Are Prescription Drug Prices Really Falling? In March, the U.S. government announced that prescription drug prices went down by 1% in February, the biggest decline in a single month. According to MarketWatch.com, drug costs are falling for the first time in almost 50 years. Too good to be true? Maybe. In March 2019, the U.S. […]
4 Top Business Insurance Products You Need for Your Startup A lot of hard work—and money—goes into starting your own business. If you’re an entrepreneur who is going to grow a startup, you’ll need to protect the business assets, board members, employees with business insurance products. Get to know the following business insurance products coverage […]
Why Do Auto Insurance Rates Continue to Go Up? Even if you have an immaculate driving record with a minimal number of claims submitted to your provider, you have probably noticed that auto insurance rates continue to increase. Several factors have led to the increase, but bottom line is that auto insurance companies have run […]
Driving Habits That Affect Your Car’s Fuel Economy With gas prices going through the roof these days, you might be more aware of your gas mileage. Certain driving habits and conditions that come with aggressive driving impair miles per gallon (MPG). Driving habits affect fuel economy. By driving appropriately, you can save by some pretty […]
Six Ways to Fireproof Your Home Research tells us that on average 80% of fire deaths and 74% of fire injuries were caused by home fires (2012 – 2016). The leading cause (40%) of home fires are related to cooking. The National Fire Prevention Association (NFPA) reports that overall the Top 10 Preventable Causes of […]
Do You Know What to Do When You Get A Speeding Ticket? The dreaded speeding ticket. Dealing with it can be a headache and it can cost you, in fines and in dings on your auto insurance coverage. If you’ve never experienced a speeding ticket, just remember there’s a first time for everything. Are you […]
How to Buy Car Insurance for College Students When it’s time to leave home and go to college, there are plenty of odds and ends to figure out, including car insurance. Should the student stay on her parents’ insurance policy? Or is it better to have her own coverage separate from her parents’ plan? Let’s […]
Here’s What Senior Life Insurance Offers It’s not cheap to die. At least for those left behind to pay for funeral and medical expenses. As a senior, you may opt to purchase a senior life insurance policy to remove that burden from your dependents and loved ones. According to the National Funeral Directors Association (NFDA), […]
Short-Term and Long-Term Disability Insurance Let’s talk about the long and the short of disability insurance. Long-term vs. short-term disability insurance, that is. What are they and which should you have? The Council for Disability Awareness states that there’s a 30% chance the average worker will become disabled, and that one in 8 workers will […]
Car Insurance Estimator Before You Buy That Car The two most expensive items that go into owning a car: car loan payments and car insurance. If you are interested in cutting your annual cost of ownership, these are the two areas in which you can save the most. Experts say, it’s wise to estimate your […]
How to Choose a Life Insurance Policy When You’re Expecting a Baby When a baby is on the way, there’s a lot to think about. Your to-do list might look something like this: Stock up on diapers. Set up the crib. Make sure you have baby-bathing supplies on hand like a baby tub for the […]
The National Alliance on Mental Illnesstells us that In the U.S., mental illness affects 1 in 5 adults, and many never seek medical care. Part of the issue has been the lack of health insurance coverage. The Affordable Care Act addressed this by requiring Marketplace insurance providers to offer mental health and substance abuse coverage. […]
Here’s What You Should Know About COBRA Insurance Thanks to the Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA), you don’t have to lose the health insurance that was provided by your former employer. But you’ll have to pay full price as well as an up-to-two percent administration fee. Who Is Covered by COBRA Insurance? […]
Six Tips for First Time Car Insurance Buyers Buying a car in almost any state means also purchasing auto insurance. If you’re a first-time car insurance buyer, getting the right coverage can seem a little confusing. There are many variables that go into choosing a policy, but let’s break it down to help make sense […]
If you have children, you may be wondering if you should buy life insurance for them. The answer to this question, like so many, is “it depends.” Let’s look at the pros and cons of having a life insurance policy for a child. Why You Should Buy Life Insurance for Children? The two main […]
Turn Customers into Loyal Patrons Starting With 5 Easy Steps As a small business owner, you have probably seen the power of selling to customers committed to your brand, and all the work and expense that goes into trying to sell to new customers. Nurturing connections with loyal consumers is essential to the success of […]
Can You Claim Deductions for Your Health Insurance Premiums? Medical costs can be hefty, but the Internal Revenue Service provides a way to recoup some of this money through tax deductions for medical expenses. But, understanding the rules involved can be a challenge. Are Health Insurance Premiums Deductible? Whether or not you can enjoy a […]
How to Deal With a Tire Blowout Safely? Tire blowouts don’t necessarily have to happen. Most can be avoided with periodic checks for leaks, wear and proper air pressure. But, if you do experience a blowout on the road, there are steps you can do to deal with the situation safely. Why Blowouts Occur? Most […]
