The insurance companies determine the amount of premium based on their evaluation of the risks they are insuring. Insurance companies cannot pay losses that were not insured
Depending on the dental insurance coverage you select, you’ll either have your choice of any dentist or a dental plan network of dentists to choose from.
Insurance only covers an unexpected, accidental loss. You can’t go out and purchase insurance after your home has been destroyed by a tornado or fire.
So here’s the general auto insurance guide to filing a claim.
Discounts are available from many companies if you buy more than one policy from them. Lump your boat insurance, motorcycle insurance and both car insurance policies in with your homeowner insurance and you could see significant savings on insurance in ge
If you have a job, chances are good that some or all of your health insurance policy is covered by your employer. But if you’re newly unemployed and not a trust fund baby, you’re going to need low-cost health insurance.
Armed with actuarial tables, auto insurance companies can scientifically calculate their level of risk. Many factors and variables play a role in calculating your risk as potential holder of an auto insurance policy.
An “additional insured” is a person or business that is specifically included as an insured under the policy issued to your business.
Homeowners Insurance and Commercial General Liability Insurance is meant to cover accidental loss or injury, not intentional loss.
One of the biggest benefits of homeowners insurance, condominium owners insurance and renters insurance is that most policies require the insurance company to defend you in a lawsuit if you are sued for covered damages.
As liability caused by an automobile is excluded under Commercial General Liability Insurance policies, make sure to consider purchasing a Commercial Vehicle Liability Policy to protect your business.
it is important to take your valuables into consideration. You can obtain a “personal articles floater” which specifically insures your individual valuable items for which there may be limited or no coverage otherwise.
One of the ways to reduce your premium is somewhat beyond your control – a good claims history. Of course, the best claims history is to have had no claims.
The typical CGL policy will cover your business for certain specific losses. Specifically, in the event you or the company are sued for “bodily injury,” “property damage,” “personal injury” or “advertising injury,” the typical CGL policy will provide cove
Yes, 17 year old car insurance is going to cost you. Remember, like all insurance, automobile coverage for your teenager is about assessing risk based probability.
There are probably worse messages you could receive in the mail – a notice of an IRS audit comes immediately to mind – but learning that your auto insurer won’t provide coverage for you vehicle is no valentine, either. Here’s what you need to know about t
It is important to be honest on all insurance applications and claims to avoid the possibility of problems on coverage for any future claims.
You file insurance liability claims with the insured and the insurance company pays the court costs