Your basic required dump truck insurance will include liability and physical damage coverage.
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Personal Liability and Property Damage (PLPD) insurance coverage is required in some states to drive a vehicle, legally. Every state has unique laws requiring the amount of liability coverage you must carry and may use different terms to describe it. Note the term “PLPD Insurance” was used mostly in Michigan at one time, but that […]
Does insurance cover tornado damage? Most homeowner’s policies include tornado insurance coverage, but if you live in Tornado Alley, you may need additional tornado insurance
Don’t own a car? You might still need to own an auto insurance policy. Called non-owner car insurance, this kind of coverage can be a good idea and, in some states and circumstances, even required. Non-owner car insurance is a unique policy specifically for people who do not own a car. It provides liability coverage […]
Every homeowner should carry homeowner’s insurance, even if your home is completely paid off. It protects your investment and protects you with liability coverage in case you get sued by a guest at your home. And if you’re paying a mortgage, it’s likely that your mortgagee — the bank or institution who owns the loan […]
Health insurance is a necessity for all Americans. And many working-age individuals get their health coverage via group health insurance plans through their employer. Usually, these plans cover the employee, and family members can be added to them. But employment status can change. Layoffs and downsizing can occur in any economic environment. And since the […]
Premise liability lawsuits targeting small businesses are on the rise. Learn more and get quotes commercial general liability quotes online from top insurers.
There are different types of life insurance and different kinds of tax liabilities for the various payouts on benefits. Understanding your options will help you choose the right life insurance for your specific situation.
Stranger originated life insurance (STOLI) policies aren’t legal in the US. While insurance laws vary from state to state, all states require the owner of a life insurance policy to have insurable interest in the insured individual. That sounds complicated, and like everything else related to insurance, it can be difficult to understand. This unbiased […]
Sometimes things are open to interpretation, and reading the wrong meaning into something can cost you bunches. For example, if you have an all risk homeowner’s insurance policy, you might assume the word “all” implies that everything is covered. You woul
Sometimes, yes. Traditional landlord insurance policies will help cover many types of tenant damage. You’ll still need to pay a deductible, however. And if the damages are minor, you may wish to pay for them out-of-pocket rather than create a claims history. Rental property insurance can be complicated. This unbiased guide written by licensed insurance […]
Odd stories about insurance humor and funny insurance stories
The Small Business Health Care Tax Credit exists to help offset the costs of group health insurance plans for employees. For small business owners, this federal income tax credit can be worth up to 50% of your yearly investment in group health insurance for employees. Non-profit organizations can get an income tax credit up to […]
But a life insurance policy can become a significant stopping point during a divorce settlement. Spouses find themselves fighting over these policies, and for good reasons. And a judge can order changes be made to ownership of life insurance policies. Today, we’ll explore everything you need to know about life insurance policies and divorces. Consider […]
Yes, 17 year old car insurance is going to cost you. Remember, like all insurance, automobile coverage for your teenager is about assessing risk based probability.
You file insurance liability claims with the insured and the insurance company pays the court costs
Commercial umbrella insurance will protect your business from liability claims that are over-and-above your regular liability coverage limits. Umbrella insurance is a crucial product for sole-proprietors and partners, those who have many personal assets at stake, and anyone who operates a brick-and-mortar location which caters to walk-in business. This article will explore everything you need […]
Find out whose insurance pays for tree damage to your home and shop for competitive homeowners insurance quotes online at einsurance.com