Do You Need Car Insurance If?

What If: Answers to Common Questions About Auto Insurance If you’re thinking of joining the 12.6 percent of U.S. drivers who forgo auto insurance coverage, you might want to reconsider. You could end up having to pay thousands of dollars for repairs and medical bills if you are in an accident for which you are […]

Rent or Own Home: Which is Better?

Should Your Rent or Own Home? Used to be, it was considered a given that owning a home made more sense than renting. But these days it is not so cut and dry. There are pros and cons to both choices, and your answer depends upon what you feel is better for you. Things to […]

Why Business Interruption Insurance Is Important?

Why Small Business Needs Business Interruption Coverage If something happened to your small business and you had to choose between seeing your business survive or close down, which would you pick? If you want your business continue and thrive, you should seriously consider adding business interruption coverage to your property insurance policy. What Business Interruption […]

How to Save Money on Car Insurance When You Have More Than One Car

If you’re looking to get insurance on more than one passenger vehicle, save money on car insurance costs by putting them on the same policy. Insurance companies offer multi-car discounts as a reward to the policy holder for giving them additional business. Common Questions About Getting a Multi-Car Policy How much money can I save […]

How Much Does Insurance Go Up After an Accident?

How Much Will Your Car Insurance Go Up After an Accident? It’s smart—and in some states required—to have auto insurance coverage. But, if you’ve ever filed a claim after a fender bender or accident, you’ve no doubt seen your premiums go up. Just how much your insurance costs are elevated following an accident is not […]

Pros and Cons of Paying Homeowners Insurance Upfront or at Closing

Paying Homeowners Insurance Upfront or at Closing When you’re buying a home, mortgage lenders require you pre-pay your first year’s homeowner’s insurance policy premium. But you still have a choice either paying homeowners insurance upfront or at closing when you pay the other fees you’ve settled on in the sale. Part of your mortgage agreement […]

Six Workplace Safety Tips for Employers

Top Six Workplace Safety Tips for Employers In the United States, more than one billion a week is spent by businesses on serious workplace injuries, with overexertion leading the list of top ten causes. This category alone costs businesses almost $14 billion a year. Making safety an important element within your business can help lower […]

The Vicious Cycle of Poor Sleep, Depression and Chronic Pain

Overcome the Cycle of Poor Sleep, Depression and Chronic Pain The recommended amount of sleep is seven hours. Sleeping less, or more, affects us both physically and mentally. Breaking the resulting cycle of poor sleep, depression and chronic pain can be difficult. Many people have trouble getting to and staying asleep. Sleep deprivation, where you […]

6 Common Car Insurance Myths

Six Common Car Insurance Myths The ins and outs of buying auto insurance can be complicated, confusing and frustrating, so small wonder there are a lot of false assumptions about coverage and many common car insurance myths. 1. The more you pay for a car, the higher the cost your auto insurance. Not exactly. Car […]

Small Business Tax Deductions Checklist That Saves You Money

Save Money with a Checklist for Small Business Tax Deductions As they say, the two things you can count on in life are death and taxes. We can’t do anything about death (yet!), but as a small business owner you can manage your taxes to save. Since tax rules seem to change frequently, we’ve put […]

Why Minimal Car Insurance Is A Bad Idea

Minimum Car Insurance: Why It Could Be a Costly Way to Go These days, a lot of us are looking for ways to save. Car insurance is one area you may be tempted to pare down to save, but really, minimum car insurance coverage can end up costing you. What looks like a good deal […]

Key Man Insurance: Does Your Business Need It?

Key Man Insurance Definition If your business’s success depends on one or two people, including business owners and founders, you might need to protect your business with what is known as key man insurance policy. With key man, or key employee, coverage the business owns the policy, pays premiums and is beneficiary. Should a key […]

How to Speed Up Your Car Insurance Claims

How to Speed Up Car Insurance Claims When you file an auto claim, your provider will likely to do everything possible to speed up car insurance claims process. Still, there are many variables that influence how quickly a claim can be resolved. How quickly things move along depends on: Your insurance provider The state you’re […]

Cancer Insurance Guide Before You Buy

Cancer Insurance Guide: What You Should Know Before You Buy Cancer is the second most prevalent cause of death the U.S. According to the Centers for Disease Control and Prevention (CDC), cancer kills about 1,600 Americans a day. Does this mean you should purchase a cancer insurance policy? Maybe, but maybe not. When you’re thinking […]

How to Prepare Your Home for a Hurricane

7 Steps to Preparing Your Home for a Hurricane The data shows that North Atlantic hurricanes have continued to increase in intensity, duration and frequency since the 1980s. With climate change, this will get worse according to climate scientists. If you live in a hurricane prone area, you need to take steps to prepare. There […]

Self Driving Cars Pros and Cons 2019

Self Driving Cars: Consider the Pros and Cons From the looks of it, self driving cars are almost here. Some are already on the road being tested, to not-always good results. Proponents say, when they’re perfected autonomous vehicles will get us where we want to go without the stress of having to actually drive. Detractors […]

What Is Preventive Care?

Thanks to the Affordable Care Act, preventive care, also called preventative care, must be included with ACA Marketplace policies and most other health insurance plans. This service can save you money and help you stay healthy. Preventive Care Definition Regular preventive care lets health care providers stay on top of any health issues you might […]

Prescription Drug Prices Are Falling

Are Prescription Drug Prices Really Falling? In March, the U.S. government announced that prescription drug prices went down by 1% in February, the biggest decline in a single month. According to MarketWatch.com, drug costs are falling for the first time in almost 50 years. Too good to be true? Maybe. In March 2019, the U.S. […]