Entries by Barbara Howington

How to Get Title Insurance?

Title Insurance: What it Is and How to Get It When you’re buying a new home, your head may be swimming with all kinds of things: excitement, relief, maybe a little purchase anxiety. And then, there is all that paperwork you have to read and sign. One of the items in the pile of “things […]

Health Savings Account Vs FSA

Health Savings Account Vs FSA: Which One is Best for You? Which kind of healthcare savings plan should you go with: a Health Savings Account (HSA) or a Flexible Spending Account (FSA)? Both have tax benefits but are different in significant ways. You might even choose to forgo either one. Health Savings Accounts HSAs allow […]

Social Media and Insurance Claims

How Social Media is Used During Insurance Claim Investigations Be careful what you post on social media because you never know who will see it. What’s the relation between social media and insurance claims? Insurance companies and agents are adding themselves to the growing list of entities using social media as a tool. In the […]

Is Earthquake Insurance Worth It?

Is Earthquake Insurance Really Worth the Cost? About 20,000 earthquakes hit in the United States every year, with up to 42 states considered at particular risk, according to the United States Geological Survey (USGS). Still, few homeowners actually purchase earthquake insurance—even in California, where ninety percent of the earthquakes in the U.S. occur, only about […]

Best Business to Start in 2020

Fulfill Your Inner Entrepreneur: Best Business to Start in 2020 If you’re an aspiring new business owner or want to add to a collection of existing business ventures, you have some interesting—and some not-so-surprising—choices for 2020. The business landscape is changing, with disruptions happening across the business niche spectrum. Accordingly, you should have  an idea […]

E Cigarette Ban – What You Should Know

Vaping has quickly grown in popularity throughout the world, with estimates showing from 7 million vapers in 2011 to 25 million in a few years. After being sold for more than ten years, it wasn’t until 2019 that reports of lung illnesses tied to e-cigarettes, or vapes, suddenly began appearing with alarming frequency. Until the […]

Roth 401k vs 401k – How to Choose

Roth 401k vs 401k: Which is Best for You? When you’re faced with whether you are better off contributing to Roth 401k vs 401k, it comes down to a few differences that can make a big difference in your retirement. The Basics Traditional 401(k) and Roth 401(k) are options for workplace retirement savings, and employers […]

Understanding Adult Onset Allergies

What is it with allergies? As an adult, you’re fine one day and not the next. What causes allergies to kick in, when you’ve gotten this far in life without them? Research shows adult onset allergies are common, and the numbers are growing. Knowing why is the part that still eludes us. What Are Allergies? […]

How to Find a Lawyer for Your Small Business

How to Find Small Business Lawyer Having a good lawyer onboard can help your small business save costs in the long run. As a small business owner, you probably know too well just how complicated things can get and securing someone to help you through legal challenges is a price worth paying. Your small business […]

Mental Health Myths and Facts

Mental Health: Six Common Myths and Facts About 1 in every 5 American adults experiences mental illness in a year’s time, according to National Alliance on Mental Illness. The report also notes that 1 in 25 adults in the U.S. experiences more serious mental illness every year. What is Mental Illness? Mental health covers a […]

How to Reduce Inflammation in Your Body

  You have probably experienced it yourself. After sustaining an injury, you see swelling. This inflammation is the natural response to an injury or infection. But there’s another kind of inflammation that is chronic. This is where a person’s immune system kicks in even in the absence of injury or infection. Chronic inflammation is a […]

Denied Life Insurance: What to Do Next?

What You Can Do if You’re Denied Life Insurance What should you do if you are denied for life insurance? Like they say, if at first you don’t succeed, try, try again—with a different insurer. Whether or not an insurance provider will sell you a life insurance policy is up to the insurer. You just […]

Who Needs Life Insurance Coverage?

So, Who Needs Life Insurance Coverage Anyway? If you believe life insurance doesn’t matter unless you have children, you may be surprised to find out that the list of who actually needs a policy is a full one. It shows us that, while the main purpose of life insurance is to support those who financially […]

Best Post Workout Meal

What to Eat for the Best Results After a Workout After a good workout, refueling with the right nutrients is essential. Carbs, protein and fat assist your body in its after-workout recovery. They help your body decrease the breakdown of muscle protein, stimulate new muscle growth and generally enhance recovery. Check our best workout meal […]

Easy Ways to Keep Your House Cool in the Summer

Easy Ways to Keep House Cool This Summer As the song says, “It’s summertime and living is easy.” What isn’t mentioned in that iconic Ella Fitzgerald recording is that summertime is also hot. Keep house cool so you can “live easy” without running up your electricity bills is just a matter of taking a few […]

Depression and Anxiety Symptoms and Treatment

Most of us experience anxiety or depression at some point in our lives. This is normal. Sometimes the two disorders, which often occur at the same time, can interfere with daily activities such as work, personal hygiene and socializing, for example. When a person’s daily functioning is affected this is an indication that depression and/or […]

What Are The Benefits of HRIS?

Would HRIS Benefit Your Company? Human Resources Information Systems (HRIS) are proving to be highly valuable for the businesses who use them, saving money, improving efficiency and increasing productivity. This type of software helps HR departments create reports and presentations, improve employee recruitment and administer benefits. Basically, it expedites tasks with automation. The Sierra-Cedar HR […]

How to Choose the Best Life Insurance Company

If you’ve decided to purchase a life insurance policy, it’s time to find the provider that’s right for you. But, how do you figure out which life insurance company and policy to go with? To find that answer, you’ll need to look at certain aspects of the companies you are considering. Find the Best Life […]