Do You Need Product Liability, Recall And Contamination Insurance?

If you own a business that sells, distributes, manufactures or designs products, product liability insurance could potentially keep you from having to close shop because of hefty costs incurred when something goes wrong. It’s wise to consider adding product liability coverage to your general liability policy in order to protect your company should there be a […]

How to Choose A Hospital

So, how do you choose a hospital that’s right for you? Depending on where you live, you might have a few hospitals to choose from, have only one in town or, in some rural areas, you have to drive out of town to get to one. If you don’t have a hospital of preference and […]

What Is Final Expense Insurance?

If you have ever been responsible for the after-death arrangements a loved one, you know how hard it can be. At a time when you are mourning a loss, you also have to spend time making sure preparations are taken care of. If you have to pay burial costs and related expenses, too, and it […]

Should You Bundle Home and Auto Insurance?

You go to purchase a homeowner’s insurance policy and you’re offered auto insurance, too, but you already have auto coverage from a different company. Should you bundle home and auto insurance? Is it worth the trouble? With some exceptions, bundling home and auto insurance is a good idea. As long as each policy has the […]

Health Insurance for Young Adults

Used to be, once children left home they were on their own in terms of health insurance. That changed with the Affordable Care Act (ACA). Now, as long as your health insurance provides coverage for dependents, your child can remain on your plan until the age of 26, no matter what. Did he get married? […]

Do I Need Special Insurance to Drive for Uber and Lyft?

Ride-hailing, such as ridesharing services like Uber and Lyft, have disrupted how we get from Point A to Point B when we need a ride. And this is changing the way car insurance behaves. In other words, providers are creating coverage products specific to ridesharing. According to TheRideshareGuy.com, more than 700,000 drivers work for Lyft […]

How to Avoid Common Car Accidents

Driving has become a huge part of everyday life, and predictably certain types of car accidents have become more frequent. Some are more common than others. Most Common Accidents Types The most frequent car accidents collisions include the following: Rear-end Head-on Side impacts Dents and scrapes Avoiding Rear-End Collisions Rear-end collisions are most likely to […]

Easy Ways to Make Your Home More Energy Efficient

Some may think you have to spend more money on remodels or new equipment to save on energy use in the home. The truth is, there are steps you can take that cost, but there are a lot of ways you can make your home more energy efficient that are also cost efficient. Tips for […]

9 Types of Insurance You Need to Protect Your Business

If you are a small business owner, you know that running a business is more than just hanging a sign out front. Whether you’re an individual consultant or own a growing business with employees, business insurance can protect your company. But what kind? Business Owners Policy (BOP) Small to medium-sized business need to be protected […]

How To Save Money On Health Insurance Premiums

While the U.S. approach to healthcare insurance seems to be in constant flux these days, some things remain constant. No matter what plan you go with, there are ways to keep your monthly premium costs down. 7 Ways to Save Money on Your Health Insurance Premiums 1. Go with a higher deductible. If you can, […]

How To Find A Good Doctor In Your Area

Whether you’ve moved to a new area or have changed health insurance providers, getting a primary doctor is a priority. Finding a physician you trust and feel comfortable with takes a little research. Before you begin your search, make sure you understand the requirements of your health insurance. With most providers, you must choose a […]

True Costs To Own A Tesla

Do you like turning heads on the road? If so, then you’ve probably already fantasized about owning a Tesla. If the price tag doesn’t scare you away, more power to you. These all-electric cars can go fast, they don’t use gas, and they’re sexy. But they are also expensive to drive off the lot. How […]

The Most Common Causes of Distracted Driving

Drivers distracted enough to take their eyes off the road are twice as likely to get into an accident, according to a study by researchers at Virginia Tech Transportation Institute. Unfortunately, the study also found that drivers tend to engage in distracting activities more than 50 percent of the time. We hear a lot about […]

What Is Accelerated Death Benefit?

While you purchased your life insurance policy with beneficiaries in mind, you can also ensure you personally receive some financial benefit in certain circumstances. The accelerated death benefit (ADB) lets you receive living benefits in the event you are diagnosed with a terminal illness. Some insurance companies include an ADB with their life insurance policies, […]

What You Should Know If You Are A First Time Home Buyer

What Every First Time Home Buyer Should Know Buying your first home can be both exciting and terrifying at the same time. The surest way to lean more towards the positive side of that spectrum is to educate yourself so you can have a better idea of what to expect. You’ll also feel better about […]

What You Should Know Before Picking a Health Plan

Things You Should Know Before Picking a Health Plan Figuring out which health insurance plan is the best for you can feel a little like learning a different language. Until you get to know the vocabulary and how it’s all tied together it can be confusing, even frustrating. If you’re getting health insurance through your […]

How To Handle Negative Online Reviews

5 Ways to Handle Negative Reviews Online Whether you love them or hate them, online reviews are part of doing business in this digital world. It is common for consumers to read reviews, both positive and negative, before making a purchase decision, so customer reviews are an important component to building a customer base. Regularly […]

Why Auto Insurance Claims Are Denied and How To Avoid It?

When you need to file a claim on your auto insurance policy, you may just assume it will be taken care of. Unfortunately, it is not always so cut and dry. Auto insurance claims can be denied for a lot of reasons. Common Reasons Auto Insurance Claims Denied If you’ve submitted a claim and your […]