The Accelerated Death Benefit: What It Is and How It Works While you purchased your life insurance policy with beneficiaries in mind, you can also ensure you personally receive some financial benefit in certain circumstances. The accelerated death benefit (ADB) lets you receive living benefits in the event you are diagnosed with a terminal illness. […]
What Every First Time Home Buyer Should Know Buying your first home can be both exciting and terrifying at the same time. The surest way to lean more towards the positive side of that spectrum is to educate yourself so you can have a better idea of what to expect. You’ll also feel better about […]
Things You Should Know Before Picking a Health Plan Figuring out which health insurance plan is the best for you can feel a little like learning a different language. Until you get to know the vocabulary and how it’s all tied together it can be confusing, even frustrating. If you’re getting health insurance through your […]
5 Ways to Handle Negative Reviews Online Whether you love them or hate them, online reviews are part of doing business in this digital world. It is common for consumers to read reviews, both positive and negative, before making a purchase decision, so customer reviews are an important component to building a customer base. Regularly […]
Here’s Why Some Auto Insurance Claims Are Denied and How You Can Avoid It When you need to file a claim on your auto insurance policy, you may just assume it will be taken care of. Unfortunately, it is not always so cut and dry. Auto insurance claims can be denied for a lot of […]
Things You Should Never Leave In Your Car We may have learned to “hide” items like packages or other enticing items when we leave them in the car—they could be too tempting for a thief to resist, after all. Beyond valuables, pets and small children, there are things that should never be left unattended in […]
There are a number of problems that smaller companies can encounter with workers compensation insurance coverages. One such complexity is inconsistent workers compensation record maintenance and closed/new locations. You might have started a small business in one location with less than stellar results and decided to close down that location, but open again in another […]
Some people daydream about that “long lost relative” who leaves them money, seemingly out of the blue. This can happen if you’re a life insurance beneficiary, but sometimes you have to go hunting for your own payout. The odds that you have life insurance benefits waiting for you to claim are 1 in 600, according […]
For the most part, we love our tech. In the search for ways to simplify our lives with technology, homeowners are turning their attention to gadgets and devices that make their homes smarter and safer. In the process, savings are being realized at home and on homeowner’s premiums. Tech We’re Taking Home Technology firms have […]
As a business owner or consultant, an ongoing goal is to grow your client base. You can market, do community outreach and seek referrals—all those things that keep you busy while trying to make sure your current clients are well-served and happy. There is one avenue for gain more clients that you may not have […]
Ah, summer, the months you look forward to the rest of the year. Fun on the water, barbecues with friends and family, good times outdoors. Just don’t let “go to the emergency room” end up on your list of things to do this summer. Here are some of the most common summer health hazards and […]
Major daily commitments to getting in shape can be difficult to commit to, but there are little things you can do every day that are a huge plus to your health. Get enough sleep.Seems easy enough, but with our busy schedules we can deprive ourselves of the sleep we need. Get at least seven and […]
Yes, auto insurance is one of the biggest expenses that come with owning a vehicle. On the other hand, if you ever need to file a claim, owning an auto insurance policy can save you a lot more than it costs. Taking a look at what other insurance providers have to offer is good to […]
When you pass away, it’s important that beneficiaries know where to find the policy holder’s life insurance records. If you have life insurance coverage, get organized and protect your investment—and let your beneficiaries where they’ll be able to find your policies. Where to Keep Your Insurance Records The Insurance Information Institute (III) recommends storing originals […]
Home improvement doesn’t have to be about remodeling the bathroom or taking out a wall to expand a room. This summer, concentrate on a few projects that will enhance your home and, because they don’t need to be expensive, can improve your frame of mind. First step is to inspect your home. Look for cracks, […]
Why are Americans skipping health insurance? Although more people have health insurance than they did before the Affordable Care Act (ACA), growing numbers of individuals under the age of 65 are opting to go without insurance. There are two reasons: High costs Shrinking networks According to Kaiser Family Foundation, record increases of people have health […]
How to grow your business As a small business owner you have to wear a lot of hats. When the business needs to grow, it can feel as if you don’t have time or resources to make it happen. While the “you need money to make money” adage is still true, there are simple practices […]
Ever wonder if getting a 12-month auto insurance policy is better than buying a 6-month policy? There are pros and cons for going either of direction, but ultimately it might be in your best interest to stay with the shorter-term version. A 12-Month Plan The main benefit with a 12-month auto insurance plan is that […]