Thanks to the Affordable Care Act, preventive care, also called preventative care, must be included with ACA Marketplace policies and most other health insurance plans. This service can save you money and help you stay healthy.
Preventive Care Definition
Regular preventive care lets health care providers stay on top of any health issues you might have, the idea being to catch problems early when treatment generally is easier to treat and most successful. Most insurance policies include it at no cost to you. It is a service that is covered is free to you, requiring no co-pays or deductibles.
The list of preventive services is long. Here are some examples:
- Blood pressure screening
- Cervical cancer screening
- HIV screening
- Depression screening
- Alcohol addiction and abuse screenings and counseling
- Vision checks for children
- Autism screening
- Type 2 diabetes screening
- Colorectal cancer screening
- Osteoporosis screening
These are just a few screenings provided with preventive service. You can use this CDC tool to find out what kind of screening is appropriate when considering age and gender.
Why Preventive Care is Important?
According to Centers for Disease Control and Prevention (CDC), if everyone in the U.S. regularly received preventive care more than 100,000 lives could be saved every year. Chronic disease, including heart disease, diabetes and cancer, can go unnoticed for years, but preventive screenings can detect disease early, allowing treatment before the disease becomes fatal. The CDC also notes that chronic disease is to blame for 7 out of 10 deaths in the U.S. each year.
If you would like to choose a health care plan that provides the preventive care you want, EINSURANCE.com can help. Start comparing policies and quotes using our online tool today.