When You […]

Home Monitoring OCD While On Vacation

Welcome to Ben’s Chronicles Hello! I’m Ben from EINSURANCE. Trust me, I know there are plenty of things we’d both probably rather be doing than discussing insurance. But although insurance gets a bad rap, it does have its benefits; especially when you find the right coverage and carrier. Unfortunately, throughout my life I have had […]

3 Ways to Buy Insurance

3 Best Ways to Buy Insurance 1. Direct Purchase from Carriers You can buy directly from insurance carriers such as Progressive, Geico, etc, which is convenient. However, you may be inundated with sales calls, mailers and email messages, and end up getting coverage that’s not in your best interest as well as possibly missing out […]

How to Increase Employee Retention

How to Increase Your Employee Retention Rate? Employee retention refers to the ability of an organization to retain its employees. Employees are your businesses’ most valuable asset. Recruiting the right people, setting up proper training programs, keeping open lines of communication and providing growth opportunities are just a few ways to keep your employees happy […]

Do I Need Roadside Assistance Coverage?

Roadside assistance is one the most convenient insurance coverage you can purchase. More and more drivers are benefitting from adding roadside assistance coverage to their auto insurance policy. If your daily commute is long or your vehicle is no longer under warranty, you should consider to buy it. Generally, roadside assistance will get you Towing […]

They’re Just Tires, What’s the Big Deal?

Welcome to Ben’s Chronicles Hello! I’m Ben from EINSURANCE. Trust me, I know there are plenty of things we’d both probably rather be doing than discussing insurance. But although insurance gets a bad rap, it does have its benefits; especially when you find the right coverage and carrier. Unfortunately, throughout my life I have had […]

Uber vs. Ambulance: What Should I do?

The Rise of Ride-sharing Ride-sharing has taken the world by storm, and fundamentally changed the way people travel. Back in the day, people that didn’t own a vehicle would debate whether to hail an expensive taxi or take the more cost-effective option, public transportation. The introduction of companies such as Uber and Lyft have changed […]

How to Reduce Workers Compensation Costs

How to Reduce Workers Comp Costs? Workers compensation insurance is required in all states. It pays medical expenses and lost wages that result from job-related injury or illness, which is typically the largest component of employees’ risk management programs. Workers Compensation Insurance is not health insurance and is designed specifically for injuries sustained on the […]

What Is Special Enrollment Period (SEP)?

Special Enrollment Period (SEP) Special Enrollment Period allows you to enroll in health coverage outside of the annual open enrollment period if you experience certain life events, including losing health insurance coverage, moving, getting married, having a baby, etc. You usually have up to 60 days following the event to enroll in a plan if […]

Emergency Room – Proceed With Caution

Welcome to Ben’s Chronicles Hello! I’m Ben from EINSURANCE. Trust me, I know there are plenty of things we’d both probably rather be doing than discussing insurance. But although insurance gets a bad rap, it does have its benefits; especially when you find the right coverage and carrier. Unfortunately, throughout my life I have had […]

How Does Pet Insurance Work

What Is Pet Insurance? Pet health insurance generally covers accidents and illnesses to your dog or cat. In most cases hereditary issues and pre-existing conditions are not covered, however certain policies can be purchased that cover specific hereditary problems. Each company and policy offers different options, so make sure to check your policy to get […]

How To Switch Car Insurance

How to switch car insurance? There are 3 steps you should take when switching your car insurance. First, it is always smart to shop around and compare quotes before settling on a new insurance carrier. Second, call your current insurance company to see if they are willing to price match the other quotes you received. […]

SR22 Insurance: What Does It Cover?

SR22: What Is It? SR22 (also known as SR-22, SR 22, SR22 Form), is a vehicle liability insurance document required by most state department of motor vehicles (DMV) offices for “high-risk” insurance policies. SR-22 coverage means that you meet state’s auto insurance minimum requirements for driving and is NOT auto insurance itself. Do I Need […]