National Safety Council stats claim there are over 12 million motor vehicle accidents involving more than 20 million vehicles every year. That’s a lot of bent fenders, crumpled trunks and bashed in doors in need of repair. If you drive, the odds are good
Whether you’re travelling for pleasure or business, world travel will undoubtedly expose you to some exciting new experiences. It can also expose you to significant risks for illness or injury. And your domestic health insurance company won’t cover your medical care when you’re travelling abroad. If you’re wondering “Do I need travel medical insurance?” you’re […]
When the holidays come around, the scammers come out of the woodwork. They like to take advantage of the goodwill, trust and mental distraction that abounds at this time of year. A favorite target is your automobile, or more to the point, the cash they ca
Employee wellness programs, which vary in scope, are changing the workplace environment for the better, even for small businesses. They offer a perk that can help a company attract and retain employees. Here we provide steps to be taken when establishing
If you’re in the market for pet insurance with no waiting period, you’re not alone. The number of American homes that now have pets, or have more pets than before, has skyrocketed in the US in the last few years. The Insurance Information Institute (III) ascribes much of that growth to the 2020 COVID-19 pandemic. […]
Is homeowners insurance tax deductible? The answer to whether or not homeowners insurance is tax deductible is kind of a mixed bag of good news/bad news. Aside from a few exceptions that we’ll cover here, homeowner’s insurance is not tax deductible. Nor are other property insurance policies you might buy, like flood insurance or earthquake […]
A recent Gallup poll suggests 25% of all employed Americans are now working from home. Another 20% of employed individuals are hybrid workers, meaning they work from home at least some of the time. That’s a total of 45% of all employees in our country, about 4.4 million souls. If you’re one of those 4.4 […]
Despite legal requirements to purchase Affordable Care Act-qualifying health insurance, not everybody is onboard. Many people, for a variety of reasons, are opting to purchase short-term health insurance policies instead.
Since the effectiveness of decreasing term insurance is by definition limited by the age and demographic of the insured—in other words, since the coverage is temporary
Get the right insurance coverage. Understand the six parts of homeowners coverage and get competitive homeowners insurance quotes online at einsurance.com
Buying life insurance online feels utterly overwhelming. In early 2022, a quick Google search for “life insurance” brings back more than 1.2 billion results. Add those to TV commercials, spam emails, text messages and snail mail, and it’s easy to see why consumers experience choice overload when shopping for life insurance online. There are just […]
Pay-per-mile car insurance can be an affordable auto insurance option for certain customers. But it’s not right for everyone. Throughout this article we’ll refer to it using three names: pay per mile, pay-per-mile and PPM. Know that we’re referencing the same type of insurance every time. Here we’ll explain how pay per mile car insurance […]
If you are a small business owner, you know that running a business is more than just hanging a sign out front. Whether you’re an individual consultant or own a growing business with employees, business insurance can protect your company. But what kind? There are basic insurance policies business owners should consider. Business Owners Policy […]
A Guide to Life Insurance Medical Exams When you purchase life insurance coverage, you will likely be asked to have a medical exam. The insurer will determine how much of a risk you are, first with an interview followed by a physical exam administered by a medical professional, typically a paramedical, such as a nurse. […]
If you bought a new car, it started to depreciate as soon as you drove it off the lot, about 10 percent of its original value in a year’s time. And that’s just an approximate estimate; some can depreciate as much as 50 percent if it’s not a very popular car. If your new car […]
Sometimes, yes. Your auto insurance policy will cover most hurricane damage if you have comprehensive coverage. Still, even with a comprehensive coverage policy, some types of damage – specifically glass windows and windshields – might not be covered unless you have a rider. (We’ll talk about that more in a moment.) And your car insurance […]
Special Enrollment Period allows you to enroll in health coverage outside of the annual open enrollment period if you experience certain life events, including losing health insurance coverage, moving, getting married, having a baby, etc. You usually have up to 60 days following the event to enroll in a plan if you qualify for an […]
When you’re in an accident, whether someone is hurt, there is extensive damage to the cars or property involved, or the event is a simple fender bender, you’ll need to file an auto insurance claim for coverage. If you live in a no-fault state, you’ll file with your insurance company. If you’re in an at-fault […]
