Entries by EINSURANCE

Car Insurance Florida Requirement

Driving Statistics for the Sunshine State Driving in Florida can be quite dangerous. As you could imagine, the 3rd largest state measured by population, averages over 1,100 crashes per day. Needless to say, you need to keep your head on a swivel while driving through the Sunshine state. Year: 2018 Statistics (totals) Crashes 402,592 Driving […]

Specified Service Trade or Business: What the New Tax Act Could Mean to You

For certain small businesses—many sole proprietors and owners of pass-through entities—                                         the new Tax Cuts and Jobs Act that went into effect tax year 2018 was good news: a 20% deduction for qualified business income (QBI). The new tax law includes additional rules within the pass-through deduction qualification for specified service trade or business (SSTB). […]

Tesla Insurance Cost Breakdown – The Ultimate Guide

Breaking Down the Cost of Owning and Insuring a Tesla With Tesla’s entry into the mass market with the Model 3, you may be considering buying one for yourself. You may also be wondering if you can afford one. How Much Does a Tesla Cost? The price tag on the 2019 Tesla Model 3 is […]

Type 2 Diabetes Symptoms You Should’t Ignore

Type 2 diabetes, which affects over 30 million people in America, sneaks up on you. According to the Center for Disease Control (CDC), studies indicate that 25 percent of people with type 2 diabetes don’t even know they have it, because the symptoms can be subtle in the early states. What is Type 2 Diabetes? […]

7 Tips to Prevent Distracted Driving

7 Tips To Prevent Distracted Driving Often, when we hear the term “distracted driving,” we think of teens on cell phones. And this mental image is not surprising since the majority of crashes involving teenagers revolved around distracted driving and more than 85 percent of today’s teens have a cell phone. It’s a natural conclusion […]

How to Prepare for Obamacare Open Enrollment 2020

Open enrollment for the 2020 Marketplace for health insurance is here, running from November 1 through December 15, 2019. You’ll need to enroll by December 15th to secure coverage, which will begin January 1, 2020. Are You Ready for Obamacare Open Enrollment 2020? If you aren’t receiving health insurance coverage through an employer or another […]

Do You Need Car Insurance If?

What If: Answers to Common Questions About Auto Insurance If you’re thinking of joining the 12.6 percent of U.S. drivers who forgo auto insurance coverage, you might want to reconsider. You could end up having to pay thousands of dollars for repairs and medical bills if you are in an accident for which you are […]

Rent or Own Home: Which is Better?

Should Your Rent or Own Home? Used to be, it was considered a given that owning a home made more sense than renting. But these days it is not so cut and dry. There are pros and cons to both choices, and your answer depends upon what you feel is better for you. Things to […]

Why Business Interruption Insurance Is Important?

Why Small Business Needs Business Interruption Coverage If something happened to your small business and you had to choose between seeing your business survive or close down, which would you pick? If you want your business continue and thrive, you should seriously consider adding business interruption coverage to your property insurance policy. What Business Interruption […]

How to Save Money on Car Insurance When You Have More Than One Car

If you’re looking to get insurance on more than one passenger vehicle, save money on car insurance costs by putting them on the same policy. Insurance companies offer multi-car discounts as a reward to the policy holder for giving them additional business. Common Questions About Getting a Multi-Car Policy How much money can I save […]

How Much Does Insurance Go Up After an Accident?

How Much Will Your Car Insurance Go Up After an Accident? It’s smart—and in some states required—to have auto insurance coverage. But, if you’ve ever filed a claim after a fender bender or accident, you’ve no doubt seen your premiums go up. Just how much your insurance costs are elevated following an accident is not […]

Pros and Cons of Paying Homeowners Insurance Upfront or at Closing

Paying Homeowners Insurance Upfront or at Closing When you’re buying a home, mortgage lenders require you pre-pay your first year’s homeowner’s insurance policy premium. But you still have a choice either paying homeowners insurance upfront or at closing when you pay the other fees you’ve settled on in the sale. Part of your mortgage agreement […]

Six Workplace Safety Tips for Employers

Top Six Workplace Safety Tips for Employers In the United States, more than one billion a week is spent by businesses on serious workplace injuries, with overexertion leading the list of top ten causes. This category alone costs businesses almost $14 billion a year. Making safety an important element within your business can help lower […]

The Vicious Cycle of Poor Sleep, Depression and Chronic Pain

Overcome the Cycle of Poor Sleep, Depression and Chronic Pain The recommended amount of sleep is seven hours. Sleeping less, or more, affects us both physically and mentally. Breaking the resulting cycle of poor sleep, depression and chronic pain can be difficult. Many people have trouble getting to and staying asleep. Sleep deprivation, where you […]

6 Common Car Insurance Myths

Six Common Car Insurance Myths The ins and outs of buying auto insurance can be complicated, confusing and frustrating, so small wonder there are a lot of false assumptions about coverage and many common car insurance myths. 1. The more you pay for a car, the higher the cost your auto insurance. Not exactly. Car […]

Small Business Tax Deductions Checklist That Saves You Money

Save Money with a Checklist for Small Business Tax Deductions As they say, the two things you can count on in life are death and taxes. We can’t do anything about death (yet!), but as a small business owner you can manage your taxes to save. Since tax rules seem to change frequently, we’ve put […]

Why Minimal Car Insurance Is A Bad Idea

Minimum Car Insurance: Why It Could Be a Costly Way to Go These days, a lot of us are looking for ways to save. Car insurance is one area you may be tempted to pare down to save, but really, minimum car insurance coverage can end up costing you. What looks like a good deal […]

Key Man Insurance: Does Your Business Need It?

Key Man Insurance Definition If your business’s success depends on one or two people, including business owners and founders, you might need to protect your business with what is known as key man insurance policy. With key man, or key employee, coverage the business owns the policy, pays premiums and is beneficiary. Should a key […]