Insurance – Sample Cancellation Letter

Did you know that you don’t have to wait until your insurance policy expires to search for a better insurance quote? In fact, you can call 1(844) 524-6505 right now for multiple auto insurance quotes. In the event you find a cheap online insurance quote right now, you can ask your current insurer to cancel your policy and refund the remaining premium. In the event that you want to cancel your current policy, you should send your insurance company a cancellation letter to notify the insurer of your request to cancel the policy and to request a refund the remaining portion of the premium. For your use, we provide you with an insurance sample cancellation letter below.

The first step prior to writing the insurance cancellation letter (termination letter) is to look to your policy to see if there are any provisions regarding cancellation and notification of your insurer. There may be instructions regarding how to cancel your policy – how many days notice you need to provide and to whom the letter should be addressed. You will want to follow any specific instructions contained in your insurance policy regarding cancellation. However, oftentimes the cancellation provision in an insurance policy only references cancellation by the insurer. If there are no specific instructions regarding cancellation by you, all you will need is your insurer’s contact information.

Once you have reviewed your policy for specific instructions regarding cancellation, if any, and the contact information for your insurance company, you’ll be ready to write the letter. Here is an insurance sample cancellation letter to use as a starting point – remember, be sure to follow any specific requirements in your insurance policy as well.



Via Certified Mail – Return Receipt Requested

Insurance Company Name and Address (include department or contact name, if known)

Re: Cancellation of Policy

Insured: [Insert Named Insured’s name here – to be found on the Declaration page of your policy]

Policy Number: [Insert Policy Number here – to be found on the Declaration page of your policy]

Policy Period: [Insert Policy Number here – to be found on the Declaration page of your policy]

Dear Sir or Madam,

Please allow this letter to constitute my formal demand for cancellation of the above-captioned policy. This cancellation will be effective as of ____ date. Please immediately return any unused premium to me at my address listed below. Please be advised that I no longer authorize your company to directly withdraw any future premiums from any of my accounts.

I would appreciate receiving written confirmation of this cancellation within 30 days. Please do not hesitate to contact me with any questions. I look forward to your prompt attention to this matter.

Very truly yours,

[Your Signature]

[Insert Your Name]

[Insert Your Mailing Address]

[Insert Your Telephone Number]

Download a Sample Cancellation Letter here

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