SR22 Insurance: What Does It Cover?

SR22: What Is It?

SR22 (also known as SR-22, SR 22, SR22 Form), is a vehicle liability insurance document required by most state department of motor vehicles (DMV) offices for “high-risk” insurance policies. SR-22 coverage means that you meet state’s auto insurance minimum requirements for driving and is NOT auto insurance itself.

Do I Need SR-22?

Each state has its own requirements, here are some examples that frequently require an SR-22:

• DUI or DWI
• At-fault accidents while driving without insurance
• Getting too many tickets in a short time period
• Driving with a suspended license

How Do I Get SR-22?

In general, simply indicating you are a driver needing SR 22 filing when purchasing your auto insurance policy. You can just add SR22 option in our online quote form to get it.

How Long Is SR-22 Valid?

Each state has its own requirements. Most states require drivers to have SR-22 coverage along with an insurance policy for about three years. As long as you pay the required premium and keep the policy active, the SR-22 will remain in effect until the requirements for your state have been met.

Check out our other article regarding SR22 Insurance Quotes or read our infographics below to learn more.