Life Insurance Journal

Life insurance journal archives serve to provide summaries of latest life insurance related news and information.

It helps customers learn what life insurance is and how to choose life insurance to protect your family members.

From term life insurance coverage, whole life insurance policy, to universal life insurance coverage, EINSURANCE always offers our best efforts to help you find the right life insurance coverage.

difference between term, whole and universal life insuranceEINSURANCE

What’s the Difference: Term, Whole, and Universal Life Insurance

Fundamentally, death benefits are for the living. We purchase…
how your job affects life insurance premiumsEINSURANCE

How Your Job Affects Your Life Insurance Premiums

You’re in good health, you don’t smoke, you’re not…
is your job killing youEINSURANCE

Who Will You Name as Your Life Insurance Beneficiary?

When purchasing a life insurance policy, the biggest consideration…
Will You Pay More for Life Insurance If You Smoke E-Cigarettes or Marijuana?EINSURANCE

Life Insurance for E-Cigarette Users

Whether you smoke it or chew it, if you use tobacco products,…
is your job killing youEINSURANCE

Is Your Job Killing You?

We’ve all said it from time to time: “this job is killing me!” Well, depending on what you do, you could be closer to the truth than you know.
marijuana and life insuranceEINSURANCE

Marijuana and Life Insurance

It should come as a shock to nobody that life insurance companies penalize smokers with higher premiums or even outright refusal to issue a policy. But now that more than 20 states now allow marijuana use for medicinal purposes and voters in four states h
life insurance provides peace of mind for college loan cosignersEINSURANCE

Life Insurance Provides Peace of Mind for College Loan Cosigners

No parent wants to think about losing a child, but sometimes the unthinkable happens. When that child is a college student with a loan you cosigned, along with the grief you’ll suffer, you could also be saddled with crushing debt. A simple life insurance
10 things to consider when buying term life insuranceEINSURANCE

Life Settlements – Smart Strategy or Risky Business?

Maybe you’ve heard the TV or radio ads offering to buy your life insurance policy and wondered what that was all about. The industry term for such a transaction is a life settlement. Simply put, a life settlement is the sale of your existing life insuranc
the right way to pick your life insurance beneficiaryEINSURANCE

The Right Way to Pick Your Life Insurance Beneficiary

The biggest reason to buy life insurance is because you want to do the right thing and leave those who depend on your protected instead of burdened with crushing financial debt.
buy life insuranceEINSURANCE

Why You Haven’t Bought Life Insurance Yet

Unlike car insurance and health insurance, there is no legal requirement to buy a life insurance policy. And given that you have a lot of other things to spend your money on, you’re probably in no hurry to rush out there and commit to monthly life insuran
10 things to consider when buying term life insuranceEINSURANCE

Finding the Money to Fund Your Life Insurance Policy

Finding the Money to Fund Your Life Insurance Policy
10 things to consider when buying term life insuranceEINSURANCE

Employer Provided Group Life Insurance Basics

What does employer-provided life insurance cover? What are the limitations of employer-provided coverage?
gen x and gen y life insuranceEINSURANCE

Why Gens X and Y Don’t Buy Life Insurance

Many Gen X and Gen Y Americans have no life insurance, or are under-insured. Find out more about this risky trend.
is life insurance worth itEINSURANCE

Is Your Life Worth Insuring?

Find out what life insurance companies look for in an insured. Not all insurers are the same, and what is not insurable for one company can be an acceptable risk for another.
life insurance guide for young professionalsEINSURANCE

How Much Does Life Insurance Really Cost?

Is Life Insurance really to costly for you? Many millennials overestimate the cost of life insurance significantly. Find out how cheap life insurance can be.
multiple life insurance policiesEINSURANCE

Term Life, Whole Life—Do You Need Multiple Life Insurance Policies?

EInsurance explains when having multiple term life and whole life insurance policies could be the best long-term strategy.
tax deductible life insuranceEINSURANCE

Is Life Insurance Tax Deductible?

What is the tax on life insurance payout? Are life insurance premiums tax deductible? EInsurance guides you through the IRS life insurance tax code.
10 things to consider when buying term life insuranceEINSURANCE

10 Things to Consider When Buying Term Life Insurance

10 Steps to Consider When Buying Term Life Insurance