Entries by EINSURANCE

Senior Life Insurance: What Does It Offer?

Here’s What Senior Life Insurance Offers It’s not cheap to die. At least for those left behind to pay for funeral and medical expenses. As a senior, you may opt to purchase a senior life insurance policy to remove that burden from your dependents and loved ones. According to the National Funeral Directors Association (NFDA), […]

What Is Short-Term and Long-Term Disability Insurance?

Short-Term and Long-Term Disability Insurance Let’s talk about the long and the short of disability insurance. Long-term vs. short-term disability insurance, that is. What are they and which should you have? The Council for Disability Awareness states that there’s a 30% chance the average worker will become disabled, and that one in 8 workers will […]

How to Estimate Car Insurance Before Buying a Car?

Car Insurance Estimator Before You Buy That Car The two most expensive items that go into owning a car: car loan payments and car insurance. If you are interested in cutting your annual cost of ownership, these are the two areas in which you can save the most. Experts say, it’s wise to estimate your […]

Do You Have Mental Health and Substance Abuse Coverage?

The National Alliance on Mental Illnesstells us that In the U.S., mental illness affects 1 in 5 adults, and many never seek medical care. Part of the issue has been the lack of health insurance coverage. The Affordable Care Act addressed this by requiring Marketplace insurance providers to offer mental health and substance abuse coverage. […]

Everything You Need to Know About COBRA Insurance

Here’s What You Should Know About COBRA Insurance Thanks to the Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA), you don’t have to lose the health insurance that was provided by your former employer. But you’ll have to pay full price as well as an up-to-two percent administration fee. Who Is Covered by COBRA Insurance? […]

Tips for First Time Car Insurance Buyer

Six Tips for First Time Car Insurance Buyers Buying a car in almost any state means also purchasing auto insurance. If you’re a first-time car insurance buyer, getting the right coverage can seem a little confusing. There are many variables that go into choosing a policy, but let’s break it down to help make sense […]

Should You Buy Life Insurance for Your Children?

  If you have children, you may be wondering if you should buy life insurance for them. The answer to this question, like so many, is “it depends.” Let’s look at the pros and cons of having a life insurance policy for a child. Why You Should Buy Life Insurance for Children? The two main […]

How to Earn Loyal Patrons for Small Business?

Turn Customers into Loyal Patrons Starting With 5 Easy Steps As a small business owner, you have probably seen the power of selling to customers committed to your brand, and all the work and expense that goes into trying to sell to new customers. Nurturing connections with loyal consumers is essential to the success of […]

Are Health Insurance Premiums Tax Deductible?

Can You Claim Deductions for Your Health Insurance Premiums? Medical costs can be hefty, but the Internal Revenue Service provides a way to recoup some of this money through tax deductions for medical expenses. But, understanding the rules involved can be a challenge. Are Health Insurance Premiums Deductible? Whether or not you can enjoy a […]

How to Safely Handle a Tire Blowout

How to Deal With a Tire Blowout Safely? Tire blowouts don’t necessarily have to happen. Most can be avoided with periodic checks for leaks, wear and proper air pressure. But, if you do experience a blowout on the road, there are steps you can do to deal with the situation safely. Why Blowouts Occur? Most […]

How to Make the Most of a Test Drive

If you’re in the market for a new car, do some research to see which makes and models you’re interested in. Which ones have everything you’re looking for? Think about things like good looks, capacity, trunk space and anything else that would serve you best. Then, follow two rules: Rule Number One: Never buy a […]

How to Buy Life Insurance?

Deciding to buy life insurance policy is just the first step in getting covered. After that it can get confusing. What kind of policy should you get? How much coverage? Where should you purchase coverage? Sorting through these types of questions will help organize you for the task. Do You Need Life Insurance? Whether you […]

Basic Car Maintenance Checklist and Schedule

If you’re like most people, car maintenance happens when something goes wrong or quits working. But following a schedule can keep you safer and if you can show you’ve stayed on top of your car’s maintenance it could boost the resale value. First of all, always check with the owner’s manual that came with your […]

What Kind of Flu Shot is Right for You?

Every year, according to the Center for Disease Control and Prevention (CDC), millions of people come down with the flu and of those, hundreds of thousands are hospitalized, and thousands or tens of thousands die from flu-related causes every year. Statistics show that getting a seasonal flu vaccine is the most effective way to help […]

What Does Homeowners Insurance Cover?

When you buy a home, you also need to purchase homeowners insurance, and possibly add-on endorsements. But, at its most basic, homeowners insurance covers four things: Your home Your personal belongings Liability protection Additional living expenses Home Protection In the aftermath of a fire or other disaster such as a hurricane, damaging hail or a […]

Does Your Small Business Need Directors and Officers (D&O) Insurance?

Even a small business that is not publicly traded can be vulnerable to expensive lawsuits, levied against the company itself and against the company’s officers and directors. Directors and officers (D&O) insurance protects companies, helping many small businesses avoid bankruptcy. Experts say D&O insurance coverage is essential to most businesses, even small privately held companies. […]

When Do You Need Commercial Auto Insurance?

If you or your employees use a vehicle for business, you need commercial auto insurance. Personal insurance policies don’t cover business use. What kinds and how much coverage you need can depend on which state you’re in, and whether you cross state lines in the process of doing business. Types of Auto Insurance for Businesses […]