Entries by EINSURANCE

Here’s What You Should Know About Unclaimed Life Insurance Benefits

Some people daydream about that “long lost relative” who leaves them money, seemingly out of the blue. This can happen if you’re a life insurance beneficiary, but sometimes you have to go hunting for your own payout. The odds that you have life insurance benefits waiting for you to claim are 1 in 600, according […]

A Smart Home Can Keep It Safe and Save You Money On Insurance

For the most part, we love our tech. In the search for ways to simplify our lives with technology, homeowners are turning their attention to gadgets and devices that make their homes smarter and safer. In the process, savings are being realized at home and on homeowner’s premiums. Tech We’re Taking Home Technology firms have […]

5 Common Summer Health Hazards and How to Avoid Them

Ah, summer, the months you look forward to the rest of the year. Fun on the water, barbecues with friends and family, good times outdoors. Just don’t let “go to the emergency room” end up on your list of things to do this summer. Here are some of the most common summer health hazards and […]

8 Mistakes to Avoid When Switching Car Insurance Companies

Yes, auto insurance is one of the biggest expenses that come with owning a vehicle. On the other hand, if you ever need to file a claim, owning an auto insurance policy can save you a lot more than it costs. Taking a look at what other insurance providers have to offer is good to […]

How to Organize and Store Your Life Insurance Records

When you pass away, it’s important that beneficiaries know where to find the policy holder’s life insurance records. If you have life insurance coverage, get organized and protect your investment—and let your beneficiaries where they’ll be able to find your policies. Where to Keep Your Insurance Records The Insurance Information Institute (III) recommends storing originals […]

Easy DIY Home Improvement Projects to Take On This Summer

Home improvement doesn’t have to be about remodeling the bathroom or taking out a wall to expand a room. This summer, concentrate on a few projects that will enhance your home and, because they don’t need to be expensive, can improve your frame of mind. First step is to inspect your home. Look for cracks, […]

Why Are Americans Opting Out of Insurance Coverage?

Why are Americans skipping health insurance? Although more people have health insurance than they did before the Affordable Care Act (ACA), growing numbers of individuals under the age of 65 are opting to go without insurance. There are two reasons: High costs Shrinking networks According to Kaiser Family Foundation, record increases of people have health […]

Ways to Grow Your Small Business

How to grow your business As a small business owner you have to wear a lot of hats. When the business needs to grow, it can feel as if you don’t have time or resources to make it happen. While the “you need money to make money” adage is still true, there are simple practices […]

Why You Should Shop for Car Insurance Every 6 Months

Ever wonder if getting a 12-month auto insurance policy is better than buying a 6-month policy? There are pros and cons for going either of direction, but ultimately it might be in your best interest to stay with the shorter-term version. A 12-Month Plan The main benefit with a 12-month auto insurance plan is that […]

What Is Gap Insurance and Do You Need It?

If you bought a new car, it started to depreciate as soon as you drove it off the lot, about 10 percent of its original value in a year’s time. And that’s just an approximate estimate; some can depreciate as much as 50 percent if it’s not a very popular car. If your new car […]

Ways to Maximize Your Retirement with Life Insurance

Life insurance can be a great help for your surviving beneficiaries, but it can also be used as a tool to help you in retirement. And, different types of insurance policies can be useful in different ways. Permanent Life Insurance Universal and whole life are permanent policies, as long as you pay your premiums. Though […]

What’s It Going to Be: Should You Remodel Your Home or Move?

There comes a time when many homeowners ponder: Is it time to move or should I just remodel? The answer is one part emotion and the other part logic. Emotional Considerations: Should I Stay or Should I Go? We tend to grow attached to a home, especially if we’ve lived in it for a long […]

Should You Get Short-Term Instead of Family & Individual Health Insurance?

For a variety of reasons, including too few states choosing to expand Medicaid under the Affordable Care Act (ACA), or Obamacare, and with the individual mandate ending soon, some insurers are opting to pull out of the Marketplace, or exchange. According to The Heritage Foundation, 51.3% of all counties have only a single insurer offering […]

Are You Overpaying for Your Prescriptions?

There’s a growing concern about the rising cost of pharmaceuticals, but you may be able to save at the pharmacy. Despite your health insurance, you may be paying more than you need to fill your prescriptions. A recent study by the University of Southern California Schaeffer Center for Health Policy & Economics found that 23% […]

Now What? How to File an Auto Insurance Claim After an Accident

When you’re in an accident, whether someone is hurt, there is extensive damage to the cars or property involved, or the event is a simple fender bender, you’ll need to file a claim for coverage. If you live in a no-fault state, you’ll file with your insurance company. If you’re in an at-fault state, you’ll […]

Will Your Car Insurance Cover You Out of State?

As spring and summer head our way, you may be planning a cross-country drive. A common concern with drivers is whether or not their auto insurance policy will cover them if they are in an accident out-of-state. Unless you’re traveling to a foreign country, no need to worry. Even though car insurance coverage has different […]