Does Landlord Insurance Cover Tenant Damages?

Sometimes, yes. Traditional landlord insurance policies will help cover many types of tenant damage. You’ll still need to pay a deductible, however. And if the damages are minor, you may wish to pay for them out-of-pocket rather than create a claims history. Rental property insurance can be complicated. This unbiased guide written by licensed insurance […]

The Small Business Health Care Tax Credit

The Small Business Health Care Tax Credit exists to help offset the costs of group health insurance plans for employees. For small business owners, this federal income tax credit can be worth up to 50% of your yearly investment in group health insurance for employees. Non-profit organizations can get an income tax credit up to […]

How Does Life Insurance Work During a Divorce?

But a life insurance policy can become a significant stopping point during a divorce settlement. Spouses find themselves fighting over these policies, and for good reasons. And a judge can order changes be made to ownership of life insurance policies. Today, we’ll explore everything you need to know about life insurance policies and divorces. Consider […]

Commercial Umbrella Insurance: How Does It Work?

Commercial umbrella insurance will protect your business from liability claims that are over-and-above your regular liability coverage limits. Umbrella insurance is a crucial product for sole-proprietors and partners, those who have many personal assets at stake, and anyone who operates a brick-and-mortar location which caters to walk-in business. This article will explore everything you need […]

Will Your Car Insurance Cover You Out of State?

As spring and summer head our way, you may be planning a cross-country drive. A common concern with drivers is whether or not their car insurance cover out of state if they are in an accident out-of-state. Unless you’re traveling to a foreign country, no need to worry. Even though car insurance coverage has different […]

Travel Medical Insurance: Do I Need It?

Whether you’re travelling for pleasure or business, world travel will undoubtedly expose you to some exciting new experiences. It can also expose you to significant risks for illness or injury. And your domestic health insurance company won’t cover your medical care when you’re travelling abroad. If you’re wondering “Do I need travel medical insurance?” you’re […]

Employee Wellness Programs: What You Should Know

Employee wellness programs, which vary in scope, are changing the workplace environment for the better, even for small businesses. They offer a perk that can help a company attract and retain employees. Here we provide steps to be taken when establishing

How to Buy Pet Insurance with No Waiting Period

If you’re in the market for pet insurance with no waiting period, you’re not alone. The number of American homes that now have pets, or have more pets than before, has skyrocketed in the US in the last few years. The Insurance Information Institute (III) ascribes much of that growth to the 2020 COVID-19 pandemic. […]

Is Homeowners Insurance Tax Deductible?

Is homeowners insurance tax deductible? The answer to whether or not homeowners insurance is tax deductible is kind of a mixed bag of good news/bad news. Aside from a few exceptions that we’ll cover here, ​homeowner’s insurance is not tax deductible.​ Nor are other property insurance policies you might buy, like ​flood insurance​ or earthquake […]

Does Home Insurance Cover Working from Home?

A recent Gallup poll suggests 25% of all employed Americans are now working from home. Another 20% of employed individuals are hybrid workers, meaning they work from home at least some of the time. That’s a total of 45% of all employees in our country, about 4.4 million souls. If you’re one of those 4.4 […]