If you have children, you may be wondering if you should buy life insurance for them. The answer to this question, like so many, is “it depends.” Let’s look at the pros and cons of having a life insurance policy for a child. Why You Should Buy Life Insurance for Children? The two main […]
Turn Customers into Loyal Patrons Starting With 5 Easy Steps As a small business owner, you have probably seen the power of selling to customers committed to your brand, and all the work and expense that goes into trying to sell to new customers. Nurturing connections with loyal consumers is essential to the success of […]
Can You Claim Deductions for Your Health Insurance Premiums? Medical costs can be hefty, but the Internal Revenue Service provides a way to recoup some of this money through tax deductions for medical expenses. But, understanding the rules involved can be a challenge. Are Health Insurance Premiums Deductible? Whether or not you can enjoy a […]
How to Deal With a Tire Blowout Safely? Tire blowouts don’t necessarily have to happen. Most can be avoided with periodic checks for leaks, wear and proper air pressure. But, if you do experience a blowout on the road, there are steps you can do to deal with the situation safely. Why Blowouts Occur? Most […]
If you’re in the market for a new car, do some research to see which makes and models you’re interested in. Which ones have everything you’re looking for? Think about things like good looks, capacity, trunk space and anything else that would serve you best. Then, follow two rules: Rule Number One: Never buy a […]
Deciding to buy life insurance policy is just the first step in getting covered. After that it can get confusing. What kind of policy should you get? How much coverage? Where should you purchase coverage? Sorting through these types of questions will help organize you for the task. Do You Need Life Insurance? Whether you […]
If you’re like most people, car maintenance happens when something goes wrong or quits working. But following a schedule can keep you safer and if you can show you’ve stayed on top of your car’s maintenance it could boost the resale value. First of all, always check with the owner’s manual that came with your […]
Every year, according to the Center for Disease Control and Prevention (CDC), millions of people come down with the flu and of those, hundreds of thousands are hospitalized, and thousands or tens of thousands die from flu-related causes every year. Statistics show that getting a seasonal flu vaccine is the most effective way to help […]
When you buy a home, you also need to purchase homeowners insurance, and possibly add-on endorsements. But, at its most basic, homeowners insurance covers four things: Your home Your personal belongings Liability protection Additional living expenses Home Protection In the aftermath of a fire or other disaster such as a hurricane, damaging hail or a […]
Even a small business that is not publicly traded can be vulnerable to expensive lawsuits, levied against the company itself and against the company’s officers and directors. Directors and officers (D&O) insurance protects companies, helping many small businesses avoid bankruptcy. Experts say D&O insurance coverage is essential to most businesses, even small privately held companies. […]
If you or your employees use a vehicle for business, you need commercial auto insurance. Personal insurance policies don’t cover business use. What kinds and how much coverage you need can depend on which state you’re in, and whether you cross state lines in the process of doing business. Types of Auto Insurance for Businesses […]
General liability insurance is essential for doing business; it can protect you financially in the event of a customer’s or third party’s bodily injury or property damage. As a contractor, you can also purchase an optional endorsement, an addition to your overall general liability policy. A variety of industry-specific professional liability policies are available, everything […]
With the possibility that used car dealers may unknowingly (or willingly) sell flood damaged vehicles, it is prudent for customers to check flood damaged cars before they buy. Mark the check boxes if the statement next to it is true. Any check marks should be a signal to stay away or investigate further. Download Checklist […]
It’s that time of year again; Health Insurance Marketplace open enrollment for 2019 is coming up fast. You’ll have from November 1, 2018 through December 15, 2018 in most states, with coverage beginning January 1, 2019. You have several ways of getting health insurance if you don’t have coverage through your employer. You can purchase […]
According to the National Association of Insurance Commissioners (NAIC), it’s a good idea to check your insurance policies once a year. Online car insurance comparisons have made the task easier than ever to compare car insurance quotes. Car Insurance Comparison Types There are two general types of online insurance sites. Some are lead generation sites […]
If you own a business that sells, distributes, manufactures or designs products, product liability insurance could potentially keep you from having to close shop because of hefty costs incurred when something goes wrong. It’s wise to consider adding product liability coverage to your general liability policy in order to protect your company should there be a […]
If you have ever been responsible for the after-death arrangements a loved one, you know how hard it can be. At a time when you are mourning a loss, you also have to spend time making sure preparations are taken care of. If you have to pay burial costs and related expenses, too, and it […]
You go to purchase a homeowner’s insurance policy and you’re offered auto insurance, too, but you already have auto coverage from a different company. Should you bundle home and auto insurance? Is it worth the trouble? With some exceptions, bundling home and auto insurance is a good idea. As long as each policy has the […]
