Entries by EINSURANCE

Medigap Plans – All You Need to Know

Medigap Plans: What You Need to Know If you’re new to Medicare, you’ll no doubt find that the system is often confusing. Let’s talk about something that can add to your confusion: Medigap. What is a Medigap Plan? Medigap insurance is designed to supplement regular Medicare, filling often expensive gaps not covered by Medicare. Quick […]

Homeowners Insurance After Dog Bites

Does Homeowners Insurance Cover Dog Bites? If your dog bites a visitor in your home, are you covered for liability in your homeowners insurance? Maybe, maybe not. Dog Bite Statistics Dog bites are fairly common, with roughly 4.5 million individuals bitten by dogs annually. Bite rates are highest among children, especially kids ages 5 to […]

Texas Car Insurance Requirements

Driving Statistics for the Lone Star State Texas is the second largest state by both population and land mass. Although there are several miles of highway, and a ton of drivers in the Lone Star State, Texans generally are safe drivers, ranking 17th in deaths per mile driven. Year: 2018 Statistics (totals) Miles Driven (millions) […]

Do You Need Disability Car Insurance?

Disability Car Insurance – Do You Need It? Do you need disability car insurance? First of all, there is no such thing. But there is good news: you can purchase insurance policy add-ons to attach as riders to your regular insurance. The American Disabilities Act (ADA) Thanks to ADA, it is illegal for insurance companies […]

New York Car Insurance Requirements

Driving Statistics for the Empire State New York is the 4th largest state by population and ranks in the middle of the pack when measured by land area (27th). Often referred to as one of the largest cities in the world, with a great public transit system. Which is why, it comes as no surprise […]

Does Car Insurance Cover Theft?

Choose the Right Car Insurance Cover Theft Car thefts have been in decline over the past couple of decades but are still all too common. And when it is your car that’s stolen, it can be an expensive headache. Common Means of Stealing Cars As autos have become more complicated, thieves have upped their game. […]

Homeowners Insurance California Ultimate Guide

California is known for its gorgeous weather, a bustling economy, and its unique industries like film and technology. Access to sunshine and surf, well-paying jobs, and a variety of unique local cultures across the state make California an amazing place to live. But it’s quickly becoming a challenging state for consumers who need homeowners insurance […]

Potential Impacts of Coronavirus on the Insurance Industry

At the time of writing, March 2, 2020 the status of COVD-19 (Coronavirus) is still mostly speculative in the United States. The Centers for Disease Control and Prevention (CDC) is closely monitoring the situation, and as of today, the overall health risk to US citizens is “low” per the CDC. For this article we’ll be looking closely at: […]

Colorado Car Insurance Requirements

Driving Statistics for the Centennial State Colorado is in the middle of the pack in terms of population (21st largest) in relation to the rest of the U.S., but in the top 10 (8th largest) as it relates to land area. Needless to say, there’s quite a bit of open area, including mountains, to drive […]

Cannabis Industry Trends 2020

By most accounts, 2020 will see cannabis as a green business proposition. Still, some growing pains along the way are inevitable as this emerging industry adjusts to changes. What are the cannabis industry trends 2020? Some of the areas that will be focused on in this year and beyond include: Products Legalization Financing Cash flow […]

Car Insurance Non Renewal: What You Should Know

What You Should Know About Car Insurance Non Renewal If your auto insurance company is unhappy with the relationship, it can break up with you, either by nonrenewal or cancellation of your policy. Cancellation is a more serious problem, but both can result in having to find another carrier. So, what’s the difference between car insurance […]

California Car Insurance Requirements

Driving Statistics for the Golden State California is the largest state in the U.S. ranked by population and the 3rd largest by land area. Needless to say, there are several drivers and cars buzzing around the Golden State. That said, Californians are remarkably safe drivers, as they are ranked in the bottom half of the […]

New Jersey Car Insurance Requirements

Driving Statistics for the Garden State The peninsula we affectionately call New Jersey is the 4th smallest state when measured by area, but the 11th largest when measured by population. This dichotomy makes the Garden State the most densely populated state in the U.S. Year: 2018 Statistics (totals) Miles Driven (millions) 77,539 Fatal Crashes 525 […]

Life Insurance for Married Couples

Life Insurance Options for Married Couples Traditionally, life insurance has been intended to help the remaining spouse financially in the event of the breadwinner’s death. That’s changing, however, with a growing number of life insurance policies being purchased by both members of a couple. Why Get Life Insurance? Life insurance policies are purchased to assist […]

Massachusetts Car Insurance Requirements

Driving Statistics for the Bay State Massachusetts is small in terms of square mileage, however, it’s the 5th most densely populated state in the United States. Given space is such a scarce commodity in the Bay State, safe driving is crucial. Year: 2018 Statistics (totals) Vehicle miles traveled (millions) 66,772 Fatal crashes 343 Deaths 360 […]

Kentucky Car Insurance Requirements

Driving Statistics for the Bluegrass State The Bluegrass state is average size when compared to all other states within the U.S., ranking as the 26th largest state according to population. Although of average size, Kentuckians are prone to accidents, as shown by its high-ranking mark for the amount of deaths it experiences per mile driven. […]

How Does Divorce Affect Your Car Insurance?

How Divorce Can Affect Your Car Insurance Going through a divorce can be a tough experience, bringing with it some major lifestyle changes. It is a stressful time with a million details to take care of. One item on the divorce to-do list is to get your car insurance policies in order. Let’s see how […]

Uninsured Motorist Coverage: The Ultimate Guide

Uninsured Motorist Coverage: What is It and Do You Need It? If it hasn’t happened to you, you probably know someone who has experienced it. Somebody else is at fault in an accident but doesn’t carry liability insurance. Now what? You’ll be stuck having to pay out of pocket for damage and injuries. If you […]