Entries by Dale Williams

What Factors Could Affect Your Insurance Rates?

There are many factors that could affect your insurance rates. For example, your age, your gender, marital status, claims history, credit history, previous insurance coverage, coverages and deductibles, insurance companies, etc. You should know that insurance companies take all of these factors into considerations. That’s why you should negotiate your insurance rates with your insurer […]

Homeowners Insurance Vs. Renters/Condo Insurance

Homeowners Insurance offers protection for you and your home against many common perils like fire, theft, vandalism, wind damage, hail damage, water damage (non-flood), riots, and explosions. Renters Insurance covers your personal property (clothing, jewelry, computer hardware/software, electronics, furniture and other valuables) if you rent a room or an apartment. Condo Insurance covers loss to […]

Car Tech: Car Safety Technologies You Should Know

Technology has influenced most industries in our economy, and car tech is no different. Cars have come a long way over the years, in terms of incorporating technological advancements into how the public drives, maintains and utilize vehicles. From automatic locks, to keyless ignitions, car tech has always played an integral role in the construction […]

On Demand Insurance – What You Should Know?

On Demand Insurance is a new way for customers to purchase insurance coverage on their smartphone with a simple click whenever and wherever they want. On Demand Insurance can be purchased online without directly interacting with a broker or a company representative. Customers can buy insurance using their smartphones and file claims easily when they […]

All You Need to Know About Non-Owner Car Insurance

Non-owner car insurance is a unique policy specifically for people who do not own a car. It provides liability coverage when you drive someone else’s car or a rental car. Liability insurance pays out if you are at fault for causing property damage or injuries to others. If you want to learn more regarding non-owner […]

Is It Necessary to Buy Travel Insurance?

Travel insurance covers trip cancellations and interruptions, lost luggage, and accidents or illnesses while traveling domestically or abroad. The coverage is by the day (number of days of your trip). Limits, deductibles and co-insurances vary by provider. Before you get it, you should take 3 things into consideration: Gravity of the trip. Probability of cancellation. […]

Do You Need Rental Car Insurance?

Rental car insurance usually provides the following coverage: Collision Damage Waiver (CDW) Liability Insurance Personal Accident Insurance (PAI) Personal Effects Coverage Some rental car companies combine personal accident and personal effects coverage together as one type of insurance, while others sell it individually. If you’re planning a trip that involves renting a car, check the […]

Halloween: The Vandalism Holiday

It’s that time of the year where the weather gets a bit brisker, the days become a bit shorter, and leaves become adoringly shades of brown and orange. The other hallmark of fall is the raucous Halloween holiday. Once revered as a day for children to satisfy their indelible sweet tooth. Halloween has quickly become […]

Buying Vs. Leasing Vs. Renting a Car – All You Need to Know

For those of us lucky enough to reach a time in their life, whereby they contemplate a vehicle purchase, this article should be helpful. Regarded as one of the largest purchases you’ll make in your life, and perhaps the first of real consequence. Given the upfront and ongoing costs of purchasing and maintaining a vehicle, […]

Telematics: What Is It and Will It Cut Your Car Insurance?

What Is Telematics? Telematics, the backbone of Usage Based Insurance (UBI), has been a buzzword over the past few years; as it has gained popularity in the insurance arena. Progressive was one of the pioneers in using telematics to gain better insight into a potential customer’s driving habits. It started by Progressive utilizing GPS and […]

What Is Cyber Security?

Cyber Security Definition Cyber security has become a buzzword lately. It can often come across as a tactic used by insurance companies and agents to instill a sense of paranoia, in hopes that you purchase a policy. We here at EINSURANCE aim to demystify this notion of cyber security and arm you with facts, so […]

How Much Car Insurance Do I Need?

Everyone searches for ways to save. Whether its choosing Costco over Whole Foods, or taking public transit to work in lieu of driving, most people are looking for ways to stretch that extra buck as far along as possible. Car insurance is no different. We here at EINSURANCE believe saving is certainly good, but everything […]

Top 10 Best Cars For The Money

Top 10 Cars That Give You the Most Bang for Your Buck! 2019 Subaru Impreza 2019 Ford Fiesta 2019 Volkswagen Jetta 2019 Hyundai Accent 2019 Chevrolet Cruze 2019 Subaru WRX 2019 Honda Insight 2019 Chevrolet Sonic 2019 Toyota Corolla 2019 Subaru Legacy What Are Your Concerns? One of the largest first purchases for many, is […]

Trump’s New Short Term Health Plans

What Trump’s New Short Term Health Plans Mean To You? Although the Open Enrollment Period is still a few months away, it still may behoove you to begin thinking about the healthcare options that are available. Especially, given the Trump Administration has slowly, but methodically altered different aspects of the Affordable Care Act (ACA or […]